East West Bancorp, Inc. (EWBC)
Fair bewertetFundamental
78
Kurs
$121.05
Marktkapitalisierung
$17.21B
Teil 1 · Was das Unternehmen wert ist
Übersicht
East West Bancorp is the holding company for East West Bank, a commercial bank built around serving Asian-American customers and businesses that trade or invest between the United States and Greater China. It takes deposits and makes loans like any bank, but its differentiator is a licensed branch network inside mainland China and Hong Kong alongside its US branches, letting it bank both sides of a cross-border transaction.
Wie das Geld verdient wird
Most revenue is net interest income — the spread the bank earns between interest paid on deposits and interest collected on loans — supplemented by fee income from wealth management, foreign exchange and treasury services tied to its cross-border business. Because the balance sheet is loan- and deposit-funded, revenue moves with loan growth, deposit costs and the level of interest rates rather than with a fixed product price.
Wettbewerbsvorteil
Patente und Lizenzen · SchmalA commercial banking license inside mainland China is difficult for a US regional bank to obtain and gives East West a way to serve cross-border clients that most domestic competitors cannot match directly. The advantage is real but narrow: large global banks have their own China operations, and the license alone does not prevent competition on pricing for standard deposit and loan products.
Was die Nachfrage antreibt
ZyklischLoan demand and credit quality follow the broader business cycle and, for this bank specifically, the state of US-China trade and investment flows. Net interest income is also sensitive to the level and direction of interest rates set by the Federal Reserve, independent of the economic cycle itself.
Wichtigste Risiken
- Exposure to US-China geopolitical tension — The bank's cross-border franchise depends on continued trade, investment and travel between the United States and Greater China; escalating trade restrictions or sanctions could reduce client activity or complicate its Chinese operations.
- Credit concentration, including commercial real estate — Like many regional banks, East West carries meaningful commercial real estate exposure; a downturn in property values or occupancy in its core markets would raise credit losses on that portfolio.
- Interest rate risk — Net interest income depends on the spread between what the bank pays on deposits and earns on loans and securities; changes in interest rates, or how quickly deposit costs reprice relative to assets, can compress that margin.
- Regulatory and operational complexity of foreign operations — Operating licensed branches in China and Hong Kong subjects the bank to a second set of regulators and legal systems, adding compliance cost and the risk that foreign rules change in ways that restrict its cross-border operations.
Die Argumente dafür
Buyers argue that the China banking license is a genuinely hard-to-replicate asset that lets East West capture cross-border business other regional banks cannot, that record fee income and loan growth in recent quarters show the franchise still expanding, and that a diversified deposit base supports steady net interest income growth.
Die Argumente dagegen
Sellers fear that the same cross-border franchise that differentiates the bank also concentrates it in US-China relations, which could deteriorate for reasons entirely outside the bank's control, and that commercial real estate concentration and interest rate swings remain risks common to regional banks generally.
Written by the editors, published on 18. August 2026
Direct competitors
Who this company fights with for the same customers
Generated on 18. September 2026 with claude-haiku-4-5 — shared with all users
Cathay Bank is East West's closest mirror image: a California-based commercial bank built on the Chinese-American community, chasing the same commercial real estate and trade-finance borrowers and the same US–Greater China cross-border customers.
Also founded in Los Angeles to serve Chinese-American entrepreneurs, Preferred Bank competes for the same mid-sized business deposits and commercial real estate loans in Southern California, often bidding for the identical borrowers.
RBB serves Chinese-American business communities in the same cities as East West — Los Angeles, New York, Chicago, Las Vegas — competing for small-business lending, mortgages and deposits in those neighbourhoods.
The largest Korean-American bank overlaps with East West across California, Texas, New York and Illinois, competing for Asian-American commercial deposits, SBA loans and commercial real estate credit.
Hanmi Bank, rooted in Los Angeles' Korean-American business community, fights for the same small and mid-sized immigrant-owned businesses, SBA lending and trade-related banking in California and Texas.
Bilanz & Liquidität
Umsatz
$3.10B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$1.45B
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
-
Gesamtes Eigenkapital
$8.90B
Gesamtverbindlichkeiten
$71.54B
Current Ratio
-
Zinsdeckungsgrad
0.69
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$118.29
Aktueller Kurs
$121.05
Sicherheitsmarge
-2.3%
Innerer-Wert-Spanne
$82.44 - $154.15
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
11.92
ROE
14.9%
P/B-Verhältnis
1.84
P/FCF
-
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
-
WACC
10.1%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (15)
- EPS shows upward trend
- EPS CAGR 23.38%
- Price CAGR 9.37%
- P/B Ratio 1.84
- Operating Margin 59.9%
- Low reliance on intangibles
- Price below Graham Number
- ROE 16.2%
- Revenue Growth 5Y 11.9%
- Analyst Consensus 78% Buy
- PEG Ratio 0.62
- Earnings Quality (OCF/NI) 1.37
- Share Dilution -0.5%
- Net Margin Trend 46.6% vs 43.7%
- Piotroski F-Score 7/9
Nicht bestanden (5)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg 1.9%
Nicht verfügbar (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Starke finanzielle Gesundheit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Institutionelle Beteiligungen
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Dominic Ng CPA | Chairman, President & CEO | 66 |
| Mr. Christopher J. Del Moral-Niles CFA | Executive VP & CFO | 54 |
| Mr. Parker L. Shi | Executive VP & COO | 55 |
| Mr. Douglas Paul Krause Sr., Esq. | Vice Chairman & Chief Corporate Officer | 68 |
| Ms. Irene H. Oh CPA | Executive VP & Chief Risk Officer | 47 |
| Ms. Adrienne Atkinson | Director of Investor Relations | - |
| Mr. Gary Teo | Executive VP & Chief Human Resources Officer | 52 |
| Ms. Deborah Leerhsen | Executive VP & Head of Global Banking | 45 |
| Mr. Bennett Pozil | Head of Corporate Banking - East West Bank and Executive Vice President of East West Bank | 63 |
| Mr. Robert Lo | Head of Commercial Real Estate Banking - East West Bank and Executive VP of East West Bank | 60 |
Prüfungsrisiko
2
Vorstandsrisiko
5
Vergütungsrisiko
1
Aktionärsrechterisiko
1
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Dokumente
- Dokument ansehen
Jahresbericht (10-K)
Ein jährlicher Überblick über das Geschäft, die Finanzergebnisse und die Risiken des Unternehmens.
Eingereicht am 2026-02-27
- Dokument ansehen
Quartalsbericht (10-Q)
Ein Update zur finanziellen Entwicklung der letzten drei Monate.
Eingereicht am 2026-08-07
- Dokument ansehen
Ad-hoc-Meldung (8-K)
Eine Mitteilung über ein wichtiges Ereignis, etwa einen Führungswechsel oder eine bedeutende Ankündigung.
Eingereicht am 2026-07-21
via SEC EDGAR
Ertragshistorie
via SEC EDGAR
Latest News
Recent headlines for EWBC, sourced from Markets Gazette.
- 4/21/2026NEUTRALEast West Bancorp Q1 2026 Earnings Call: Complete Transcript
East West Bancorp has released its Q1 2026 Earnings Call Transcript. While the transcript provides a detailed overview of the company's financial performance and strategic outlook, it does not contain specific forward-looking guidance or new material announcements that would significantly alter investor expectations. Investors are advised to review the transcript for a comprehensive understanding of management's commentary on market conditions, operational efficiency, and risk management strategies. The absence of new quantitative targets or significant qualitative shifts suggests a neutral stance pending further developments.
via Markets Gazette