Progressive Corp (PGR)
Sous-évaluéFondamental
81
Prix
$208.85
Capitalisation boursière
$121.58B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 19 septembre 2026 with claude-haiku-4-5 — shared with all users
Allstate is the fourth-largest US personal auto writer and competes with Progressive on both auto and homeowners policies, through agents and increasingly through its own direct brands.
Travelers is one of the largest US commercial auto and small-business insurers, competing with Progressive's Commercial Lines segment for fleet, contractor and trucking policies.
State Farm is the other carrier at the top of the US private passenger auto market, writing roughly the same premium volume as Progressive and competing for the same household auto and home policies nationwide.
GEICO is Progressive's closest rival in the direct-to-consumer auto channel, selling online and by phone to the same price-sensitive US drivers and spending heavily on the same advertising battleground.
USAA is a top-five US personal auto and property insurer that competes directly for military families and veterans, a segment Progressive also courts with dedicated pricing and bundles.
Liberty Mutual writes personal auto and home insurance across the US alongside a large commercial book, overlapping with Progressive in both the personal and small-business lines.
Bilan & Liquidités
Chiffre d'affaires
$91.06B
12 derniers mois (au 30/06/2026)
Résultat net
$11.70B
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$17.20B
Capitaux propres totaux
$30.32B
Passif total
$92.72B
Ratio de liquidité général
0.09
Couverture des intérêts
-
Dette/EBITDA
0.54
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Le poids de la dette
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$293.87
Prix actuel
$208.85
Marge de sécurité
+28.9%
Fourchette de juste valeur
$196.67 - $391.06
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
10.40
ROE
37.3%
Ratio P/B
3.51
P/FCF
7.56
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
7.6%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (17)
- EPS shows upward trend
- EPS CAGR 14.62%
- Price CAGR 19.88%
- P/FCF 7.56
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 35.4%
- Revenue Growth 5Y 15.5%
- PEG Ratio 0.71
- Earnings Quality (OCF/NI) 1.40
- Share Dilution -0.1%
- Net Margin Trend 12.8% vs 12.7%
- Piotroski F-Score 6/9
Échoué (5)
- P/B Ratio 3.51
- Price below Graham Number
- DCF valuation (Overvalued)
- Analyst Consensus 39% Buy
- Earnings Surprise avg -3.8%
Indisponible (6)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Ms. Susan Patricia Griffith | President, CEO & Director | 61 |
| Mr. Patrick K. Callahan | President of Personal Lines | 55 |
| Mr. John Joseph Murphy | President of Claims | 56 |
| Ms. Karen Barone Bailo | President of Commercial Lines | 57 |
| Mr. Andrew John Quigg | VP & CFO | 46 |
| Mr. Jonathan S. Bauer | Chief Investment Officer | 47 |
| Mr. Carl G. Joyce | VP & Chief Accounting Officer | 43 |
| Mr. Steven Anthony Broz | Chief Information Officer | 55 |
| Ms. Julianna Paterra C.F.A. | Director of Investor Relations | - |
| Mr. David M. Stringer | VP, Secretary & Chief Legal Officer | 50 |
Risque d'audit
7
Risque du conseil
2
Risque de rémunération
3
Risque droits des actionnaires
6
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-03-02
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-03
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-09-18
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for PGR, sourced from Markets Gazette.
- 5/25/2026POSITIVE$100 Invested In Progressive 5 Years Ago Would Be Worth This Much Today
An investment of $100 in Progressive Corporation five years ago would have yielded a significant return, illustrating the company's strong performance and growth trajectory. While specific figures are not detailed in the provided snippet, such an article typically highlights substantial capital appreciation driven by factors like increased market share, successful product launches, and favorable industry conditions. Investors would view this as a testament to Progressive's robust business model and its ability to generate wealth over the medium term, potentially encouraging further investment.
- 4/16/2026POSITIVEThese Analysts Increase Their Forecasts On Progressive Following Q1 Earnings
Progressive Corporation (PGR) announced robust Q1 earnings, reporting $4.96 per share, a 6.4% increase year-over-year. Sales also saw a healthy uptick, growing 8% to reach $20.97 billion. Following this strong performance, several analysts have revised their price targets upward for the stock. This positive earnings report and subsequent analyst upgrades suggest growing investor confidence and potential for continued stock appreciation.
via Markets Gazette