The Bancorp, Inc. (TBBK)
Valor JustoFundamental
70
Preço
$48.16
Capitalização de Mercado
$1.96B
Parte 1 · Quanto vale a empresa
Visão Geral
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balanço & Liquidez
Receita
$672M
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$232M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$258M
Capital Próprio Total
$690M
Passivo Total
$8.66B
Rácio de Liquidez
-
Cobertura de Juros
0.84
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$59.41
Preço Atual
$48.16
Margem de Segurança
+18.9%
Intervalo de Valor Justo
$43.72 - $75.09
Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
9.05
ROE
33.1%
Rácio P/B
2.78
P/FCF
8.42
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Criação de Valor (Vantagem Competitiva)
ROIC
-
WACC
12.4%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (17)
- EPS shows upward trend
- EPS CAGR 41.07%
- Price CAGR 20.22%
- P/FCF 8.42
- P/B Ratio 2.78
- Operating Margin 45.8%
- Positive Free Cash Flow
- CapEx intensity
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 32.3%
- Revenue Growth 5Y 20.4%
- Analyst Consensus 89% Buy
- PEG Ratio 0.29
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -8.5%
- Piotroski F-Score 5/9
Reprovado (6)
- Debt/Equity ratio
- Interest Coverage
- Price below Graham Number
- DCF valuation (Fairly valued)
- Earnings Surprise avg -4.8%
- Net Margin Trend 34.5% vs 35.0%
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Participações institucionais
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Damian M. Kozlowski | CEO, President & Director | 60 |
| Mr. Dominic C. Canuso C.F.A. | Executive VP & CFO | 50 |
| Mr. Gregor J. Garry | Executive VP & COO | 41 |
| Mr. Martin F. Egan | MD & Chief Accounting Officer | 57 |
| Mr. Mark Leo Connolly | Executive VP, Head of Credit Solutions & Chief Credit Officer | 57 |
| Mr. Ryan Harris | Executive VP & Head of Fintech Solutions | 47 |
| Mr. Andres Viroslav | Director of Investor Relations | - |
| Ms. Erika R. Caesar | Executive VP, General Counsel & Corporate Secretary | 41 |
| Ms. Maria Wainwright | Executive VP & Chief Marketing Officer | 47 |
| Ms. Jennifer F. Terry | Executive VP & Chief Human Resources Officer | 52 |
Risco de Auditoria
10
Risco do Conselho
2
Risco de Remuneração
4
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Documentos
- Ver documento
Relatório anual (10-K)
Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.
Arquivado em 2026-02-25
- Ver documento
Relatório trimestral (10-Q)
Uma atualização sobre o desempenho financeiro dos últimos três meses.
Arquivado em 2026-08-06
- Ver documento
Relatório de fato relevante (8-K)
Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.
Arquivado em 2026-09-04
via SEC EDGAR
Histórico de Resultados
via SEC EDGAR
Latest News
Recent headlines for TBBK, sourced from Markets Gazette.
- 3/3/2026POSITIVEIs Bancorp Stock a Buy as One Investor Adds $3 Million to Position?
A recent market development reveals a significant investor has increased their stake in The Bancorp, a fintech-focused lender, by an additional $3 million. This move suggests strong confidence in the company's future prospects, known for delivering specialized banking and payment solutions to business and institutional clients nationwide. Such a substantial capital injection from a single investor can be interpreted as a bullish signal, indicating expectations of growth or an undervaluation of the stock. Investors should closely monitor The Bancorp, as institutional interest often precedes significant price movements, particularly within the dynamic fintech sector.
via Markets Gazette