Fidelity National Financial Inc (FNF)
Juste valeurFondamental
61
Prix
$38.98
Capitalisation boursière
$11.02B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 septembre 2026 with claude-haiku-4-5 — shared with all users
The largest U.S. title insurance underwriter, competing directly with FNF's Fidelity National Title and Chicago Title for the same residential and commercial closings through the same lender, realtor and agency channels.
Its Old Republic National Title unit holds a market share comparable to FNF's flagship underwriter and bids for the same agency network and lender-driven refinance and purchase volume.
The fourth member of the title insurance "big four", selling the same title policies and escrow and closing services to home buyers, lenders and commercial real estate clients across the United States.
The largest independent underwriter, it wins business by signing up the independent title agencies that FNF also needs to distribute its policies at the local level.
A privately held national underwriter that competes for the same agency and lender relationships and has been taking share from the big four in residential closings.
Bilan & Liquidités
Chiffre d'affaires
$2.21B
12 derniers mois (au 30/06/2026)
Résultat net
$772M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
-
Capitaux propres totaux
$7.42B
Passif total
$100.04B
Ratio de liquidité général
0.35
Couverture des intérêts
-
Dette/EBITDA
1.97
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Le poids de la dette
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$35.81
Prix actuel
$38.98
Marge de sécurité
-8.9%
Fourchette de juste valeur
$23.28 - $48.35
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
13.47
ROE
8.1%
Ratio P/B
1.39
P/FCF
-
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
6.8%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (11)
- EPS shows upward trend
- Price CAGR 6.86%
- P/B Ratio 1.39
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- ROE 10.1%
- Revenue Growth 5Y 6.1%
- Analyst Consensus 70% Buy
- Earnings Quality (OCF/NI) 7.21
- Share Dilution -0.3%
Échoué (6)
- Debt/Equity ratio
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg -1.5%
- Net Margin Trend 35.0% vs 53.8%
- Piotroski F-Score 4/9
Indisponible (10)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- PEG Ratio (need PE > 0 and growth > 0)
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Michael Joseph Nolan | Chief Executive Officer | 65 |
| Mr. Raymond Randall Quirk | Executive Vice-Chairman | 78 |
| Mr. Anthony John Park | Executive VP & CFO | 58 |
| Mr. Peter Tadeusz Sadowski | Executive VP & Chief Legal Officer | 70 |
| Mr. Michael Louis Gravelle J.D. | Executive VP, General Counsel & Corporate Secretary | 63 |
| Mr. Gregg N. Sofer | EVP, Deputy Chief Legal Officer & Chief Compliance Officer | - |
| Mr. Jason R. Nadeau | Chief Artificial Intelligence Officer | 54 |
| Mr. Jeffrey Heighton | President of Enterprise Solutions Agency | - |
Risque d'audit
5
Risque du conseil
9
Risque de rémunération
4
Risque droits des actionnaires
1
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-26
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-06
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-09-16
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for FNF, sourced from Markets Gazette.