Eastern Bankshares, Inc. (EBC)
Juste valeurFondamental
62
Prix
$21.41
Capitalisation boursière
$4.78B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
Rockland Trust is the other large Massachusetts-headquartered commercial bank of comparable size, chasing the same small- and mid-sized business borrowers, retail deposits and wealth-management clients across Greater Boston, the South Shore and Rhode Island.
Citizens holds the second-largest deposit share in the Boston market and competes head-on with Eastern for household checking accounts, small-business relationships and middle-market commercial credit across New England.
Born in September 2025 from the merger of Berkshire Hills and Brookline, Beacon is a roughly $24 billion New England bank headquartered in Boston, overlapping with Eastern branch by branch on commercial lending and deposits in eastern Massachusetts and Rhode Island.
Needham Bank is a fast-growing Greater Boston commercial lender targeting the same local businesses, construction and commercial-real-estate borrowers that Eastern serves in the suburbs west and south of the city.
A large mutual savings bank with no shareholders and a dense branch network in the Boston suburbs, it competes with Eastern for exactly the same retail deposits and small-business lending in Middlesex and Norfolk counties.
Bilan & Liquidités
Chiffre d'affaires
$1.12B
12 derniers mois (au 30/06/2026)
Résultat net
$376M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
-
Capitaux propres totaux
$4.34B
Passif total
$26.25B
Ratio de liquidité général
-
Couverture des intérêts
0.43
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$21.13
Prix actuel
$21.41
Marge de sécurité
-1.3%
Fourchette de juste valeur
$18.50 - $23.76
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
11.84
ROE
2.0%
Ratio P/B
1.12
P/FCF
-
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
9.1%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (10)
- EPS shows upward trend
- P/B Ratio 1.12
- Operating Margin 35.8%
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.0%
- Analyst Consensus 75% Buy
- PEG Ratio 0.41
- Earnings Quality (OCF/NI) 1.08
- Net Margin Trend 33.5% vs -10.2%
Échoué (8)
- Price CAGR 4.42%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Earnings Surprise avg -2.2%
- Share Dilution 13.3%
- Piotroski F-Score 4/9
Indisponible (9)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
- Revenue Growth 5Y (Finnhub)
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Émission de nouvelles actions, diluant la participation
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Robert Francis Rivers | Executive Chairman of the Board | 60 |
| Mr. Denis K. Sheahan | CEO & Director | 59 |
| Mr. Quincy Lee Miller | President, Member of Advisory Board & COO | 50 |
| Mr. R. David Rosato C.F.A. | CFO & Treasurer | 63 |
| Mr. Donald Michael Westermann | Executive VP & Chief Information Officer | 47 |
| Mr. Andrew S. Hersom | Senior VP & Head of Investor Relations | - |
| Ms. Kathleen Cloherty Henry Esq. | Executive VP, General Counsel & Corporate Secretary | 52 |
| Mr. Andrew J. Ravens | Corporate Communications Manager | - |
| Ms. Danielle F. Remis Hackel | Executive VP & Chief Marketing Officer | 55 |
| Ms. Jennifer Wambold | Executive VP & Chief People Officer | - |
Risque d'audit
4
Risque du conseil
4
Risque de rémunération
5
Risque droits des actionnaires
4
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-03-02
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-07
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-07-23
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for EBC, sourced from Markets Gazette.