The Bancorp, Inc. (TBBK)
Valor JustoFundamental
70
Precio
$48.16
Capitalización Bursátil
$1.96B
Parte 1 · Cuánto vale la empresa
Resumen
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance y Liquidez
Ingresos
$672M
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$232M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$258M
Patrimonio Neto Total
$690M
Pasivo Total
$8.66B
Ratio de Liquidez
-
Cobertura de Intereses
0.84
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$59.41
Precio Actual
$48.16
Margen de Seguridad
+18.9%
Rango de Valor Justo
$43.72 - $75.09
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
9.05
ROE
33.1%
Ratio P/B
2.78
P/FCF
8.42
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
-
WACC
12.4%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (17)
- EPS shows upward trend
- EPS CAGR 41.07%
- Price CAGR 20.22%
- P/FCF 8.42
- P/B Ratio 2.78
- Operating Margin 45.8%
- Positive Free Cash Flow
- CapEx intensity
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 32.3%
- Revenue Growth 5Y 20.4%
- Analyst Consensus 89% Buy
- PEG Ratio 0.29
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -8.5%
- Piotroski F-Score 5/9
Fallido (6)
- Debt/Equity ratio
- Interest Coverage
- Price below Graham Number
- DCF valuation (Fairly valued)
- Earnings Surprise avg -4.8%
- Net Margin Trend 34.5% vs 35.0%
No disponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Damian M. Kozlowski | CEO, President & Director | 60 |
| Mr. Dominic C. Canuso C.F.A. | Executive VP & CFO | 50 |
| Mr. Gregor J. Garry | Executive VP & COO | 41 |
| Mr. Martin F. Egan | MD & Chief Accounting Officer | 57 |
| Mr. Mark Leo Connolly | Executive VP, Head of Credit Solutions & Chief Credit Officer | 57 |
| Mr. Ryan Harris | Executive VP & Head of Fintech Solutions | 47 |
| Mr. Andres Viroslav | Director of Investor Relations | - |
| Ms. Erika R. Caesar | Executive VP, General Counsel & Corporate Secretary | 41 |
| Ms. Maria Wainwright | Executive VP & Chief Marketing Officer | 47 |
| Ms. Jennifer F. Terry | Executive VP & Chief Human Resources Officer | 52 |
Riesgo de Auditoría
10
Riesgo del Consejo
2
Riesgo de Compensación
4
Riesgo de Derechos del Accionista
1
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-02-25
- Ver documento
Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-08-06
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-09-04
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for TBBK, sourced from Markets Gazette.
- 3/3/2026POSITIVEIs Bancorp Stock a Buy as One Investor Adds $3 Million to Position?
A recent market development reveals a significant investor has increased their stake in The Bancorp, a fintech-focused lender, by an additional $3 million. This move suggests strong confidence in the company's future prospects, known for delivering specialized banking and payment solutions to business and institutional clients nationwide. Such a substantial capital injection from a single investor can be interpreted as a bullish signal, indicating expectations of growth or an undervaluation of the stock. Investors should closely monitor The Bancorp, as institutional interest often precedes significant price movements, particularly within the dynamic fintech sector.
via Markets Gazette