XP Inc. (XP)
UnterbewertetFundamental
64
Kurs
$20.67
Marktkapitalisierung
$10.65B
Teil 1 · Was das Unternehmen wert ist
Übersicht
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Bilanz & Liquidität
Umsatz
$8.42B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$5.32B
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
-
Gesamtes Eigenkapital
$3.68B
Gesamtverbindlichkeiten
$159.54B
Current Ratio
1.49
Zinsdeckungsgrad
-
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$60.52
Aktueller Kurs
$20.67
Sicherheitsmarge
+65.8%
Innerer-Wert-Spanne
$39.34 - $81.70
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
10.77
ROE
22.6%
P/B-Verhältnis
2.31
P/FCF
-
Bruttomarge
69.2%
ROIC
2.8%
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
2.8%
WACC
0.7%
ROIC − WACC
+2.1 pp
Der ROIC übersteigt die Kapitalkosten: Das Unternehmen schafft Wert für die Aktionäre.
Fundamentalanalyse-Kriterien
Bestanden (9)
- Gross Margin 69.2%
- P/B Ratio 2.31
- Current Ratio
- ROE 22.0%
- Revenue Growth 5Y 17.7%
- Analyst Consensus 89% Buy
- PEG Ratio 0.48
- Earnings Quality (OCF/NI) 2.60
- Net Margin Trend 28.1% vs 26.4%
Nicht bestanden (6)
- Price CAGR -8.38%
- ROIC 2.8%
- Debt/Equity ratio
- DCF valuation (Unknown)
- Earnings Surprise avg -2.3%
- Piotroski F-Score 2/9
Nicht verfügbar (12)
- EPS data insufficient
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- Positive Free Cash Flow
- CapEx intensity
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- Share Dilution (missing shares data)
Piotroski F-Score
Ernsthafte finanzielle Bedenken
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Institutionelle Beteiligungen
Für dieses Unternehmen liegen keine institutionellen Meldungen vor.
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Guilherme Dias Fernandes Benchimol | Founder & Executive Chairman | 47 |
| Mr. Thiago Maffra | CEO & Director | 40 |
| Mr. Gustavo Alejo Viviani | Chief Financial Officer | 50 |
| Mr. Andre Parize | Chief Investor Relations Officer | - |
| Mr. Fabrício Cunha de Almeida | General Counsel | 43 |
| Marco Goncalves | Head of M&A | - |
| Gabriel Dos Santos | Head of Recruitment & Selection | - |
| Mr. Jose de Menezes Berenguer Neto | CEO of Banco XP S.A. & Director | 59 |
| Mr. Antonio Guimarães | Investor Relations Officer | - |
| Mr. Ygor Gomes Altero | Equity Research Analyst | - |
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for XP, sourced from Markets Gazette.
- 7/27/2026NEUTRALXP Founder Urges Brazil to Fix Deficit as Election Debate Looms
XP Inc. founder Guilherme Benchimol has issued a strong call for Brazil to implement a significant fiscal overhaul. He argues that such reforms are critical for reducing interest rates and fostering a more conducive environment for investment within the country. This statement comes as Brazil approaches an election debate, highlighting the intersection of political discourse and economic policy. Investors are watching closely to see if these calls for fiscal responsibility translate into concrete policy actions that could impact the broader Brazilian economic landscape and investment climate.
- 5/19/2026NEGATIVEXP Posts Downbeat Q1 Earnings, Joins Akamai Technologies And Other Big Stocks Moving Lower In Tuesday's Pre-Market Session
XP Inc. reported disappointing first-quarter earnings, missing analyst expectations and prompting a pre-market decline. The company also announced a new Chief Financial Officer, adding to the uncertainty. This news places XP among other major stocks, including Akamai Technologies, that are trading lower in Tuesday's pre-market session, with the Nasdaq futures indicating a broader market downturn. Investors are likely reassessing their positions in XP due to the weak financial performance and executive changes.
- 2/21/2026NEUTRALXP Could Soar If These 2 Things Go Right
XP Inc., a Brazilian investment management company, appears potentially attractive to investors, but challenges remain. The article suggests the stock could soar if two specific conditions are met. While the details of these conditions are not specified, the analysis indicates that XP's future success will depend on key, yet-to-be-defined factors. For investors, this scenario calls for careful assessment of the risk/reward profile, given the uncertainty surrounding the achievement of future objectives.
via Markets Gazette