Progressive Corp (PGR)
InfravaloradaFundamental
81
Precio
$208.85
Capitalización Bursátil
$121.58B
Parte 1 · Cuánto vale la empresa
Resumen
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 19 de septiembre de 2026 with claude-haiku-4-5 — shared with all users
Allstate is the fourth-largest US personal auto writer and competes with Progressive on both auto and homeowners policies, through agents and increasingly through its own direct brands.
Travelers is one of the largest US commercial auto and small-business insurers, competing with Progressive's Commercial Lines segment for fleet, contractor and trucking policies.
State Farm is the other carrier at the top of the US private passenger auto market, writing roughly the same premium volume as Progressive and competing for the same household auto and home policies nationwide.
GEICO is Progressive's closest rival in the direct-to-consumer auto channel, selling online and by phone to the same price-sensitive US drivers and spending heavily on the same advertising battleground.
USAA is a top-five US personal auto and property insurer that competes directly for military families and veterans, a segment Progressive also courts with dedicated pricing and bundles.
Liberty Mutual writes personal auto and home insurance across the US alongside a large commercial book, overlapping with Progressive in both the personal and small-business lines.
Balance y Liquidez
Ingresos
$91.06B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$11.70B
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$17.20B
Patrimonio Neto Total
$30.32B
Pasivo Total
$92.72B
Ratio de Liquidez
0.09
Cobertura de Intereses
-
Deuda/EBITDA
0.54
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuánto pesa la deuda
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$293.87
Precio Actual
$208.85
Margen de Seguridad
+28.9%
Rango de Valor Justo
$196.67 - $391.06
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
10.40
ROE
37.3%
Ratio P/B
3.51
P/FCF
7.56
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
-
WACC
7.6%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (17)
- EPS shows upward trend
- EPS CAGR 14.62%
- Price CAGR 19.88%
- P/FCF 7.56
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 35.4%
- Revenue Growth 5Y 15.5%
- PEG Ratio 0.71
- Earnings Quality (OCF/NI) 1.40
- Share Dilution -0.1%
- Net Margin Trend 12.8% vs 12.7%
- Piotroski F-Score 6/9
Fallido (5)
- P/B Ratio 3.51
- Price below Graham Number
- DCF valuation (Overvalued)
- Analyst Consensus 39% Buy
- Earnings Surprise avg -3.8%
No disponible (6)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Ms. Susan Patricia Griffith | President, CEO & Director | 61 |
| Mr. Patrick K. Callahan | President of Personal Lines | 55 |
| Mr. John Joseph Murphy | President of Claims | 56 |
| Ms. Karen Barone Bailo | President of Commercial Lines | 57 |
| Mr. Andrew John Quigg | VP & CFO | 46 |
| Mr. Jonathan S. Bauer | Chief Investment Officer | 47 |
| Mr. Carl G. Joyce | VP & Chief Accounting Officer | 43 |
| Mr. Steven Anthony Broz | Chief Information Officer | 55 |
| Ms. Julianna Paterra C.F.A. | Director of Investor Relations | - |
| Mr. David M. Stringer | VP, Secretary & Chief Legal Officer | 50 |
Riesgo de Auditoría
7
Riesgo del Consejo
2
Riesgo de Compensación
3
Riesgo de Derechos del Accionista
6
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-03-02
- Ver documento
Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-08-03
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-09-18
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for PGR, sourced from Markets Gazette.
- 5/25/2026POSITIVE$100 Invested In Progressive 5 Years Ago Would Be Worth This Much Today
An investment of $100 in Progressive Corporation five years ago would have yielded a significant return, illustrating the company's strong performance and growth trajectory. While specific figures are not detailed in the provided snippet, such an article typically highlights substantial capital appreciation driven by factors like increased market share, successful product launches, and favorable industry conditions. Investors would view this as a testament to Progressive's robust business model and its ability to generate wealth over the medium term, potentially encouraging further investment.
- 4/16/2026POSITIVEThese Analysts Increase Their Forecasts On Progressive Following Q1 Earnings
Progressive Corporation (PGR) announced robust Q1 earnings, reporting $4.96 per share, a 6.4% increase year-over-year. Sales also saw a healthy uptick, growing 8% to reach $20.97 billion. Following this strong performance, several analysts have revised their price targets upward for the stock. This positive earnings report and subsequent analyst upgrades suggest growing investor confidence and potential for continued stock appreciation.
via Markets Gazette