Pinnacle Financial Partners, Inc. (PNFP)
SobrevaloradaFundamental
65
Precio
$94.27
Capitalización Bursátil
$14.15B
Parte 1 · Cuánto vale la empresa
Resumen
Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.
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Who this company fights with for the same customers
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Balance y Liquidez
Ingresos
$3.31B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$821M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$679M
Patrimonio Neto Total
$7.04B
Pasivo Total
$50.66B
Ratio de Liquidez
-
Cobertura de Intereses
0.50
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$64.84
Precio Actual
$94.27
Margen de Seguridad
-45.4%
Rango de Valor Justo
$42.14 - $87.53
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
11.60
ROE
9.1%
Ratio P/B
2.01
P/FCF
20.83
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
-
WACC
10.6%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (17)
- EPS shows upward trend
- EPS CAGR 6.31%
- P/FCF 20.83
- P/B Ratio 2.01
- Operating Margin 38.0%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 7.6%
- Revenue Growth 5Y 16.6%
- Analyst Consensus 77% Buy
- Earnings Surprise avg 2.5%
- PEG Ratio 1.17
- Earnings Quality (OCF/NI) 1.18
- Share Dilution -0.2%
- Net Margin Trend 31.2% vs 27.4%
- Piotroski F-Score 6/9
Fallido (6)
- Price CAGR 3.03%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Overvalued)
No disponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Michael Terry Turner | Founder & Chairman | 70 |
| Mr. Robert A. McCabe Jr. | Founder, Executive VP, Chief Banking Officer & Vice Chair | 74 |
| Mr. Richard D. Callicutt II | Chairman of Carolinas, Virginia & National Capital Regions | 66 |
| Ms. Charissa D. Sumerlin | Executive VP & Chief Credit Officer | 48 |
| Mr. Kevin S. Blair | President, CEO & Director | 54 |
| Mr. Andrew Jamie Gregory Jr. | Executive VP & CFO | 49 |
| Mr. Daniel Zachary Bishop | Executive VP & COO | 49 |
| Ms. Jill K. Hurley | Chief Accounting Officer & Controller | 45 |
| Mr. Randall L. Withrow | Chief Information Officer, Senior VP, Chief Solutions Officer & EVP of Bank Operations | - |
| Ms. Jennifer S. Upshaw | Executive VP & Chief Administrative Officer | 44 |
Riesgo de Auditoría
1
Riesgo del Consejo
4
Riesgo de Compensación
2
Riesgo de Derechos del Accionista
2
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-03-02
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Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-08-04
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-09-10
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for PNFP, sourced from Markets Gazette.