WesBanco, Inc. (WSBC)

合理估值

Financial ServicesBanks - RegionalUnited States

基本面

价格

$37.42

市值

$3.59B

Yahoo Finance TradingView 新闻官网

第一部分 · 这家公司值多少

概览

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts. It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities. In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

资产负债表与流动性

营收

$1.06B

最近12个月（截至2026/6/30）

净利润

$356M

最近12个月（截至2026/6/30）

自由现金流

$280M

股东权益合计

$4.03B

负债合计

$23.66B

流动比率

利息覆盖率

0.51

债务/EBITDA

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

银行合理估值

公允价值

$40.91

当前价格

$37.42

安全边际

+8.5%

公允价值区间

$36.52 - $45.29

所用估值方法之间的离散区间，并非经过统计校准的置信区间。

估算方法

分析师目标价:$44.50

现金流折现法（DCF）:不适用于此类公司

市盈率法（P/E）:$35.86

格雷厄姆成长公式:不适用于此类公司

盈利能力价值（EPV）:不适用于此类公司

合理市净率（P/B）:$43.65

股息折现模型（戈登模型）:$33.71

P/FFO（运营资金）:不适用于此类公司

周期中段收益:不适用于此类公司

市销率法（P/S）:不适用于此类公司

分析师共识:买入 (9B / 5H / 0S)

最近财报超预期:+5.67%

估值指标

市盈率（P/E）

10.39

ROE

5.5%

市净率（P/B）

0.87

P/FCF

12.82

毛利率

ROIC

盈利能力雷达图

价值创造（经济护城河）

ROIC

WACC

8.7%

ROIC − WACC

基本面分析标准

通过（16）

EPS shows upward trend
EPS CAGR 7.51%
P/FCF 12.82
P/B Ratio 0.87
Operating Margin 42.2%
Positive Free Cash Flow
CapEx intensity
Low reliance on intangibles
Price below Graham Number
ROE 8.7%
Revenue Growth 5Y 9.1%
Analyst Consensus 64% Buy
Earnings Surprise avg 2.6%
PEG Ratio 1.64
Earnings Quality (OCF/NI) 1.11
Net Margin Trend 33.6% vs 17.6%

未通过（7）

Price CAGR -1.22%
Debt/Equity ratio
Interest Coverage
Return on Tangible Assets
DCF valuation (Overvalued)
Share Dilution 49.2%
Piotroski F-Score 4/9

不可用（5）

ROIC NaN%
Gross Margin NaN%
Dividend Payout NaN%
Current Ratio
Debt/EBITDA

Piotroski F-评分

4/9

信号混杂：部分领域需关注

score

criteria

盈利质量

1.11

高质量：盈利有现金流支撑

股权稀释

49.2%

正在发行新股，稀释所有权

机构持股

公司治理

管理团队

姓名	职位	年龄
Mr. Jeffrey H. Jackson	President, CEO & Director	51
Mr. Daniel K. Weiss Jr.	Senior Executive VP & CFO	43
Ms. Jan M. Pattishall-Krupinski	Senior Executive Vice President & Chief Administrative Officer	45
Mr. Michael L. Perkins CPA	Consultant	59
Mr. Jayson M. Zatta	Senior EVP, Chief Banking Officer and Group Head of Banking & Trust	65
Mr. John H. Iannone	Senior Vice President of Shareholder Relations	-
Ms. Jennifer Sue Roth	Chief Compliance Officer	50
Mr. Richard K. Laws J.D.	Senior Executive VP & Chief Legal Counsel	-
Ms. Alisha K. Hipwell	Senior EVP & Chief Communications Officer	54
Ms. Kimberly L. Griffith	Senior EVP & Chief Human Resources Officer	57

审计风险

董事会风险

薪酬风险

股东权利风险

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。

文件

年度报告（10-K）
对公司业务、财务业绩和风险的年度概述。
提交日期：2026-03-02
查看文件
季度报告（10-Q）
最近三个月财务表现的最新情况。
提交日期：2026-07-30
查看文件
临时报告（8-K）
关于重大事件（如管理层变动或重要公告）的通知。
提交日期：2026-08-27
查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for WSBC, sourced from Markets Gazette.

4/22/2026NEUTRAL
Transcript: Wesbanco Q1 2026 Earnings Conference Call
Wesbanco Inc. held its Q1 2026 Earnings Conference Call on April 22, 2026. The transcript indicates a discussion of the company's financial performance and strategic outlook for the first quarter of 2026. While specific financial figures and forward-looking statements were presented, the nature of a transcript typically involves detailed operational and financial discussions without an immediate, clear directional signal for investors. Further analysis of the call's content is required to ascertain specific impacts on Wesbanco's valuation.

via Markets Gazette