Volver a la clasificación

First Hawaiian, Inc. (FHB)

Valor Justo
Financial ServicesBanks - RegionalUnited States

Fundamental

76

Precio

$24.62

Capitalización Bursátil

$3.00B

Parte 1 · Cuánto vale la empresa

Resumen

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Generated on 18 de septiembre de 2026 with claude-haiku-4-5 — shared with all users

Bank of Hawai'i CorporationBOH

Bank of Hawai'i is First Hawaiian's mirror image in the same state, competing branch by branch for Hawaii retail deposits, consumer and commercial loans and trust business, with the two banks each holding roughly a third of all deposits in the islands.

Central Pacific Financial Corp. (Central Pacific Bank)CPF

Central Pacific Bank serves the same Hawaii households and small and mid-sized island businesses from a statewide branch network, and is the leading SBA lender in the state, competing directly with First Hawaiian for small business credit.

American Savings Bank, F.S.B.Not tracked

American Savings Bank is the third-largest deposit taker in Hawaii and competes with First Hawaiian for the same island retail deposits, mortgages and consumer loans; it is a subsidiary of Hawaiian Electric Industries rather than a separately listed company.

Hope Bancorp, Inc. (Territorial Savings division)HOPE

Since acquiring Territorial Bancorp in April 2025, Hope Bancorp runs the Territorial Savings branches in Hawaii and competes with First Hawaiian for island deposits and residential mortgages.

BankGuam Holding Company (Bank of Guam)BKGM

Bank of Guam competes head-on with First Hawaiian's branches in Guam and Saipan for the deposits and loans of Western Pacific consumers, businesses and government bodies.

Balance y Liquidez

Ingresos

$904M

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$285M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$303M

Patrimonio Neto Total

$2.77B

Pasivo Total

$21.19B

Ratio de Liquidez

-

Cobertura de Intereses

0.55

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BancoValoración Justa

Valor Justo

$27.11

Precio Actual

$24.62

Margen de Seguridad

+9.2%

Rango de Valor Justo

$24.10 - $30.13

Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.

Métodos de Estimación

Precio objetivo de los analistas:$30.22
Flujo de caja descontado (DCF):No aplicable a este tipo de empresa
Múltiplo sobre beneficios (P/E):$24.06
Fórmula de crecimiento de Graham:No aplicable a este tipo de empresa
Valor de la capacidad de generar beneficios (EPV):No aplicable a este tipo de empresa
P/B justificado:$28.51
Descuento de dividendos (Gordon):$22.02
P/FFO, fondos de operaciones:No aplicable a este tipo de empresa
Beneficios de mitad de ciclo:No aplicable a este tipo de empresa
Múltiplo sobre ingresos:No aplicable a este tipo de empresa
Consenso de Analistas:Vender (0B / 9H / 9S)
Última Sorpresa de Resultados:+2.16%

Métricas de Valoración

Ratio P/E

10.70

ROE

10.0%

Ratio P/B

1.06

P/FCF

9.58

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Creación de Valor (Ventaja Competitiva)

ROIC

-

WACC

9.1%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (16)

  • EPS shows upward trend
  • P/FCF 9.58
  • P/B Ratio 1.06
  • Operating Margin 41.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.3%
  • Earnings Surprise avg 4.1%
  • PEG Ratio 1.16
  • Earnings Quality (OCF/NI) 1.18
  • Share Dilution -2.3%
  • Net Margin Trend 31.5% vs 29.8%
  • Piotroski F-Score 7/9

Fallido (7)

  • EPS CAGR 3.23%
  • Price CAGR -3.34%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Revenue Growth 5Y 3.0%
  • Analyst Consensus 0% Buy

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Solidez financiera fuerte

score
criteria

Calidad de los Beneficios

1.18

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

-2.3%

Recomprando acciones. Favorable para el accionista

Participaciones institucionales

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Robert Scott HarrisonChairman of the Board, President & CEO65
Mr. James M. MosesVice Chairman of Finance Group & CFO48
Mr. Neill Alan CharVice Chairman of Commercial & Retail Banking Group53
Ms. Lea M. NakamuraExecutive VP & Chief Risk Officer of Risk Management Group59
Ms. Gina O. Woo AnonuevoVice Chair & Chief Administrative Officer58
Mr. Kevin S. Haseyama C.F.A.Strategic Planning & Investor Relations Manager-
Mr. Joel E. Rappoport Esq., J.D.Executive VP of Legal & Corporate Services Group, General Counsel and Secretary-
Ms. Darlene N. BlakeneyExecutive VP of Wholesale Banking Group & Chief Lending Officer62

Riesgo de Auditoría

4

Riesgo del Consejo

3

Riesgo de Compensación

1

Riesgo de Derechos del Accionista

1

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Documentos

  • Informe anual (10-K)

    Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.

    Presentado el 2026-02-27

    Ver documento
  • Informe trimestral (10-Q)

    Una actualización del desempeño financiero de los últimos tres meses.

    Presentado el 2026-08-03

    Ver documento
  • Informe de hecho relevante (8-K)

    Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.

    Presentado el 2026-07-24

    Ver documento

via SEC EDGAR

Historial de Resultados

via SEC EDGAR

Latest News

Recent headlines for FHB, sourced from Markets Gazette.

  • 4/25/2026NEUTRAL
    Full Transcript: First Hawaiian Q1 2026 Earnings Call

    First Hawaiian Inc. released its Q1 2026 earnings call transcript on April 25, 2026. The transcript provides a detailed account of the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. Investors and analysts can review the discussions on revenue streams, operational efficiency, market conditions, and management's forward-looking statements. While the transcript itself is informational, it serves as a crucial resource for understanding the company's trajectory and potential future performance, allowing for informed investment decisions.

via Markets Gazette