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Euronet Worldwide, Inc. (EEFT)

Sous-évalué
TechnologySoftware - InfrastructureUnited States

Fondamental

81

Prix

$62.87

Capitalisation boursière

$2.39B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users

P/E: 15.4Score: 82Market cap: $4.52B

Remitly targets the same migrant customers with app-based remittances, taking digital share in the corridors where Ria and Xe operate.

The Western Union CompanyWU

Euronet's 10-K names Western Union as the leading competitor of its Ria money transfer business, fighting for the same migrant remittance senders at retail agent counters and in digital apps worldwide.

MoneyGram International, Inc.Not tracked

MoneyGram runs a comparable global agent network for cash-to-cash remittances and competes with Ria in the same sending corridors and payout markets.

NCR Atleos CorporationNATL

Through its Allpoint network, NCR Atleos is the other large independent ATM deployer and ATM-as-a-Service outsourcer, competing with Euronet's EFT Processing segment for the same banks, retailers and cardholder traffic.

InComm Payments (InComm Holdings, Inc.)Not tracked

InComm distributes gift cards, mobile top-up and digital content through retail racks and online channels, competing with Euronet's epay segment for the same brand partners and retail shelf space.

Blackhawk Network Holdings, Inc.Not tracked

Blackhawk operates a rival multi-merchant prepaid and gift card distribution network, bidding for the same retailers and content brands that epay serves.

Bilan & Liquidités

Chiffre d'affaires

$4.37B

12 derniers mois (au 30/06/2026)

Résultat net

$288M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$434M

Capitaux propres totaux

$1.31B

Passif total

$5.17B

Ratio de liquidité général

1.37

Couverture des intérêts

7.05

Dette/EBITDA

4.24

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Le poids de la dette

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

Cas généralSous-évalué

Juste valeur

$119.01

Prix actuel

$62.87

Marge de sécurité

+47.2%

Fourchette de juste valeur

$77.36 - $160.66

Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.

Méthodes d'estimation

Objectif de cours des analystes:$86.67
Flux de trésorerie actualisés (DCF):$336.00
Multiple de résultat (P/E):$36.17
Formule de croissance de Graham:$104.03
Valeur de la capacité bénéficiaire (EPV):$89.78
P/B justifié:$95.70
Actualisation des dividendes (Gordon):Données insuffisantes pour le calculer
P/FFO, les fonds provenant de l'exploitation:$191.64
Bénéfices de milieu de cycle:$300.79
Multiple sur le chiffre d'affaires:$483.55
Consensus des analystes:Acheter (12B / 3H / 1S)
Dernière surprise sur les résultats:-6.87%

Indicateurs de valorisation

Ratio P/E

10.04

ROE

23.7%

Ratio P/B

1.91

P/FCF

8.75

Marge brute

-

ROIC

12.0%

Radar de rentabilité

Création de valeur (avantage concurrentiel)

ROIC

12.0%

WACC

5.7%

ROIC − WACC

+6.3 pp

Le ROIC dépasse le coût du capital — l'entreprise crée de la valeur pour les actionnaires.

Critères d'analyse fondamentale

Réussi (18)

  • EPS shows upward trend
  • ROIC 12.0%
  • P/FCF 8.75
  • P/B Ratio 1.91
  • Debt/Equity ratio
  • Operating Margin 11.5%
  • Positive Free Cash Flow
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 23.0%
  • Revenue Growth 5Y 11.3%
  • Analyst Consensus 75% Buy
  • Earnings Quality (OCF/NI) 1.39
  • Share Dilution -4.6%

Échoué (6)

  • Price CAGR -1.13%
  • CapEx intensity
  • Low reliance on intangibles
  • Earnings Surprise avg -1.8%
  • Net Margin Trend 6.6% vs 8.0%
  • Piotroski F-Score 4/9

Indisponible (3)

  • Gross Margin NaN%
  • Dividend Payout NaN%
  • PEG Ratio (need PE > 0 and growth > 0)

Score F de Piotroski

4/9

Signaux mixtes : certains domaines nécessitent attention

score
criteria

Qualité des bénéfices

1.39

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-4.6%

Rachat d'actions. Favorable aux actionnaires

Participations institutionnelles

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Michael J. Brown M.Sc.Chairman, CEO & President68
Mr. Rick L. Weller CPAExecutive VP, Chief Accounting Officer & CFO67
Mr. Kevin J. CaponecchiExecutive VP and CEO of epay, Software & Payments Infrastructure Asia Pacific Segment58
Mr. Juan C. BianchiExecutive VP & CEO of Money Transfer Segment54
Mr. Nikos FountasExecutive VP and CEO of Payments Infrastructure Americas, Middle East & Africa Division61
Dr. Martin L. BrucknerExecutive VP & CTO49
Ms. Stephanie TaylorDirector of Financial Planning & IR-
Brian KimzeyActing General Counsel & Secretary-
Mr. Tony WarrenManaging Director of Payments Software-
Mr. Himanshu PujaraSenior VP & MD of EFT Asia Pacific & Ren Payments-

Risque d'audit

4

Risque du conseil

6

Risque de rémunération

4

Risque droits des actionnaires

4

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Documents

  • Rapport annuel (10-K)

    Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.

    Déposé le 2026-02-26

    Voir le document
  • Rapport trimestriel (10-Q)

    Une mise à jour de la performance financière des trois derniers mois.

    Déposé le 2026-08-04

    Voir le document
  • Rapport d'événement important (8-K)

    Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.

    Déposé le 2026-07-30

    Voir le document

via SEC EDGAR

Historique des résultats

via SEC EDGAR

Latest News

Recent headlines for EEFT, sourced from Markets Gazette.

  • 3/15/2026NEGATIVE
    Payments Stock Down 30% Draws $6 Million Bet as Company Posts $4 Billion in Revenue

    Euronet Worldwide, a global payments platform provider, saw its stock plummet 30% following a substantial bet from investors. Despite posting $4 billion in revenue, the significant stock drop suggests underlying concerns or a bearish market sentiment towards the company's future performance or valuation. This dramatic price movement, coupled with a $6 million bet against the stock, indicates a high level of investor apprehension. The company's core business involves transaction processing and money transfer solutions across various international markets.

  • 3/4/2026NEUTRAL
    Euronet Stock Has Tanked 22% This Past Year, but One Fund Doubled Down With an $8 Million Buy Anyway

    Despite a 22% stock decline over the past year, one fund has doubled down on Euronet Worldwide Inc. with an $8 million purchase. Euronet, a payments firm facilitating secure global transactions through an extensive ATM and POS network, has attracted significant interest from this institutional investor. The move suggests strong conviction in the stock's turnaround potential or undervaluation by the fund, despite its recent poor performance. For investors, this substantial buy could signal a turning point or a value opportunity.

via Markets Gazette