First Hawaiian, Inc. (FHB)
Juste valeurFondamental
76
Prix
$25.18
Capitalisation boursière
$3.00B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
Bank of Hawai'i is First Hawaiian's mirror image in the same state, competing branch by branch for Hawaii retail deposits, consumer and commercial loans and trust business, with the two banks each holding roughly a third of all deposits in the islands.
Central Pacific Bank serves the same Hawaii households and small and mid-sized island businesses from a statewide branch network, and is the leading SBA lender in the state, competing directly with First Hawaiian for small business credit.
American Savings Bank is the third-largest deposit taker in Hawaii and competes with First Hawaiian for the same island retail deposits, mortgages and consumer loans; it is a subsidiary of Hawaiian Electric Industries rather than a separately listed company.
Since acquiring Territorial Bancorp in April 2025, Hope Bancorp runs the Territorial Savings branches in Hawaii and competes with First Hawaiian for island deposits and residential mortgages.
Bank of Guam competes head-on with First Hawaiian's branches in Guam and Saipan for the deposits and loans of Western Pacific consumers, businesses and government bodies.
Bilan & Liquidités
Chiffre d'affaires
$904M
12 derniers mois (au 30/06/2026)
Résultat net
$285M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$303M
Capitaux propres totaux
$2.77B
Passif total
$21.19B
Ratio de liquidité général
-
Couverture des intérêts
0.55
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$27.17
Prix actuel
$25.18
Marge de sécurité
+7.3%
Fourchette de juste valeur
$24.20 - $30.13
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
10.83
ROE
10.0%
Ratio P/B
1.07
P/FCF
9.69
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
9.1%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (16)
- EPS shows upward trend
- P/FCF 9.69
- P/B Ratio 1.07
- Operating Margin 41.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 10.3%
- Earnings Surprise avg 4.1%
- PEG Ratio 1.16
- Earnings Quality (OCF/NI) 1.18
- Share Dilution -2.3%
- Net Margin Trend 31.5% vs 29.8%
- Piotroski F-Score 7/9
Échoué (7)
- EPS CAGR 3.23%
- Price CAGR -3.34%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Revenue Growth 5Y 3.0%
- Analyst Consensus 0% Buy
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Santé financière solide
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Robert Scott Harrison | Chairman of the Board, President & CEO | 65 |
| Mr. James M. Moses | Vice Chairman of Finance Group & CFO | 48 |
| Mr. Neill Alan Char | Vice Chairman of Commercial & Retail Banking Group | 53 |
| Ms. Lea M. Nakamura | Executive VP & Chief Risk Officer of Risk Management Group | 59 |
| Ms. Gina O. Woo Anonuevo | Vice Chair & Chief Administrative Officer | 58 |
| Mr. Kevin S. Haseyama C.F.A. | Strategic Planning & Investor Relations Manager | - |
| Mr. Joel E. Rappoport Esq., J.D. | Executive VP of Legal & Corporate Services Group, General Counsel and Secretary | - |
| Ms. Darlene N. Blakeney | Executive VP of Wholesale Banking Group & Chief Lending Officer | 62 |
Risque d'audit
4
Risque du conseil
3
Risque de rémunération
1
Risque droits des actionnaires
1
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-27
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-03
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-07-24
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for FHB, sourced from Markets Gazette.
- 4/25/2026NEUTRALFull Transcript: First Hawaiian Q1 2026 Earnings Call
First Hawaiian Inc. released its Q1 2026 earnings call transcript on April 25, 2026. The transcript provides a detailed account of the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. Investors and analysts can review the discussions on revenue streams, operational efficiency, market conditions, and management's forward-looking statements. While the transcript itself is informational, it serves as a crucial resource for understanding the company's trajectory and potential future performance, allowing for informed investment decisions.
via Markets Gazette