Fair Isaac Corp (FICO)

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

• Relazione annuale (10-K)

  Una panoramica annuale del business, dei risultati finanziari e dei rischi dell'azienda.

  Depositato il 2025-11-07

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• Relazione trimestrale (10-Q)

  Un aggiornamento sull'andamento finanziario degli ultimi tre mesi.

  Depositato il 2026-07-29

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• Comunicazione price-sensitive (8-K)

  Una comunicazione su un evento importante, come un cambio ai vertici o un grande annuncio.

  Depositato il 2026-07-29

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• 2d agoNEGATIVE
  Fair Isaac (FICO) in incrocio ribassista perde supporto chiave

  Fair Isaac Corporation (FICO) shares have entered a bearish crossover, hitting a new low since July 2023 at $772 in after-hours trading. The stock is down 67% from its 2025 peak, making it a significant underperformer in the S&P 500. This sharp decline is attributed to anticipated increased competition in the credit scoring sector, exacerbated by structural changes in mortgage pricing announced by the Federal Housing Finance Agency (FHFA). Investors are reacting to the potential disruption of FICO's market dominance.

• 27d agoNEGATIVE
  FICO Plunges 21%, Credit Bureaus Fall, as Pulte Renews Criticism

  Fair Isaac Corp. (FICO) shares plummeted 21% on Friday following renewed criticism from Federal Housing Finance Agency Director Bill Pulte regarding the costs associated with consumer credit scores. Equifax Inc. and TransUnion also experienced significant declines. Pulte's long-standing critique targets the pricing structure of credit scoring services, raising concerns about market practices and potential regulatory scrutiny. This sharp sell-off indicates investor apprehension about the future impact of these criticisms on FICO's business model and profitability, potentially leading to increased compliance costs or revised fee structures.

• 27d agoNEGATIVE
  Pulte’s Rewewed Attack on Credit Bureaus Sends FICO Plunging

  Shares of Fair Isaac Corporation (FICO) experienced a significant decline on Friday following renewed criticism from Federal Housing Finance Agency Director Bill Pulte regarding the costs associated with consumer credit scores. Pulte's long-standing critique targets the pricing structure of credit scoring services, which directly impacts FICO's core business model. The renewed attack has led to a sharp sell-off in FICO's stock, alongside related credit bureau companies like Equifax and TransUnion, signaling investor concern over potential regulatory or market pressures on the credit scoring industry.

• 6/15/2026NEUTRAL
  Here's How Much You Would Have Made Owning Fair Isaac Stock In The Last 15 Years

  An analysis of Fair Isaac Corporation (FICO) stock reveals a significant historical return for investors over the past 15 years. While specific figures are not detailed in the provided snippet, the title suggests substantial capital appreciation. This historical performance indicates strong underlying business fundamentals and market confidence in FICO's predictive analytics and credit scoring solutions. Investors considering FICO should note its long-term growth trajectory, which has historically rewarded shareholders, though past performance is not indicative of future results.

• 5/11/2026POSITIVE
  Here's How Much $100 Invested In Fair Isaac 5 Years Ago Would Be Worth Today

  An investment of $100 in Fair Isaac Corporation (FICO) five years ago would have grown to approximately $730 today, representing a substantial return of over 630%. This performance significantly outpaces the broader market, highlighting FICO's consistent growth and strong market position in credit scoring and decision management solutions. The company's innovative technologies and recurring revenue model have proven resilient, attracting investor confidence and driving significant shareholder value over the past half-decade. This growth trajectory suggests continued potential for FICO as a key player in data analytics and AI-driven decisioning.

• 4/22/2026NEGATIVE
  FICO’s stock falls as Fannie and Freddie deal the credit-score company a new blow

  FICO's stock experienced a significant downturn following news that Fannie Mae and Freddie Mac are adopting a competing credit scoring model. This strategic shift by the government-backed entities represents a substantial challenge to FICO's long-standing dominance in the credit scoring market. The move could lead to a material reduction in FICO's future revenue streams and market share, as a key segment of the mortgage industry moves away from its proprietary scores. Investors are reassessing the company's growth prospects and competitive positioning in light of this development.

• 3/24/2026NEGATIVE
  Senator Josh Hawley Targets FICO's Mortgage Credit Score Pricing In New Probe— 'Most Damaging...'

  Senator Josh Hawley has initiated an investigation into Fair Isaac Corporation (FICO), focusing on the company's pricing strategies within the critical mortgage credit scoring market. The probe, described by Hawley as potentially 'most damaging,' signals increased regulatory scrutiny for FICO. Investors will monitor this development closely, as potential findings or regulatory actions could impact FICO's business model, revenue streams, and market position in credit scoring services. The investigation raises concerns about the fairness and transparency of FICO's pricing, potentially leading to compliance costs or operational adjustments.