First Interstate BancSystem, Inc. (FIBK)
Valor JustoFundamental
62
Preço
$34.99
Capitalização de Mercado
$3.41B
Parte 1 · Quanto vale a empresa
Visão Geral
First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 de setembro de 2026 with claude-haiku-4-5 — shared with all users
A Pacific Northwest regional bank whose commercial and small-business franchise overlaps First Interstate's markets in Oregon, Washington, Idaho, Colorado and Arizona.
The other large Montana-headquartered bank holding company, competing branch-by-branch for the same retail deposits and small-business and commercial real estate loans across Montana, Wyoming, Idaho and the Rocky Mountain states.
Montana's largest family-owned community bank, privately held, going after the same agricultural, small-business and household customers in First Interstate's home state.
A regional bank built on local brands across the Intermountain West that competes for the same commercial and agricultural borrowers and business deposits in Idaho, Wyoming, Colorado, Washington and Arizona.
A smaller Montana community bank competing for the same in-state deposits, residential mortgages and small-business lending in Montana, Wyoming and Idaho.
Balanço & Liquidez
Receita
$1.07B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$324M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
-
Capital Próprio Total
$3.45B
Passivo Total
$23.19B
Rácio de Liquidez
-
Cobertura de Juros
0.51
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$39.91
Preço Atual
$34.99
Margem de Segurança
+12.3%
Intervalo de Valor Justo
$37.91 - $41.90
Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
11.03
ROE
8.8%
Rácio P/B
1.03
P/FCF
-
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Criação de Valor (Vantagem Competitiva)
ROIC
-
WACC
8.7%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (12)
- EPS shows upward trend
- P/B Ratio 1.03
- Operating Margin 39.0%
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.6%
- Revenue Growth 5Y 22.0%
- Earnings Surprise avg 26.9%
- Earnings Quality (OCF/NI) 0.84
- Share Dilution -0.4%
- Net Margin Trend 30.3% vs 22.8%
- Piotroski F-Score 7/9
Reprovado (8)
- EPS CAGR 3.92%
- Price CAGR -1.65%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Analyst Consensus 8% Buy
- PEG Ratio 3.47
Indisponível (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Saúde financeira sólida
Qualidade dos Resultados
Moderada: alguma diferença entre lucros e caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Participações institucionais
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. James A. Reuter | President, CEO & Director | 60 |
| Mr. David P. Della Camera C.F.A. | Executive VP & CFO | 31 |
| Ms. Lori A. Meyer | Executive VP & Chief Information Officer | 47 |
Risco de Auditoria
4
Risco do Conselho
3
Risco de Remuneração
1
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Documentos
- Ver documento
Relatório anual (10-K)
Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.
Arquivado em 2026-02-26
- Ver documento
Relatório trimestral (10-Q)
Uma atualização sobre o desempenho financeiro dos últimos três meses.
Arquivado em 2026-08-03
- Ver documento
Relatório de fato relevante (8-K)
Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.
Arquivado em 2026-09-16
via SEC EDGAR
Histórico de Resultados
via SEC EDGAR
Latest News
Recent headlines for FIBK, sourced from Markets Gazette.