第一部分 · 这家公司值多少
概览
暂无描述。
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
FIS is the closest like-for-like rival, selling core account processing, card issuing and digital banking technology to the same banks and credit unions Fiserv serves.
Global Payments competes directly for merchant acquiring and point-of-sale contracts, from small shops to large retail chains, the same revenue Fiserv earns through Clover and Commerce Hub.
Jack Henry bids against Fiserv for the core processing and digital banking contracts of US community banks and credit unions.
Block's Square terminals and payment processing target the same small merchants that Fiserv's Clover platform is built to win.
Toast competes head-on with Clover for restaurant point-of-sale systems and the card payments that run through them.
Adyen competes for the enterprise and omnichannel merchants that Fiserv serves with Carat and Commerce Hub, especially those selling across several countries.
资产负债表与流动性
营收
$20.87B
最近12个月（截至2026/6/30）
净利润
$2.80B
最近12个月（截至2026/6/30）
自由现金流
$4.30B
股东权益合计
$25.79B
负债合计
$54.32B
流动比率
1.04
利息覆盖率
3.00
债务/EBITDA
-
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
债务负担有多重
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$143.62
当前价格
$45.21
安全边际
+68.5%
公允价值区间
$93.35 - $193.88
所用估值方法之间的离散区间，并非经过统计校准的置信区间。
估算方法
估值指标
市盈率（P/E）
8.67
ROE
13.5%
市净率（P/B）
0.89
P/FCF
6.12
毛利率
-
ROIC
6.5%
盈利能力雷达图
价值创造（经济护城河）
ROIC
6.5%
WACC
6.6%
ROIC − WACC
-0.1 pp
ROIC 与资本成本大致持平：公司仅仅覆盖了资本成本。
基本面分析标准
通过（18）
- EPS shows upward trend
- EPS CAGR 5.08%
- ROIC 6.5%
- P/FCF 6.12
- P/B Ratio 0.89
- Debt/Equity ratio
- Operating Margin 22.3%
- Positive Free Cash Flow
- Current Ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- ROE 10.8%
- Revenue Growth 5Y 7.4%
- PEG Ratio 0.25
- Earnings Quality (OCF/NI) 2.08
- Share Dilution -5.7%
- Piotroski F-Score 5/9
未通过（7）
- Price CAGR -1.61%
- CapEx intensity
- Low reliance on intangibles
- DCF valuation (Fairly valued)
- Analyst Consensus 33% Buy
- Earnings Surprise avg -3.8%
- Net Margin Trend 13.4% vs 16.0%
不可用（3）
- Gross Margin NaN%
- Dividend Payout NaN%
- Debt/EBITDA
Piotroski F-评分
信号混杂：部分领域需关注
盈利质量
高质量：盈利有现金流支撑
股权稀释
正在回购股份，对股东友好
机构持股
该公司暂无机构申报数据。
公司治理
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for FISV, sourced from Markets Gazette.
- 5/6/2026NEGATIVEThese Analysts Slash Their Forecasts On Fiserv After Q1 Results
Fiserv Inc. (NASDAQ:FISV) reported Q1 results that presented a mixed picture for investors. While the company managed to surpass earnings per share expectations, its revenue fell short of forecasts. In response to these results, several financial analysts have revised their outlooks downwards, leading to price target reductions. This indicates a cautious sentiment among market watchers regarding Fiserv's near-term performance and growth prospects, despite the earnings beat.
via Markets Gazette