Navient Corporation - 6% Senior Notes due December 15, 2043 (JSM)
Fair ValueFundamental
15
Price
$17.74
Market Cap
-
Part 1 · What the company is worth
Overview
No description available.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$600M
Trailing 12 months (through 6/30/2026)
Net Income
$-50M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
-
Total Equity
$2.40B
Total Liabilities
$46.28B
Current Ratio
0.26
Interest Coverage
0.10
Debt/EBITDA
-416.95
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$16.39
Current Price
$17.74
Margin of Safety
-8.2%
Fair Value Range
$12.65 - $20.13
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
-
ROE
-3.3%
P/B Ratio
3.46
P/FCF
-
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
1.1%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (2)
- Low reliance on intangibles
- Share Dilution -9.5%
Failed (16)
- EPS shows upward trend
- Price CAGR -2.20%
- P/B Ratio 3.46
- Debt/Equity ratio
- Operating Margin -8.8%
- Positive Free Cash Flow
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- DCF valuation (Unknown)
- ROE -2.0%
- Revenue Growth 5Y -20.5%
- Analyst Consensus 8% Buy
- Earnings Surprise avg -148.4%
- Net Margin Trend -8.3% vs 3.7%
- Piotroski F-Score 3/9
Unavailable (9)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- CapEx intensity
- Current Ratio
- Price below Graham Number
- PEG Ratio (need PE > 0 and growth > 0)
- Earnings Quality (OCF/Net Income)
Piotroski F-Score
Serious financial concerns
Earnings Quality
Low quality: investigate accounting
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
No institutional filings reported for this company.
Governance
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-26
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-07
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-09-25
via SEC EDGAR
Income History
via SEC EDGAR
Latest News
Recent headlines for JSM, sourced from Markets Gazette.