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StoneCo Ltd. (STNE)

被低估
TechnologySoftware - InfrastructureCayman Islands

基本面

86

价格

$9.23

市值

$2.15B

第一部分 · 这家公司值多少

概览

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as payment slips and Pix transactions; digital product to help merchants improve their consumers' experience, which include split-payment processing, multi-payment processing, and recurring payments for subscriptions; and tap on phone solution. In addition, the company provides prepayment; digital banking; and credit solution. The company serves online, offline, and omni-channel sales clients under Stone, tonstone, and paggar.me. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

资产负债表与流动性

营收

$13.85B

最近12个月(截至2026/6/30)

净利润

$3.36B

最近12个月(截至2026/6/30)

自由现金流

$7.08B

股东权益合计

$1.65B

负债合计

$16.96B

流动比率

1.26

利息覆盖率

-

债务/EBITDA

2.49

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

一般情形被低估

公允价值

$319.42

当前价格

$9.23

安全边际

+97.1%

公允价值区间

$207.62 - $431.22

所用估值方法之间的离散区间,并非经过统计校准的置信区间。

估算方法

分析师目标价:$14.90
现金流折现法(DCF):$901.20
市盈率法(P/E):$11.80
格雷厄姆成长公式:$130.16
盈利能力价值(EPV):$170.31
合理市净率(P/B):$113.87
股息折现模型(戈登模型):数据不足,无法计算
P/FFO(运营资金):数据不足,无法计算
周期中段收益:数据不足,无法计算
市销率法(P/S):$300.72
分析师共识:买入 (14B / 7H / 1S)
最近财报超预期:-2.27%

估值指标

市盈率(P/E)

3.55

ROE

34.0%

市净率(P/B)

1.22

P/FCF

0.29

毛利率

71.6%

ROIC

22.8%

盈利能力雷达图

价值创造(经济护城河)

ROIC

22.8%

WACC

1.6%

ROIC − WACC

+21.2 pp

ROIC 超过资本成本:公司正在为股东创造价值。

基本面分析标准

通过(15)

  • ROIC 22.8%
  • Gross Margin 71.6%
  • P/FCF 0.29
  • P/B Ratio 1.22
  • Positive Free Cash Flow
  • Current Ratio
  • Debt/EBITDA
  • DCF valuation (Undervalued)
  • ROE 30.5%
  • Revenue Growth 5Y 33.7%
  • Analyst Consensus 64% Buy
  • Earnings Surprise avg 2.7%
  • PEG Ratio 0.15
  • Earnings Quality (OCF/NI) 2.03
  • Net Margin Trend 16.4% vs -11.4%

未通过(4)

  • Price CAGR -7.97%
  • Debt/Equity ratio
  • CapEx intensity
  • Piotroski F-Score 2/9

不可用(8)

  • EPS data insufficient
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Interest Coverage
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Share Dilution (missing shares data)

Piotroski F-评分

2/9

存在严重财务隐患

score
criteria

盈利质量

2.03

高质量:盈利有现金流支撑

股权稀释

-

正在回购股份,对股东友好

机构持股

该公司暂无机构申报数据。

公司治理

管理团队

姓名职位年龄
Mr. Mateus Scherer SchweningChief Executive Officer29
Mr. Diego Ventura SalgadoCFO & Investor Relations Officer40
Mr. Sandro de Oliveira BassiliChief Operating Officer55
Mr. Raul Pierre RenteriaChief Technology Officer51
Ms. Roberta NoronhaHead of Investor Relations52
Ms. Tatiana MalamudChief Legal & Compliance Officer54
Mr. Fabio Vieira KapitanovasChief People Officer47
Mr. Natan GorinHead of Operations - Technology Platform-
Mr. Thomas Gregor IlgChief Risk Officer57
Mr. Joao MiskoPayments Platform Executive-

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for STNE, sourced from Markets Gazette.

  • 3/12/2026POSITIVE
    Fintech Stock Up 52% as Investor Trims $5 Million From This Brazilian Payments Leader

    StoneCo Ltd. has seen its stock surge by 52%, driven by significant investor interest and a substantial reduction in its market capitalization by $5 million. The Brazilian fintech company, which provides financial technology and payment solutions to over 4.8 million clients, is a key player in Brazil's expanding commerce sector. This remarkable stock performance indicates strong market confidence in StoneCo's business model and its growth prospects within the dynamic Brazilian market. Investors are likely reacting positively to recent developments, potentially including improved financial metrics or strategic partnerships, signaling a robust outlook for the company.

  • 3/3/2026NEGATIVE
    Why Did StoneCo Stock Crash Today?

    StoneCo (STNE) shares experienced a significant downturn today, despite appearing to be undervalued by traditional metrics. Investors are actively divesting their positions, indicating a profound lack of confidence that transcends current valuation figures. This widespread selling pressure suggests the market may be pricing in future risks or underlying issues not immediately apparent in the company's current financials. For investors, StoneCo's situation presents a classic dilemma: is a low price an opportunity or a warning sign of further troubles? The prevailing selling trend suggests that, for now, the latter interpretation holds sway, with the market prioritizing caution in the face of perceived uncertainties, irrespective of apparent intrinsic value.

  • 3/2/2026NEUTRAL
    StoneCo (STNE) Q4 2025 Earnings Call Transcript

    StoneCo Ltd. has announced the availability of the transcript from its Q4 2025 earnings conference call. While this signals a routine corporate event, the actual content of the transcript was not made available at the time of the announcement. Investors eagerly await such documents, as they provide crucial details on the company's financial performance, future outlook, and management strategies. The absence of the content prevents an in-depth analysis of the quarterly results, leaving the market in anticipation of concrete information that could influence valuations and investment decisions. The release of the transcript is a key step for transparency and understanding company dynamics.

  • 2/25/2026NEGATIVE
    SQUADRA Dumps 1.78 Million StoneCo Shares Worth $29.8 Million

    Investment firm SQUADRA has offloaded a substantial stake in StoneCo Ltd., dumping 1.78 million shares valued at $29.8 million. This move by an institutional player could signal a decrease in confidence in the Brazilian payment and digital commerce solutions provider. StoneCo, which serves over 1.7 million businesses across Brazil’s fintech landscape, may face downward pressure on its stock price following this significant sell-off. Investors should closely monitor the implications of this divestment, as such decisive action by a fund can often precede or reflect a less optimistic view on the company's future prospects or its current valuation. The news suggests potential weakness in market sentiment towards the stock.

via Markets Gazette