Brighthouse Financial, Inc. (BHF)
Sous-évaluéFondamental
57
Prix
$49.90
Capitalisation boursière
$2.87B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life products for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages universal life with secondary guarantees, structured settlements, pension risk transfer contracts, various company-owned life insurance policies, and funding agreements. Brighthouse Financial, Inc. was founded in 1863 and is headquartered in Charlotte, North Carolina.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
Equitable is the largest seller of registered index-linked annuities in the United States and competes directly with Brighthouse's Shield Level products through the same broker-dealer and wirehouse distribution.
Corebridge, the former AIG retirement business, sells fixed, index-linked and variable annuities plus individual life to American retirement savers, the identical customer base.
Prudential competes in U.S. individual annuities with buffered index-linked contracts and in individual life insurance, the two markets where Brighthouse earns its revenue.
Jackson is the leading writer of traditional variable annuities in the U.S. and also sells index-linked annuities to the same pre-retirement savers Brighthouse targets.
The U.S. life arm of Allianz SE is consistently the second-largest index-linked annuity issuer in the country, sold through the same independent advisor channels Brighthouse relies on.
Lincoln offers variable, index-linked and fixed annuities alongside individual life insurance, the same two product lines that make up Brighthouse's entire business.
Bilan & Liquidités
Chiffre d'affaires
$6.65B
12 derniers mois (au 30/06/2026)
Résultat net
$831M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
-
Capitaux propres totaux
$6.77B
Passif total
$234.97B
Ratio de liquidité général
-
Couverture des intérêts
-
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Le poids de la dette
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$126.85
Prix actuel
$49.90
Marge de sécurité
+60.7%
Fourchette de juste valeur
$82.45 - $171.25
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
4.01
ROE
6.4%
Ratio P/B
0.44
P/FCF
-
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
6.3%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (9)
- EPS shows upward trend
- P/B Ratio 0.44
- Low reliance on intangibles
- Price below Graham Number
- ROE 13.2%
- Earnings Surprise avg 46.0%
- Share Dilution -9.3%
- Net Margin Trend 12.5% vs 10.2%
- Piotroski F-Score 6/9
Échoué (7)
- Price CAGR -1.33%
- Debt/Equity ratio
- Return on Tangible Assets
- DCF valuation (Unknown)
- Revenue Growth 5Y -4.5%
- Analyst Consensus 0% Buy
- Earnings Quality (OCF/NI) -0.65
Indisponible (11)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- PEG Ratio (need PE > 0 and growth > 0)
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité faible : examiner la comptabilité
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Eric Thomas Steigerwalt | President, CEO & Director | 63 |
| Mr. Edward Allen Spehar Jr. | Executive VP & CFO | 60 |
| Mr. Myles Joseph Lambert | Executive VP & COO | 50 |
| Mr. John Lloyd Rosenthal C.F.A. | Executive VP & Chief Investment Officer | 64 |
| Ms. Allie Lin J.D. | Executive VP, General Counsel & Corporate Secretary | 47 |
| Mr. Richard Andrew Cook | Chief Accounting Officer | 49 |
| Dr. Jeff Hughes | Executive VP & CTO | - |
| Ms. Dana Amante | Head of Investor Relations | - |
| Ms. Vonda R. Huss | Executive VP & Chief Human Resources Officer | 58 |
| Mr. David Alan Rosenbaum | Executive VP and Head of Product & Underwriting | 49 |
Risque d'audit
1
Risque du conseil
1
Risque de rémunération
1
Risque droits des actionnaires
2
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-24
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-06
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-08-18
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for BHF, sourced from Markets Gazette.
- 3/4/2026POSITIVEThe Sleeper Financial Stock That Could Surge Before Wall Street Notices
Brighthouse Financial (BHF) is an under-the-radar stock with a potential 15% upside, targeting $70 per share before Wall Street catches on. Special situations investors should closely monitor this opportunity. The company, specializing in insurance and annuity products, could benefit from a market repricing that has yet to fully discount its intrinsic value and future growth prospects. Analysis suggests the stock may offer a quick and significant return.
- 2/28/2026POSITIVEOverlooked and Undervalued: Why Brighthouse Financial Deserves Attention
Markets Gazette highlights Brighthouse Financial (BHF) as a compelling investment opportunity. The company is categorized as a "special-situation stock," suggesting its current market valuation may not fully reflect its intrinsic potential. Analysts point to prospects for attractive returns, provided that corporate strategies and market conditions unfold as anticipated. This positioning makes it a noteworthy option for investors seeking undervalued assets and long-term growth, with a risk-reward profile that could appeal to those willing to bet on specific scenarios.
via Markets Gazette