Equifax Inc (EFX)
Fair bewertetFundamental
65
Kurs
$140.31
Marktkapitalisierung
$17.13B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18. September 2026 with claude-haiku-4-5 — shared with all users
The third US consumer credit bureau: its reports sit next to Equifax's in the tri-merge file that mortgage lenders pull, and it sells the same risk, identity and fraud products to banks and insurers.
Competes with Equifax for the budget lenders spend on credit scoring, decisioning and fraud-analytics software, and reaches consumers directly with subscription credit monitoring.
One of the three US consumer credit bureaus alongside Equifax and TransUnion, selling credit reports, scores, fraud and marketing data to the same lenders, and competing directly in employment and income verification.
Sells commercial credit reports and business risk data to the same corporate customers as Equifax's commercial solutions unit; taken private by Clearlake Capital in August 2025, so it no longer has a listed share.
A private US company that sells income and employment verifications to mortgage lenders and employers, the market Equifax's The Work Number dominates.
Bilanz & Liquidität
Umsatz
$6.44B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$691M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$1.13B
Gesamtes Eigenkapital
$4.60B
Gesamtverbindlichkeiten
$7.13B
Current Ratio
0.60
Zinsdeckungsgrad
5.19
Schulden/EBITDA
3.00
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$138.01
Aktueller Kurs
$140.31
Sicherheitsmarge
-1.7%
Innerer-Wert-Spanne
$89.71 - $186.32
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
24.12
ROE
14.3%
P/B-Verhältnis
3.68
P/FCF
14.59
Bruttomarge
-
ROIC
9.7%
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
9.7%
WACC
9.6%
ROIC − WACC
+0.1 pp
Der ROIC liegt etwa auf Höhe der Kapitalkosten: Das Unternehmen deckt gerade eben seine Kapitalkosten.
Fundamentalanalyse-Kriterien
Bestanden (17)
- EPS shows upward trend
- EPS CAGR 5.65%
- ROIC 9.7%
- P/FCF 14.59
- Debt/Equity ratio
- Operating Margin 17.9%
- Positive Free Cash Flow
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 15.0%
- Revenue Growth 5Y 8.0%
- Analyst Consensus 70% Buy
- Earnings Surprise avg 3.7%
- Earnings Quality (OCF/NI) 2.33
- Share Dilution -0.6%
- Piotroski F-Score 6/9
Nicht bestanden (9)
- Price CAGR 3.64%
- P/B Ratio 3.68
- CapEx intensity
- Current Ratio
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Overvalued)
- PEG Ratio 5.35
- Net Margin Trend 10.7% vs 11.0%
Nicht verfügbar (2)
- Gross Margin NaN%
- Dividend Payout NaN%
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Institutionelle Beteiligungen
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Mark W. Begor | CEO & Director | 67 |
| Mr. John W. Gamble Jr. | Executive VP, CFO & COO | 62 |
| Mr. Jamil Farshchi | Executive VP & CTO | 47 |
| Ms. Julia A. Houston | Executive VP & Chief Legal Officer | 54 |
| Mr. Chad M. Borton | Executive VP & President of Workforce Solutions | 54 |
| Mr. James M. Griggs | Chief Accounting Officer & Corporate Controller | - |
| Mr. Trevor Burns | Senior Vice President of Corporate Investor Relations | - |
| Ms. Kathryn Q. Walker | Executive VP and Chief Marketing & Communications Officer | 47 |
| Mr. Sunil Bindal | Executive VP & Chief Corporate Development and Strategy Officer | 50 |
| Ms. Carla J. Chaney | Executive VP & Chief Human Resources Officer | 55 |
Prüfungsrisiko
1
Vorstandsrisiko
4
Vergütungsrisiko
8
Aktionärsrechterisiko
8
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Dokumente
- Dokument ansehen
Jahresbericht (10-K)
Ein jährlicher Überblick über das Geschäft, die Finanzergebnisse und die Risiken des Unternehmens.
Eingereicht am 2026-02-19
- Dokument ansehen
Quartalsbericht (10-Q)
Ein Update zur finanziellen Entwicklung der letzten drei Monate.
Eingereicht am 2026-07-21
- Dokument ansehen
Ad-hoc-Meldung (8-K)
Eine Mitteilung über ein wichtiges Ereignis, etwa einen Führungswechsel oder eine bedeutende Ankündigung.
Eingereicht am 2026-07-29
via SEC EDGAR
Ertragshistorie
via SEC EDGAR
Latest News
Recent headlines for EFX, sourced from Markets Gazette.
- 4/21/2026NEUTRALEquifax Q1 2026 Earnings Call: Complete Transcript
Equifax Inc. will host its Q1 2026 Earnings Call on April 21, 2026, at 2:29 PM UTC. The company will discuss its financial performance and strategic initiatives for the first quarter. While the earnings call itself is an informational event, the actual financial results and forward-looking statements made during the call will determine the market's reaction. Investors will be scrutinizing revenue growth, profitability metrics, and any guidance provided for the upcoming quarters to assess the company's trajectory.
- 4/21/2026POSITIVEEquifax Posts Fastest Revenue Growth Since 2021 on Mortgages
Equifax Inc. announced its strongest revenue growth since 2021, propelled by a significant increase in mortgage application volumes. This surge indicates a robust recovery and expansion in the housing market, directly benefiting Equifax's data and analytics services. The company's performance suggests a positive outlook for its core business segments and highlights its ability to capitalize on market upturns. Investors will likely view this acceleration as a sign of underlying business strength and potential for continued earnings growth.
via Markets Gazette