Regions Financial Corp (RF)
合理估值基本面
60
价格
$26.25
市值
$23.22B
第一部分 · 这家公司值多少
概览
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
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Who this company fights with for the same customers
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资产负债表与流动性
营收
$7.62B
最近12个月(截至2026/6/30)
净利润
$2.23B
最近12个月(截至2026/6/30)
自由现金流
-
股东权益合计
$19.04B
负债合计
$139.71B
流动比率
-
利息覆盖率
0.03
债务/EBITDA
-
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$26.86
当前价格
$26.25
安全边际
+2.3%
公允价值区间
$22.38 - $31.34
所用估值方法之间的离散区间,并非经过统计校准的置信区间。
估算方法
估值指标
市盈率(P/E)
10.93
ROE
11.3%
市净率(P/B)
1.22
P/FCF
-
毛利率
-
ROIC
-
盈利能力雷达图
价值创造(经济护城河)
ROIC
-
WACC
11.4%
ROIC − WACC
-
基本面分析标准
通过(12)
- EPS shows upward trend
- Price CAGR 7.69%
- P/B Ratio 1.22
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.8%
- Revenue Growth 5Y 5.1%
- PEG Ratio 0.65
- Earnings Quality (OCF/NI) 0.80
- Share Dilution -4.4%
- Net Margin Trend 29.3% vs 28.5%
- Piotroski F-Score 7/9
未通过(8)
- EPS CAGR 1.50%
- Debt/Equity ratio
- Operating Margin 2.1%
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Analyst Consensus 43% Buy
- Earnings Surprise avg -2.4%
不可用(8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-评分
财务状况强健
盈利质量
中等:利润与现金之间存在一定差距
股权稀释
正在回购股份,对股东友好
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. John M. Turner Jr. | President, CEO & Chairman | 63 |
| Mr. Charles Dandridge Massey | Senior EVP and Chief Enterprise Operations & Technology Officer | 54 |
| Mr. David R. Keenan | Senior Advisor | 57 |
| Mr. Russell K. Zusi | Senior EVP & Chief Risk Officer | 50 |
| Mr. Anil D. Chadha | Senior Executive VP & CFO | 46 |
| Ms. Karin K. Allen | Executive VP & Chief Accounting Officer | - |
| Ms. Katherine Randall Danella | Senior EVP & Chief Administrative Officer | 47 |
| Mr. Tom H. Speir | Head of Strategy, Investor Relations & Corporate Development | 43 |
| Ms. Tara Ann Plimpton | Senior EVP, Chief Legal Officer & Corporate Secretary | 56 |
| Ms. Anna Brackin | Chief Compliance Officer | - |
审计风险
3
董事会风险
5
薪酬风险
4
股东权利风险
7
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for RF, sourced from Markets Gazette.
- 4/17/2026NEUTRALRegions Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
Regions Financial Corp. is set to report its Q1 earnings on April 17, with analysts projecting an Earnings Per Share (EPS) of 59 cents and revenue of $1.92 billion. The company's stock, RF, is currently trading on the NYSE. Analyst ratings show a mixed sentiment, with recent actions including Morgan Stanley maintaining an 'Overweight' rating in February 2022, UBS initiating coverage with a 'Buy' in January 2022, and Citigroup upgrading its rating to 'Buy' from 'Neutral' in the same month. The accuracy of these analyst forecasts varies, ranging from 61% to 76%.
via Markets Gazette