Equifax Inc (EFX)
Valor JustoFundamental
65
Preço
$140.31
Capitalização de Mercado
$17.13B
Parte 1 · Quanto vale a empresa
Visão Geral
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 de setembro de 2026 with claude-haiku-4-5 — shared with all users
The third US consumer credit bureau: its reports sit next to Equifax's in the tri-merge file that mortgage lenders pull, and it sells the same risk, identity and fraud products to banks and insurers.
Competes with Equifax for the budget lenders spend on credit scoring, decisioning and fraud-analytics software, and reaches consumers directly with subscription credit monitoring.
One of the three US consumer credit bureaus alongside Equifax and TransUnion, selling credit reports, scores, fraud and marketing data to the same lenders, and competing directly in employment and income verification.
Sells commercial credit reports and business risk data to the same corporate customers as Equifax's commercial solutions unit; taken private by Clearlake Capital in August 2025, so it no longer has a listed share.
A private US company that sells income and employment verifications to mortgage lenders and employers, the market Equifax's The Work Number dominates.
Balanço & Liquidez
Receita
$6.44B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$691M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$1.13B
Capital Próprio Total
$4.60B
Passivo Total
$7.13B
Rácio de Liquidez
0.60
Cobertura de Juros
5.19
Dívida/EBITDA
3.00
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Quanto pesa a dívida
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$138.01
Preço Atual
$140.31
Margem de Segurança
-1.7%
Intervalo de Valor Justo
$89.71 - $186.32
Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
24.12
ROE
14.3%
Rácio P/B
3.68
P/FCF
14.59
Margem Bruta
-
ROIC
9.7%
Radar de Rentabilidade
Criação de Valor (Vantagem Competitiva)
ROIC
9.7%
WACC
9.6%
ROIC − WACC
+0.1 pp
O ROIC está próximo do custo do capital — a empresa cobre apenas o custo do capital.
Critérios de Análise Fundamental
Aprovado (17)
- EPS shows upward trend
- EPS CAGR 5.65%
- ROIC 9.7%
- P/FCF 14.59
- Debt/Equity ratio
- Operating Margin 17.9%
- Positive Free Cash Flow
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 15.0%
- Revenue Growth 5Y 8.0%
- Analyst Consensus 70% Buy
- Earnings Surprise avg 3.7%
- Earnings Quality (OCF/NI) 2.33
- Share Dilution -0.6%
- Piotroski F-Score 6/9
Reprovado (9)
- Price CAGR 3.64%
- P/B Ratio 3.68
- CapEx intensity
- Current Ratio
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Overvalued)
- PEG Ratio 5.35
- Net Margin Trend 10.7% vs 11.0%
Indisponível (2)
- Gross Margin NaN%
- Dividend Payout NaN%
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Participações institucionais
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Mark W. Begor | CEO & Director | 67 |
| Mr. John W. Gamble Jr. | Executive VP, CFO & COO | 62 |
| Mr. Jamil Farshchi | Executive VP & CTO | 47 |
| Ms. Julia A. Houston | Executive VP & Chief Legal Officer | 54 |
| Mr. Chad M. Borton | Executive VP & President of Workforce Solutions | 54 |
| Mr. James M. Griggs | Chief Accounting Officer & Corporate Controller | - |
| Mr. Trevor Burns | Senior Vice President of Corporate Investor Relations | - |
| Ms. Kathryn Q. Walker | Executive VP and Chief Marketing & Communications Officer | 47 |
| Mr. Sunil Bindal | Executive VP & Chief Corporate Development and Strategy Officer | 50 |
| Ms. Carla J. Chaney | Executive VP & Chief Human Resources Officer | 55 |
Risco de Auditoria
1
Risco do Conselho
4
Risco de Remuneração
8
Risco dos Direitos dos Acionistas
8
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Documentos
- Ver documento
Relatório anual (10-K)
Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.
Arquivado em 2026-02-19
- Ver documento
Relatório trimestral (10-Q)
Uma atualização sobre o desempenho financeiro dos últimos três meses.
Arquivado em 2026-07-21
- Ver documento
Relatório de fato relevante (8-K)
Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.
Arquivado em 2026-07-29
via SEC EDGAR
Histórico de Resultados
via SEC EDGAR
Latest News
Recent headlines for EFX, sourced from Markets Gazette.
- 4/21/2026NEUTRALEquifax Q1 2026 Earnings Call: Complete Transcript
Equifax Inc. will host its Q1 2026 Earnings Call on April 21, 2026, at 2:29 PM UTC. The company will discuss its financial performance and strategic initiatives for the first quarter. While the earnings call itself is an informational event, the actual financial results and forward-looking statements made during the call will determine the market's reaction. Investors will be scrutinizing revenue growth, profitability metrics, and any guidance provided for the upcoming quarters to assess the company's trajectory.
- 4/21/2026POSITIVEEquifax Posts Fastest Revenue Growth Since 2021 on Mortgages
Equifax Inc. announced its strongest revenue growth since 2021, propelled by a significant increase in mortgage application volumes. This surge indicates a robust recovery and expansion in the housing market, directly benefiting Equifax's data and analytics services. The company's performance suggests a positive outlook for its core business segments and highlights its ability to capitalize on market upturns. Investors will likely view this acceleration as a sign of underlying business strength and potential for continued earnings growth.
via Markets Gazette