Wintrust Financial Corporation (WTFC)
Valor JustoFundamental
76
Precio
$144.62
Capitalización Bursátil
$9.57B
Parte 1 · Cuánto vale la empresa
Resumen
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
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Direct competitors
Who this company fights with for the same customers
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Balance y Liquidez
Ingresos
$2.86B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$900M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$860M
Patrimonio Neto Total
$7.26B
Pasivo Total
$63.88B
Ratio de Liquidez
-
Cobertura de Intereses
0.82
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$144.95
Precio Actual
$144.62
Margen de Seguridad
+0.2%
Rango de Valor Justo
$99.72 - $190.17
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
11.53
ROE
11.3%
Ratio P/B
1.29
P/FCF
11.12
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (18)
- EPS shows upward trend
- EPS CAGR 17.27%
- Price CAGR 7.07%
- P/FCF 11.12
- P/B Ratio 1.29
- Operating Margin 42.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 12.3%
- Revenue Growth 5Y 13.0%
- Analyst Consensus 75% Buy
- Earnings Surprise avg 4.1%
- PEG Ratio 0.56
- Earnings Quality (OCF/NI) 1.83
- Net Margin Trend 31.4% vs 28.8%
- Piotroski F-Score 6/9
Fallido (5)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Share Dilution 7.2%
No disponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Emitiendo nuevas acciones, diluyendo la participación
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Timothy S. Crane | CEO, President & Director | 63 |
| Mr. David Alan Dykstra | Vice Chairman & COO | 64 |
| Mr. Richard B. Murphy | Vice Chairman & Chief Lending Officer | 65 |
| Mr. David L. Stoehr | Executive VP & CFO | 65 |
| Mr. Jeffrey D. Hahnfeld | Executive VP, Controller & Chief Accounting Officer | 53 |
| Mr. Mike Ryan | Executive Vice President & Chief Information Officer | - |
| Ms. Kathleen M. Boege | Executive VP, Chief Legal Officer & Corporate Secretary | 58 |
| Ms. Norah Larke | Executive VP & Chief Human Resources Officer | - |
| Mr. Thomas Patrick Zidar | Chairman and Senior Market Head of Wintrust Wealth Management & Mortgage | 56 |
| Mr. David Eric Lee | Vice Chairman | 66 |
Riesgo de Auditoría
3
Riesgo del Consejo
1
Riesgo de Compensación
1
Riesgo de Derechos del Accionista
5
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-02-26
- Ver documento
Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-08-05
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-07-20
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for WTFC, sourced from Markets Gazette.
- 4/21/2026NEUTRALWintrust Financial Reports Q1 2026 Results: Full Earnings Call Transcript
Wintrust Financial Corporation has released its Q1 2026 earnings call transcript. While the full details of the financial performance are available within the transcript, the announcement itself is informational. Investors and analysts will need to review the transcript to discern specific financial metrics, strategic updates, and forward-looking guidance that could impact the company's valuation. The market's reaction will depend on the qualitative and quantitative information presented in the call.
via Markets Gazette