Bank OZK (OZK)

Juste valeur

Financial ServicesBanks - RegionalUnited States

Fondamental

Prix

$46.03

Capitalisation boursière

$5.01B

Yahoo Finance TradingView Actualités Site web

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 19 septembre 2026 with claude-haiku-4-5 — shared with all users

Valley National BancorpVLY

P/E: 10.7Score: 68Market cap: $6.97B

Competes head-on for large commercial real-estate and construction loans in the same New York, Florida and Southeast markets where Bank OZK's Real Estate Specialties Group originates.

Simmons First National CorporationSFNC

P/E: —Score: 53Market cap: $3.26B

The other large Arkansas-based commercial bank, competing for the same retail deposits and middle-market business lending across Arkansas, Tennessee and Texas.

Home BancShares, Inc. (Centennial Bank)HOMB

Arkansas-headquartered regional bank of similar size chasing the same commercial-real-estate borrowers and core deposits across Arkansas, Florida, Texas and New York.

Flagstar Financial, Inc. (formerly New York Community Bancorp)FLG

A comparably CRE-concentrated regional lender bidding for the same multifamily and commercial property loans in New York and other major metros.

Synovus Financial Corp.SNV

Southeastern regional bank of similar scale competing for the same commercial real-estate developers and business customers in Georgia, Florida and the Carolinas.

Arbor Realty Trust, Inc.ABR

Non-bank lender writing the same construction and bridge loans to multifamily and commercial developers that Bank OZK's Real Estate Specialties Group targets.

Sources: Bank OZK Has Dominated Construction Lending. Its CEO Has No Plans To Slow Down — Bisnow Early CRE payoffs drive Bank OZK into new specialties — American Banker Bank OZK — Wikipedia Bank of the Ozarks / Bank OZK — SEC EDGAR 10-K filings

Bilan & Liquidités

Chiffre d'affaires

$1.74B

12 derniers mois (au 30/06/2026)

Résultat net

$691M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$732M

Capitaux propres totaux

$6.13B

Passif total

$34.66B

Ratio de liquidité général

Couverture des intérêts

Dette/EBITDA

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Le poids de la dette

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BanqueJustement valorisé

Juste valeur

$57.01

Prix actuel

$46.03

Marge de sécurité

+19.3%

Fourchette de juste valeur

$43.54 - $70.49

Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.

Méthodes d'estimation

Objectif de cours des analystes:$54.00

Flux de trésorerie actualisés (DCF):Non applicable à ce type d'entreprise

Multiple de résultat (P/E):$47.50

Formule de croissance de Graham:Non applicable à ce type d'entreprise

Valeur de la capacité bénéficiaire (EPV):Non applicable à ce type d'entreprise

P/B justifié:$71.33

Actualisation des dividendes (Gordon):$35.26

P/FFO, les fonds provenant de l'exploitation:Non applicable à ce type d'entreprise

Bénéfices de milieu de cycle:Non applicable à ce type d'entreprise

Multiple sur le chiffre d'affaires:Non applicable à ce type d'entreprise

Consensus des analystes:Conserver (6B / 7H / 1S)

Dernière surprise sur les résultats:-0.05%

Indicateurs de valorisation

Ratio P/E

7.41

ROE

11.7%

Ratio P/B

0.83

P/FCF

6.93

Marge brute

ROIC

Radar de rentabilité

Création de valeur (avantage concurrentiel)

ROIC

WACC

8.5%

ROIC − WACC

Critères d'analyse fondamentale

Réussi (14)

EPS shows upward trend
EPS CAGR 10.86%
P/FCF 6.93
P/B Ratio 0.83
Positive Free Cash Flow
CapEx intensity
Price below Graham Number
DCF valuation (Undervalued)
ROE 11.2%
Revenue Growth 5Y 6.3%
PEG Ratio 0.32
Earnings Quality (OCF/NI) 1.17
Share Dilution -0.8%
Piotroski F-Score 5/9

Échoué (5)

Price CAGR -1.31%
Debt/Equity ratio
Analyst Consensus 43% Buy
Earnings Surprise avg -1.8%
Net Margin Trend 41.4% vs 43.2%

Indisponible (9)

ROIC NaN%
Gross Margin NaN%
Dividend Payout NaN%
Operating Margin NaN%
Current Ratio
Interest Coverage
Debt/EBITDA
Return on Tangible Assets
Low reliance on intangibles

Score F de Piotroski

5/9

Signaux mixtes : certains domaines nécessitent attention

score

criteria

Qualité des bénéfices

1.17

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-0.8%

Rachat d'actions. Favorable aux actionnaires

Participations institutionnelles

Gouvernance

Équipe dirigeante

Nom	Titre	Âge
Mr. George G. Gleason II	Chairman & CEO	71
Mr. Paschall Brannon Hamblen	President	59
Mr. Tim Hicks CPA	Chief Financial Officer	52
Ms. Cynthia Wolfe	Chief Operating Officer	59
Mr. John Carter	Chief Credit Officer	44
Mr. Stan Thomas	Chief Accounting Officer	53
Mr. Jason Cathey	Chief Information Officer	43
Ms. Tamara Gotham	Chief Administrative Officer	41
Ms. Helen Woodyard Brown J.D.	General Counsel & Corporate Secretary	47
Ms. Candace Graham	Executive VP & Director of Corporate Communication	-

Risque d'audit

Risque du conseil

Risque de rémunération

Risque droits des actionnaires

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for OZK, sourced from Markets Gazette.

4/22/2026NEUTRAL
Bank OZK Q1 2026 Earnings Call Transcript
Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.

via Markets Gazette