Equifax Inc (EFX)
合理估值基本面
65
价格
$140.31
市值
$17.13B
第一部分 · 这家公司值多少
概览
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
The third US consumer credit bureau: its reports sit next to Equifax's in the tri-merge file that mortgage lenders pull, and it sells the same risk, identity and fraud products to banks and insurers.
Competes with Equifax for the budget lenders spend on credit scoring, decisioning and fraud-analytics software, and reaches consumers directly with subscription credit monitoring.
One of the three US consumer credit bureaus alongside Equifax and TransUnion, selling credit reports, scores, fraud and marketing data to the same lenders, and competing directly in employment and income verification.
Sells commercial credit reports and business risk data to the same corporate customers as Equifax's commercial solutions unit; taken private by Clearlake Capital in August 2025, so it no longer has a listed share.
A private US company that sells income and employment verifications to mortgage lenders and employers, the market Equifax's The Work Number dominates.
资产负债表与流动性
营收
$6.44B
最近12个月(截至2026/6/30)
净利润
$691M
最近12个月(截至2026/6/30)
自由现金流
$1.13B
股东权益合计
$4.60B
负债合计
$7.13B
流动比率
0.60
利息覆盖率
5.19
债务/EBITDA
3.00
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
债务负担有多重
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$138.01
当前价格
$140.31
安全边际
-1.7%
公允价值区间
$89.71 - $186.32
所用估值方法之间的离散区间,并非经过统计校准的置信区间。
估算方法
估值指标
市盈率(P/E)
24.12
ROE
14.3%
市净率(P/B)
3.68
P/FCF
14.59
毛利率
-
ROIC
9.7%
盈利能力雷达图
价值创造(经济护城河)
ROIC
9.7%
WACC
9.6%
ROIC − WACC
+0.1 pp
ROIC 与资本成本大致持平:公司仅仅覆盖了资本成本。
基本面分析标准
通过(17)
- EPS shows upward trend
- EPS CAGR 5.65%
- ROIC 9.7%
- P/FCF 14.59
- Debt/Equity ratio
- Operating Margin 17.9%
- Positive Free Cash Flow
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 15.0%
- Revenue Growth 5Y 8.0%
- Analyst Consensus 70% Buy
- Earnings Surprise avg 3.7%
- Earnings Quality (OCF/NI) 2.33
- Share Dilution -0.6%
- Piotroski F-Score 6/9
未通过(9)
- Price CAGR 3.64%
- P/B Ratio 3.68
- CapEx intensity
- Current Ratio
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Overvalued)
- PEG Ratio 5.35
- Net Margin Trend 10.7% vs 11.0%
不可用(2)
- Gross Margin NaN%
- Dividend Payout NaN%
Piotroski F-评分
信号混杂:部分领域需关注
盈利质量
高质量:盈利有现金流支撑
股权稀释
正在回购股份,对股东友好
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Mark W. Begor | CEO & Director | 67 |
| Mr. John W. Gamble Jr. | Executive VP, CFO & COO | 62 |
| Mr. Jamil Farshchi | Executive VP & CTO | 47 |
| Ms. Julia A. Houston | Executive VP & Chief Legal Officer | 54 |
| Mr. Chad M. Borton | Executive VP & President of Workforce Solutions | 54 |
| Mr. James M. Griggs | Chief Accounting Officer & Corporate Controller | - |
| Mr. Trevor Burns | Senior Vice President of Corporate Investor Relations | - |
| Ms. Kathryn Q. Walker | Executive VP and Chief Marketing & Communications Officer | 47 |
| Mr. Sunil Bindal | Executive VP & Chief Corporate Development and Strategy Officer | 50 |
| Ms. Carla J. Chaney | Executive VP & Chief Human Resources Officer | 55 |
审计风险
1
董事会风险
4
薪酬风险
8
股东权利风险
8
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for EFX, sourced from Markets Gazette.
- 4/21/2026NEUTRALEquifax Q1 2026 Earnings Call: Complete Transcript
Equifax Inc. will host its Q1 2026 Earnings Call on April 21, 2026, at 2:29 PM UTC. The company will discuss its financial performance and strategic initiatives for the first quarter. While the earnings call itself is an informational event, the actual financial results and forward-looking statements made during the call will determine the market's reaction. Investors will be scrutinizing revenue growth, profitability metrics, and any guidance provided for the upcoming quarters to assess the company's trajectory.
- 4/21/2026POSITIVEEquifax Posts Fastest Revenue Growth Since 2021 on Mortgages
Equifax Inc. announced its strongest revenue growth since 2021, propelled by a significant increase in mortgage application volumes. This surge indicates a robust recovery and expansion in the housing market, directly benefiting Equifax's data and analytics services. The company's performance suggests a positive outlook for its core business segments and highlights its ability to capitalize on market upturns. Investors will likely view this acceleration as a sign of underlying business strength and potential for continued earnings growth.
via Markets Gazette