Wintrust Financial Corporation (WTFC)
Valor JustoFundamental
76
Preço
$145.60
Capitalização de Mercado
$9.57B
Parte 1 · Quanto vale a empresa
Visão Geral
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balanço & Liquidez
Receita
$2.86B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$900M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$860M
Capital Próprio Total
$7.26B
Passivo Total
$63.88B
Rácio de Liquidez
-
Cobertura de Juros
0.82
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$144.95
Preço Atual
$145.60
Margem de Segurança
-0.4%
Intervalo de Valor Justo
$99.72 - $190.17
Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
11.53
ROE
11.3%
Rácio P/B
1.29
P/FCF
11.12
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Criação de Valor (Vantagem Competitiva)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (18)
- EPS shows upward trend
- EPS CAGR 17.27%
- Price CAGR 7.07%
- P/FCF 11.12
- P/B Ratio 1.29
- Operating Margin 42.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 12.3%
- Revenue Growth 5Y 13.0%
- Analyst Consensus 75% Buy
- Earnings Surprise avg 4.1%
- PEG Ratio 0.56
- Earnings Quality (OCF/NI) 1.83
- Net Margin Trend 31.4% vs 28.8%
- Piotroski F-Score 6/9
Reprovado (5)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Share Dilution 7.2%
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A emitir novas ações, diluindo a participação
Participações institucionais
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Timothy S. Crane | CEO, President & Director | 63 |
| Mr. David Alan Dykstra | Vice Chairman & COO | 64 |
| Mr. Richard B. Murphy | Vice Chairman & Chief Lending Officer | 65 |
| Mr. David L. Stoehr | Executive VP & CFO | 65 |
| Mr. Jeffrey D. Hahnfeld | Executive VP, Controller & Chief Accounting Officer | 53 |
| Mr. Mike Ryan | Executive Vice President & Chief Information Officer | - |
| Ms. Kathleen M. Boege | Executive VP, Chief Legal Officer & Corporate Secretary | 58 |
| Ms. Norah Larke | Executive VP & Chief Human Resources Officer | - |
| Mr. Thomas Patrick Zidar | Chairman and Senior Market Head of Wintrust Wealth Management & Mortgage | 56 |
| Mr. David Eric Lee | Vice Chairman | 66 |
Risco de Auditoria
3
Risco do Conselho
1
Risco de Remuneração
1
Risco dos Direitos dos Acionistas
5
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Documentos
- Ver documento
Relatório anual (10-K)
Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.
Arquivado em 2026-02-26
- Ver documento
Relatório trimestral (10-Q)
Uma atualização sobre o desempenho financeiro dos últimos três meses.
Arquivado em 2026-08-05
- Ver documento
Relatório de fato relevante (8-K)
Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.
Arquivado em 2026-07-20
via SEC EDGAR
Histórico de Resultados
via SEC EDGAR
Latest News
Recent headlines for WTFC, sourced from Markets Gazette.
- 4/21/2026NEUTRALWintrust Financial Reports Q1 2026 Results: Full Earnings Call Transcript
Wintrust Financial Corporation has released its Q1 2026 earnings call transcript. While the full details of the financial performance are available within the transcript, the announcement itself is informational. Investors and analysts will need to review the transcript to discern specific financial metrics, strategic updates, and forward-looking guidance that could impact the company's valuation. The market's reaction will depend on the qualitative and quantitative information presented in the call.
via Markets Gazette