First Interstate BancSystem, Inc. (FIBK)
Juste valeurFondamental
62
Prix
$35.49
Capitalisation boursière
$3.41B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.
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Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
A Pacific Northwest regional bank whose commercial and small-business franchise overlaps First Interstate's markets in Oregon, Washington, Idaho, Colorado and Arizona.
The other large Montana-headquartered bank holding company, competing branch-by-branch for the same retail deposits and small-business and commercial real estate loans across Montana, Wyoming, Idaho and the Rocky Mountain states.
Montana's largest family-owned community bank, privately held, going after the same agricultural, small-business and household customers in First Interstate's home state.
A regional bank built on local brands across the Intermountain West that competes for the same commercial and agricultural borrowers and business deposits in Idaho, Wyoming, Colorado, Washington and Arizona.
A smaller Montana community bank competing for the same in-state deposits, residential mortgages and small-business lending in Montana, Wyoming and Idaho.
Bilan & Liquidités
Chiffre d'affaires
$1.07B
12 derniers mois (au 30/06/2026)
Résultat net
$324M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
-
Capitaux propres totaux
$3.45B
Passif total
$23.19B
Ratio de liquidité général
-
Couverture des intérêts
0.51
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$39.91
Prix actuel
$35.49
Marge de sécurité
+11.1%
Fourchette de juste valeur
$37.91 - $41.90
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
11.03
ROE
8.8%
Ratio P/B
1.03
P/FCF
-
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
8.7%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (12)
- EPS shows upward trend
- P/B Ratio 1.03
- Operating Margin 39.0%
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.6%
- Revenue Growth 5Y 22.0%
- Earnings Surprise avg 26.9%
- Earnings Quality (OCF/NI) 0.84
- Share Dilution -0.4%
- Net Margin Trend 30.3% vs 22.8%
- Piotroski F-Score 7/9
Échoué (8)
- EPS CAGR 3.92%
- Price CAGR -1.65%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Analyst Consensus 8% Buy
- PEG Ratio 3.47
Indisponible (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Santé financière solide
Qualité des bénéfices
Modérée : certain écart entre profits et trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. James A. Reuter | President, CEO & Director | 60 |
| Mr. David P. Della Camera C.F.A. | Executive VP & CFO | 31 |
| Ms. Lori A. Meyer | Executive VP & Chief Information Officer | 47 |
Risque d'audit
4
Risque du conseil
3
Risque de rémunération
1
Risque droits des actionnaires
1
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-26
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-03
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-09-16
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for FIBK, sourced from Markets Gazette.