Popular, Inc. (BPOP)
Juste valeurFondamental
75
Prix
$155.45
Capitalisation boursière
$9.91B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual retirement accounts and educational contribution accounts; business accounts; investment accounts; private management accounts; and certificates of deposit. It also provides commercial and industrial, commercial real estate, commercial multi-family, and residential mortgage loans; consumer loans, including unsecured personal loans, home equity lines of credit, and other loans to individual borrowers; construction loans; lease financing comprising automobile loans and leases; renewable energy and marine loans; and startup program and healthcare hub financing. In addition, the company offers auto and equipment leasing and financing; broker-dealer; international and private banking; insurance services, such as travel, property, auto and boat, health, life, and title; debit and credit cards; family of funds and Keogh plans; mobile easy deposit, foreign exchange, and fiduciary services; retirement plans; wire transfers; coordination of auto, aircraft, and helicopter loans; financial planning; investment advice; ATM; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
On the U.S. mainland, Popular Bank's 40 branches in New York, New Jersey and South Florida compete with Valley for the same deposits and middle-market commercial and real-estate lending in exactly those three markets.
FirstBank Puerto Rico is Popular's closest rival for the same island deposits, mortgages, auto loans and commercial lending, and overlaps again in the U.S. Virgin Islands and Florida.
The third of Puerto Rico's three remaining commercial banks, Oriental chases the same retail customers, auto and consumer loans, and small-business relationships across the same branch network territory.
Bilan & Liquidités
Chiffre d'affaires
$3.35B
12 derniers mois (au 30/06/2026)
Résultat net
$969M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$681M
Capitaux propres totaux
$6.25B
Passif total
$69.10B
Ratio de liquidité général
-
Couverture des intérêts
0.97
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$193.94
Prix actuel
$155.45
Marge de sécurité
+19.8%
Fourchette de juste valeur
$126.06 - $261.82
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
10.52
ROE
13.3%
Ratio P/B
1.54
P/FCF
12.28
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
9.0%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (18)
- EPS shows upward trend
- Price CAGR 13.75%
- P/FCF 12.28
- P/B Ratio 1.54
- Operating Margin 34.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 15.4%
- Revenue Growth 5Y 7.4%
- Analyst Consensus 94% Buy
- Earnings Surprise avg 11.0%
- PEG Ratio 0.65
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -5.6%
- Net Margin Trend 28.9% vs 23.6%
- Piotroski F-Score 7/9
Échoué (4)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Santé financière solide
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Jorge Jose García | President, CEO & Director | 52 |
| Mr. Lidio V. Soriano CPA | Executive VP & CFO | 56 |
| Ms. Camille Burckhart | EVP and Chief Information & Digital Strategy Officer of Digital, Innovation & Technology Group | 45 |
| Mr. Manuel A. Chinea | Executive VP and Chief Experience & Administration Services Officer | 59 |
| Ms. Denissa M. Rodriguez Adorno | Senior VP, Corporate Comptroller & Chief Accounting Officer | - |
| Mr. Paul J. Cardillo | Senior VP & Investor Relations Officer | - |
| Mr. Jose R. Coleman-Tio Esq. | Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel of Corporate Matters Group | 44 |
| Ms. Maria Cristina Gonzalez Noguera | Executive VP and Chief Communications & Public Affairs Officer | 50 |
| Mr. Eli S. Sepulveda | Executive Vice President of Commercial Credit & Services Group of Banco Popular de Puerto Rico | 62 |
| Mr. Luis E. Cestero | Executive Vice President of Retail & Business Solutions Group at Banco Popular de Puerto Rico | 51 |
Risque d'audit
1
Risque du conseil
3
Risque de rémunération
2
Risque droits des actionnaires
1
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-03-02
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-07
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-08-20
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for BPOP, sourced from Markets Gazette.