CNA Financial Corp (CNA)
Valor JustoFundamental
88
Precio
$44.88
Capitalización Bursátil
$12.30B
Parte 1 · Cuánto vale la empresa
Resumen
CNA Financial Corporation, an insurance holding company, primarily provides commercial property and casualty insurance products in the United States, Canada, the United Kingdom, Continental Europe, and internationally. It operates through Specialty, Commercial, International, and Life & Group segments. The company offers professional liability coverage and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, errors and omissions, employment practices, fiduciary, and fidelity and cyber coverage to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property, marine, boiler, and machinery coverage insurance products; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages; specialized loss-sensitive insurance programs and total risk management services; and a run-off long-term care business. The company was founded in 1853 and is based in Chicago, Illinois. CNA Financial Corporation is a subsidiary of Loews Corporation.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 de septiembre de 2026 with claude-haiku-4-5 — shared with all users
Both underwrite standard and specialty commercial property and casualty coverage for US small and mid-sized businesses through the same independent agent and broker networks.
Travelers is the largest US commercial property and casualty writer and competes with CNA line by line, from workers' compensation and general liability to management and professional liability.
W. R. Berkley writes the same niche specialty and excess-and-surplus commercial risks that CNA targets, and CNA names it in its own peer group.
Through its Great American subsidiaries, American Financial Group sells specialty commercial coverage to comparable niche business segments and appears in CNA's stated peer group.
Chubb is the main rival in the specialty commercial lines that drive CNA's premium — professional liability, management liability, cyber and surety — for the same corporate and professional clients.
Liberty Mutual, though a policyholder-owned mutual, is one of the largest US commercial insurers and bids against CNA for the same mid-market and national accounts business.
Balance y Liquidez
Ingresos
$1.52B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$1.24B
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$2.40B
Patrimonio Neto Total
$11.62B
Pasivo Total
$57.82B
Ratio de Liquidez
2.64
Cobertura de Intereses
-
Deuda/EBITDA
1.67
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuánto pesa la deuda
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$58.65
Precio Actual
$44.88
Margen de Seguridad
+23.5%
Rango de Valor Justo
$51.83 - $65.48
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
9.86
ROE
11.0%
Ratio P/B
1.09
P/FCF
5.39
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
-
WACC
7.1%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (17)
- EPS shows upward trend
- EPS CAGR 9.49%
- P/FCF 5.39
- P/B Ratio 1.09
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.0%
- Revenue Growth 5Y 6.8%
- PEG Ratio 0.77
- Earnings Quality (OCF/NI) 1.89
- Share Dilution 0.0%
- Net Margin Trend 81.2% vs 55.1%
- Piotroski F-Score 6/9
Fallido (5)
- Price CAGR 1.40%
- Debt/Equity ratio
- Return on Tangible Assets
- Analyst Consensus 9% Buy
- Earnings Surprise avg -6.6%
No disponible (6)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Douglas Merle Worman B.A. | President, CEO & Chairman | 57 |
| Mr. Scott Robert Lindquist CPA | Executive VP & CFO | 61 |
| Ms. Jane Elizabeth Possell | Executive VP and Chief Information, Analytics & Operations Officer | 52 |
| Mr. Daniel Paul Franzetti | Executive VP & Chief Administrative Officer | 58 |
| Ms. Amy Caroline Adams B.B.A., C.P.A., M.B.A. | Senior Vice President of Investments & Treasury | - |
| Ms. Amy Marie Smith | Chief Accounting Officer | 46 |
| Ms. Ralitza Todorova C.F.A. | Vice President of Investor Relations & Rating Agencies | - |
| Jeffrey John Neuenschwander | Senior Vice President & General Counsel | 57 |
| Ms. Elizabeth Ann Aguinaga B.A. | Executive VP & Chief Human Resources Officer | 47 |
| Mr. James Abraham | Senior Vice President of Property & Marine Operations | - |
Riesgo de Auditoría
7
Riesgo del Consejo
10
Riesgo de Compensación
9
Riesgo de Derechos del Accionista
5
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-02-10
- Ver documento
Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-08-03
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-08-03
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for CNA, sourced from Markets Gazette.