Pinnacle Financial Partners, Inc. (PNFP)
SurévaluéFondamental
65
Prix
$93.61
Capitalisation boursière
$14.15B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.
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Bilan & Liquidités
Chiffre d'affaires
$3.31B
12 derniers mois (au 30/06/2026)
Résultat net
$821M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$679M
Capitaux propres totaux
$7.04B
Passif total
$50.66B
Ratio de liquidité général
-
Couverture des intérêts
0.50
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$64.84
Prix actuel
$93.61
Marge de sécurité
-44.4%
Fourchette de juste valeur
$42.14 - $87.53
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
11.60
ROE
9.1%
Ratio P/B
2.01
P/FCF
20.83
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
10.6%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (17)
- EPS shows upward trend
- EPS CAGR 6.31%
- P/FCF 20.83
- P/B Ratio 2.01
- Operating Margin 38.0%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 7.6%
- Revenue Growth 5Y 16.6%
- Analyst Consensus 77% Buy
- Earnings Surprise avg 2.5%
- PEG Ratio 1.17
- Earnings Quality (OCF/NI) 1.18
- Share Dilution -0.2%
- Net Margin Trend 31.2% vs 27.4%
- Piotroski F-Score 6/9
Échoué (6)
- Price CAGR 3.03%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Overvalued)
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Michael Terry Turner | Founder & Chairman | 70 |
| Mr. Robert A. McCabe Jr. | Founder, Executive VP, Chief Banking Officer & Vice Chair | 74 |
| Mr. Richard D. Callicutt II | Chairman of Carolinas, Virginia & National Capital Regions | 66 |
| Ms. Charissa D. Sumerlin | Executive VP & Chief Credit Officer | 48 |
| Mr. Kevin S. Blair | President, CEO & Director | 54 |
| Mr. Andrew Jamie Gregory Jr. | Executive VP & CFO | 49 |
| Mr. Daniel Zachary Bishop | Executive VP & COO | 49 |
| Ms. Jill K. Hurley | Chief Accounting Officer & Controller | 45 |
| Mr. Randall L. Withrow | Chief Information Officer, Senior VP, Chief Solutions Officer & EVP of Bank Operations | - |
| Ms. Jennifer S. Upshaw | Executive VP & Chief Administrative Officer | 44 |
Risque d'audit
1
Risque du conseil
4
Risque de rémunération
2
Risque droits des actionnaires
2
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-03-02
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-04
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-09-10
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for PNFP, sourced from Markets Gazette.