Reinsurance Group of America Inc (RGA)
Fair ValueFundamental
86
Price
$246.24
Market Cap
$16.52B
Part 1 · What the company is worth
Overview
Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risks; coinsurance of payout annuities; underwritten annuities; funding agreement backed note program and other capital motivated solutions; and superannuation. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.
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Direct competitors
Who this company fights with for the same customers
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Balance Sheet & Liquidity
Revenue
$25.97B
Trailing 12 months (through 6/30/2026)
Net Income
$1.51B
Trailing 12 months (through 6/30/2026)
Free Cash Flow
-
Total Equity
$13.46B
Total Liabilities
$143.04B
Current Ratio
-
Interest Coverage
-
Debt/EBITDA
2.47
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$287.88
Current Price
$246.24
Margin of Safety
+14.5%
Fair Value Range
$194.66 - $381.10
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
10.81
ROE
8.8%
P/B Ratio
1.17
P/FCF
-
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
7.2%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (17)
- EPS shows upward trend
- EPS CAGR 11.27%
- Price CAGR 7.05%
- P/B Ratio 1.17
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.3%
- Revenue Growth 5Y 10.2%
- Analyst Consensus 60% Buy
- Earnings Surprise avg 22.9%
- PEG Ratio 0.48
- Earnings Quality (OCF/NI) 1.98
- Share Dilution -0.0%
- Net Margin Trend 5.8% vs 3.5%
- Piotroski F-Score 5/9
Failed (2)
- Debt/Equity ratio
- Return on Tangible Assets
Unavailable (9)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Tony Cheng F.S.A. | President, CEO & Director | 51 |
| Ms. My Chi Christine To | EVP, Chief Legal Officer & Corporate Secretary | 52 |
| Ms. Laura Kathleen Cockrill | Executive VP & CFO | 48 |
| Mr. Jayson Reagan Bronchetti C.A.I.A., C.F.A. | Executive VP & Chief Investment Officer | 46 |
| Ms. Zhang Lu | Senior Vice President of Investor Relations | - |
| Lynn Phillips | Senior VP of Enterprise Marketing & Communications | - |
| Mr. Peter Manley | Executive Vice President of Corporate Development | - |
| Mr. Raymond Kleeman | Executive VP & Chief Human Resources Officer | 52 |
| Mr. Jonathan William Porter FCIA, FSA | Executive VP & Global Chief Risk Officer | 54 |
| Catie Muccigrosso | VP, Chief Underwriter - U.S. Mortality Markets | - |
Audit Risk
1
Board Risk
1
Compensation Risk
3
Shareholder Rights Risk
3
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-20
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-07
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-08-06
via SEC EDGAR
Income History
via SEC EDGAR
Latest News
Recent headlines for RGA, sourced from Markets Gazette.