CNA Financial Corp (CNA)
Juste valeurFondamental
88
Prix
$45.59
Capitalisation boursière
$12.30B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
CNA Financial Corporation, an insurance holding company, primarily provides commercial property and casualty insurance products in the United States, Canada, the United Kingdom, Continental Europe, and internationally. It operates through Specialty, Commercial, International, and Life & Group segments. The company offers professional liability coverage and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, errors and omissions, employment practices, fiduciary, and fidelity and cyber coverage to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property, marine, boiler, and machinery coverage insurance products; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages; specialized loss-sensitive insurance programs and total risk management services; and a run-off long-term care business. The company was founded in 1853 and is based in Chicago, Illinois. CNA Financial Corporation is a subsidiary of Loews Corporation.
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Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
Both underwrite standard and specialty commercial property and casualty coverage for US small and mid-sized businesses through the same independent agent and broker networks.
Travelers is the largest US commercial property and casualty writer and competes with CNA line by line, from workers' compensation and general liability to management and professional liability.
W. R. Berkley writes the same niche specialty and excess-and-surplus commercial risks that CNA targets, and CNA names it in its own peer group.
Through its Great American subsidiaries, American Financial Group sells specialty commercial coverage to comparable niche business segments and appears in CNA's stated peer group.
Chubb is the main rival in the specialty commercial lines that drive CNA's premium — professional liability, management liability, cyber and surety — for the same corporate and professional clients.
Liberty Mutual, though a policyholder-owned mutual, is one of the largest US commercial insurers and bids against CNA for the same mid-market and national accounts business.
Bilan & Liquidités
Chiffre d'affaires
$1.52B
12 derniers mois (au 30/06/2026)
Résultat net
$1.24B
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$2.40B
Capitaux propres totaux
$11.62B
Passif total
$57.82B
Ratio de liquidité général
2.64
Couverture des intérêts
-
Dette/EBITDA
1.67
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Le poids de la dette
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$58.65
Prix actuel
$45.59
Marge de sécurité
+22.3%
Fourchette de juste valeur
$51.83 - $65.48
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
9.86
ROE
11.0%
Ratio P/B
1.09
P/FCF
5.39
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
7.1%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (17)
- EPS shows upward trend
- EPS CAGR 9.49%
- P/FCF 5.39
- P/B Ratio 1.09
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.0%
- Revenue Growth 5Y 6.8%
- PEG Ratio 0.77
- Earnings Quality (OCF/NI) 1.89
- Share Dilution 0.0%
- Net Margin Trend 81.2% vs 55.1%
- Piotroski F-Score 6/9
Échoué (5)
- Price CAGR 1.40%
- Debt/Equity ratio
- Return on Tangible Assets
- Analyst Consensus 9% Buy
- Earnings Surprise avg -6.6%
Indisponible (6)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Douglas Merle Worman B.A. | President, CEO & Chairman | 57 |
| Mr. Scott Robert Lindquist CPA | Executive VP & CFO | 61 |
| Ms. Jane Elizabeth Possell | Executive VP and Chief Information, Analytics & Operations Officer | 52 |
| Mr. Daniel Paul Franzetti | Executive VP & Chief Administrative Officer | 58 |
| Ms. Amy Caroline Adams B.B.A., C.P.A., M.B.A. | Senior Vice President of Investments & Treasury | - |
| Ms. Amy Marie Smith | Chief Accounting Officer | 46 |
| Ms. Ralitza Todorova C.F.A. | Vice President of Investor Relations & Rating Agencies | - |
| Jeffrey John Neuenschwander | Senior Vice President & General Counsel | 57 |
| Ms. Elizabeth Ann Aguinaga B.A. | Executive VP & Chief Human Resources Officer | 47 |
| Mr. James Abraham | Senior Vice President of Property & Marine Operations | - |
Risque d'audit
7
Risque du conseil
10
Risque de rémunération
9
Risque droits des actionnaires
5
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-10
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-03
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-08-03
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for CNA, sourced from Markets Gazette.