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Hancock Whitney Corporation (HWC)

Sobrevalorada
Financial ServicesBanks - RegionalUnited States

Fundamental

67

Precio

$72.04

Capitalización Bursátil

$5.78B

Parte 1 · Cuánto vale la empresa

Resumen

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products. It also provides commercial and industrial loans, such as commercial non-real estate and real estate loans; construction and land development loans; residential mortgages; and consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans, automobiles, recreational vehicles and boats, other personal purposes, deposit account secured loans, and small portfolio of credit card receivables. In addition, the company offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balance y Liquidez

Ingresos

$1.47B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$427M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$523M

Patrimonio Neto Total

$4.46B

Pasivo Total

$31.01B

Ratio de Liquidez

-

Cobertura de Intereses

0.47

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BancoSobrevalorado

Valor Justo

$55.87

Precio Actual

$72.04

Margen de Seguridad

-28.9%

Rango de Valor Justo

$38.00 - $73.74

Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.

Métodos de Estimación

Precio objetivo de los analistas:$84.23
Flujo de caja descontado (DCF):No aplicable a este tipo de empresa
Múltiplo sobre beneficios (P/E):$53.12
Fórmula de crecimiento de Graham:No aplicable a este tipo de empresa
Valor de la capacidad de generar beneficios (EPV):No aplicable a este tipo de empresa
P/B justificado:$49.86
Descuento de dividendos (Gordon):$31.14
P/FFO, fondos de operaciones:No aplicable a este tipo de empresa
Beneficios de mitad de ciclo:No aplicable a este tipo de empresa
Múltiplo sobre ingresos:No aplicable a este tipo de empresa
Consenso de Analistas:Compra Fuerte (10B / 4H / 0S)
Última Sorpresa de Resultados:-0.99%

Métricas de Valoración

Ratio P/E

14.15

ROE

10.9%

Ratio P/B

1.30

P/FCF

10.33

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Creación de Valor (Ventaja Competitiva)

ROIC

-

WACC

11.3%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (15)

  • EPS shows upward trend
  • EPS CAGR 6.20%
  • Price CAGR 5.32%
  • P/FCF 10.33
  • P/B Ratio 1.30
  • Operating Margin 36.7%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.6%
  • Analyst Consensus 71% Buy
  • Earnings Quality (OCF/NI) 1.35
  • Share Dilution -1.8%
  • Piotroski F-Score 7/9

Fallido (7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.8%
  • Earnings Surprise avg 0.4%
  • Net Margin Trend 29.1% vs 32.0%

No disponible (6)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

7/9

Solidez financiera fuerte

score
criteria

Calidad de los Beneficios

1.35

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

-1.8%

Recomprando acciones. Favorable para el accionista

Participaciones institucionales

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. John M. HairstonPresident, CEO & Director61
Mr. Michael M. Achary CPASenior EVP, CFO & Principal Accounting Officer65
Mr. D. Shane LoperSenior EVP & COO59
Mr. Michael OteroSenior EVP & Chief Risk Officer58
Mr. Christopher S. ZilucaSenior EVP & Chief Credit Officer63
Mr. David J. Lundgren Jr., C.F.A.Chief Investment Officer-
Ashleigh Flower WilshireSenior VP & Head of Investor Relations-
Ms. Juanita P. KuhnerSenior Executive VP, General Counsel & Corporate Secretary44
Nina WillisChief Compliance Officer-
Mr. R. Paul MaxwellVP & Senior Communications Officer-

Riesgo de Auditoría

3

Riesgo del Consejo

1

Riesgo de Compensación

1

Riesgo de Derechos del Accionista

5

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Documentos

  • Informe anual (10-K)

    Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.

    Presentado el 2026-02-27

    Ver documento
  • Informe trimestral (10-Q)

    Una actualización del desempeño financiero de los últimos tres meses.

    Presentado el 2026-08-07

    Ver documento
  • Informe de hecho relevante (8-K)

    Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.

    Presentado el 2026-08-03

    Ver documento

via SEC EDGAR

Historial de Resultados

via SEC EDGAR

Latest News

Recent headlines for HWC, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    Transcript: Hancock Whitney Q1 2026 Earnings Conference Call

    Hancock Whitney Corporation (HWC) released its Q1 2026 earnings conference call transcript on April 21, 2026. The transcript provides detailed insights into the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. While specific financial figures and forward-looking statements are contained within the document, the release of a transcript itself is informational. Investors and analysts will need to carefully review the content for any material changes in guidance, operational updates, or management commentary that could impact the company's valuation. Without further analysis of the transcript's specific details, the event is classified as neutral.

via Markets Gazette