Popular, Inc. (BPOP)
Valor JustoFundamental
75
Precio
$154.97
Capitalización Bursátil
$9.91B
Parte 1 · Cuánto vale la empresa
Resumen
Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual retirement accounts and educational contribution accounts; business accounts; investment accounts; private management accounts; and certificates of deposit. It also provides commercial and industrial, commercial real estate, commercial multi-family, and residential mortgage loans; consumer loans, including unsecured personal loans, home equity lines of credit, and other loans to individual borrowers; construction loans; lease financing comprising automobile loans and leases; renewable energy and marine loans; and startup program and healthcare hub financing. In addition, the company offers auto and equipment leasing and financing; broker-dealer; international and private banking; insurance services, such as travel, property, auto and boat, health, life, and title; debit and credit cards; family of funds and Keogh plans; mobile easy deposit, foreign exchange, and fiduciary services; retirement plans; wire transfers; coordination of auto, aircraft, and helicopter loans; financial planning; investment advice; ATM; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 de septiembre de 2026 with claude-haiku-4-5 — shared with all users
On the U.S. mainland, Popular Bank's 40 branches in New York, New Jersey and South Florida compete with Valley for the same deposits and middle-market commercial and real-estate lending in exactly those three markets.
FirstBank Puerto Rico is Popular's closest rival for the same island deposits, mortgages, auto loans and commercial lending, and overlaps again in the U.S. Virgin Islands and Florida.
The third of Puerto Rico's three remaining commercial banks, Oriental chases the same retail customers, auto and consumer loans, and small-business relationships across the same branch network territory.
Balance y Liquidez
Ingresos
$3.35B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$969M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$681M
Patrimonio Neto Total
$6.25B
Pasivo Total
$69.10B
Ratio de Liquidez
-
Cobertura de Intereses
0.97
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$193.94
Precio Actual
$154.97
Margen de Seguridad
+20.1%
Rango de Valor Justo
$126.06 - $261.82
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
10.52
ROE
13.3%
Ratio P/B
1.54
P/FCF
12.28
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
-
WACC
9.0%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (18)
- EPS shows upward trend
- Price CAGR 13.75%
- P/FCF 12.28
- P/B Ratio 1.54
- Operating Margin 34.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 15.4%
- Revenue Growth 5Y 7.4%
- Analyst Consensus 94% Buy
- Earnings Surprise avg 11.0%
- PEG Ratio 0.65
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -5.6%
- Net Margin Trend 28.9% vs 23.6%
- Piotroski F-Score 7/9
Fallido (4)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
No disponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Solidez financiera fuerte
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Jorge Jose García | President, CEO & Director | 52 |
| Mr. Lidio V. Soriano CPA | Executive VP & CFO | 56 |
| Ms. Camille Burckhart | EVP and Chief Information & Digital Strategy Officer of Digital, Innovation & Technology Group | 45 |
| Mr. Manuel A. Chinea | Executive VP and Chief Experience & Administration Services Officer | 59 |
| Ms. Denissa M. Rodriguez Adorno | Senior VP, Corporate Comptroller & Chief Accounting Officer | - |
| Mr. Paul J. Cardillo | Senior VP & Investor Relations Officer | - |
| Mr. Jose R. Coleman-Tio Esq. | Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel of Corporate Matters Group | 44 |
| Ms. Maria Cristina Gonzalez Noguera | Executive VP and Chief Communications & Public Affairs Officer | 50 |
| Mr. Eli S. Sepulveda | Executive Vice President of Commercial Credit & Services Group of Banco Popular de Puerto Rico | 62 |
| Mr. Luis E. Cestero | Executive Vice President of Retail & Business Solutions Group at Banco Popular de Puerto Rico | 51 |
Riesgo de Auditoría
1
Riesgo del Consejo
3
Riesgo de Compensación
2
Riesgo de Derechos del Accionista
1
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-03-02
- Ver documento
Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-08-07
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-08-20
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for BPOP, sourced from Markets Gazette.