Goosehead Insurance, Inc. (GSHD)
SobrevaloradaFundamental
73
Precio
$45.36
Capitalización Bursátil
$1.62B
Parte 1 · Cuánto vale la empresa
Resumen
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; life insurance; and motorcycle, recreational vehicle, and other insurance policies. It distributes its products and services through corporate and franchise locations. Goosehead Insurance, Inc. was founded in 2003 and is headquartered in Westlake, Texas.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 de septiembre de 2026 with claude-haiku-4-5 — shared with all users
Its Westwood Insurance Agency sells homeowners policies to US homebuyers at the moment of purchase through builder and lender relationships, the same referral-driven personal lines channel Goosehead built its franchise network on.
Named by Goosehead among the largest captive agencies, Allstate reaches personal lines customers through its own exclusive agents rather than through independent brokers.
Progressive sells auto and home policies straight to consumers online and by phone, taking the same premium dollars without paying a broker commission.
A national independent retail brokerage that, alongside its commercial business, places personal lines coverage for US individuals and families through acquired local agencies.
The largest captive agency network in the United States, its agents sell home and auto coverage to the same American households Goosehead's franchisees quote.
The third large captive network cited by Goosehead, Farmers competes agent-to-agent for US home, auto and umbrella business.
Balance y Liquidez
Ingresos
$402M
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$35M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$86M
Patrimonio Neto Total
$-96M
Pasivo Total
$578M
Ratio de Liquidez
1.54
Cobertura de Intereses
4.10
Deuda/EBITDA
4.35
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuánto pesa la deuda
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$36.12
Precio Actual
$45.36
Margen de Seguridad
-25.6%
Rango de Valor Justo
$23.47 - $48.76
Dispersión entre los métodos de valoración utilizados, no un intervalo de confianza calibrado estadísticamente.
Métodos de Estimación
Métricas de Valoración
Ratio P/E
43.62
ROE
-29.1%
Ratio P/B
-
P/FCF
12.04
Margen Bruto
-
ROIC
21.1%
Radar de Rentabilidad
Creación de Valor (Ventaja Competitiva)
ROIC
21.1%
WACC
11.5%
ROIC − WACC
+9.6 pp
El ROIC supera el coste del capital: la empresa está creando valor para los accionistas.
Criterios de Análisis Fundamental
Superado (17)
- EPS shows upward trend
- Price CAGR 6.50%
- ROIC 21.1%
- P/FCF 12.04
- Operating Margin 23.3%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 58.1%
- Revenue Growth 5Y 25.6%
- Analyst Consensus 55% Buy
- Earnings Surprise avg 29.3%
- Earnings Quality (OCF/NI) 2.44
- Share Dilution 2.0%
Fallido (5)
- Low reliance on intangibles
- DCF valuation (Overvalued)
- PEG Ratio 5.93
- Net Margin Trend 8.8% vs 110.5%
- Piotroski F-Score 4/9
No disponible (5)
- Gross Margin NaN%
- P/B Ratio NaN
- Dividend Payout NaN%
- Debt/Equity ratio
- Price below Graham Number
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
El número de acciones es estable
Participaciones institucionales
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Mark E. Jones | Co-Founder & Executive Chairman | 63 |
| Ms. Robyn Mary Elizabeth Jones | Co-Founder & Vice Chairman | 62 |
| Mr. Mark E. Jones Jr. | President & COO | 33 |
| Mr. John T. O'Connor | Consultant | 45 |
| Mr. John A. Martin | Chief Financial Officer | - |
| Mr. Eben Hewitt | Chief Technology Officer | - |
| Ms. Maddie Middleton | Senior Director of Investor Relations | - |
| Mr. Martin Thornthwaite | General Counsel & Corporate Secretary | - |
| Ms. Angela J. Kervin | Chief Human Resources Officer | 49 |
| Mr. Brian Pattillo | Executive Vice President | - |
Riesgo de Auditoría
8
Riesgo del Consejo
9
Riesgo de Compensación
4
Riesgo de Derechos del Accionista
8
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Documentos
- Ver documento
Informe anual (10-K)
Un resumen anual del negocio, los resultados financieros y los riesgos de la empresa.
Presentado el 2026-02-19
- Ver documento
Informe trimestral (10-Q)
Una actualización del desempeño financiero de los últimos tres meses.
Presentado el 2026-07-23
- Ver documento
Informe de hecho relevante (8-K)
Un aviso sobre un hecho relevante, como un cambio de dirección o un anuncio importante.
Presentado el 2026-07-22
via SEC EDGAR
Historial de Resultados
via SEC EDGAR
Latest News
Recent headlines for GSHD, sourced from Markets Gazette.
- 4/22/2026NEUTRALGoosehead Insurance Q1 2026 Earnings Call: Complete Transcript
Goosehead Insurance Inc. has scheduled its first-quarter 2026 earnings call for April 22, 2026, at 5:00 PM Eastern Time. The company will provide a business update and discuss financial results. A webcast of the call will be available on the investor relations section of Goosehead's website. While the announcement itself is procedural, the actual earnings results and management commentary during the call will determine the market's reaction and potential impact on the stock. Investors will be looking for key performance indicators, growth trends, and future outlook.
- 2/21/2026NEUTRALGoosehead (GSHD) Q4 2025 Earnings Call Transcript
The Q4 2025 earnings call transcript for Goosehead (GSHD) has been released. Without specific content details, the impact on the stock is neutral, but it provides investors with crucial information to assess the company's performance and future outlook.
via Markets Gazette