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Raymond James Financial Inc (RJF)

Sous-évalué
Financial ServicesAsset ManagementUnited States

Fondamental

68

Prix

$158.02

Capitalisation boursière

$31.00B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.

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Bilan & Liquidités

Chiffre d'affaires

$15.25B

12 derniers mois (au 30/06/2026)

Résultat net

$2.31B

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$2.25B

Capitaux propres totaux

$12.50B

Passif total

$75.73B

Ratio de liquidité général

0.28

Couverture des intérêts

1.21

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

Cas généralSous-évalué

Juste valeur

$291.33

Prix actuel

$158.02

Marge de sécurité

+45.8%

Fourchette de juste valeur

$189.36 - $393.29

Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.

Méthodes d'estimation

Objectif de cours des analystes:$186.00
Flux de trésorerie actualisés (DCF):$824.67
Multiple de résultat (P/E):$128.18
Formule de croissance de Graham:$330.55
Valeur de la capacité bénéficiaire (EPV):$121.47
P/B justifié:$158.24
Actualisation des dividendes (Gordon):$37.75
P/FFO, les fonds provenant de l'exploitation:$193.80
Bénéfices de milieu de cycle:$152.82
Multiple sur le chiffre d'affaires:$225.44
Consensus des analystes:Acheter (9B / 10H / 0S)
Dernière surprise sur les résultats:+6.71%

Indicateurs de valorisation

Ratio P/E

13.76

ROE

17.1%

Ratio P/B

2.39

P/FCF

21.08

Marge brute

-

ROIC

-

Radar de rentabilité

Création de valeur (avantage concurrentiel)

ROIC

-

WACC

10.0%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (15)

  • EPS shows upward trend
  • EPS CAGR 10.35%
  • Price CAGR 14.15%
  • P/FCF 21.08
  • P/B Ratio 2.39
  • Operating Margin 18.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 18.3%
  • Revenue Growth 5Y 14.3%
  • Earnings Surprise avg 3.8%
  • PEG Ratio 1.10
  • Share Dilution -2.8%
  • Piotroski F-Score 6/9

Échoué (8)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 47% Buy
  • Earnings Quality (OCF/NI) 0.71
  • Net Margin Trend 15.1% vs 17.4%

Indisponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

6/9

Signaux mixtes : certains domaines nécessitent attention

score
criteria

Qualité des bénéfices

0.71

Modérée : certain écart entre profits et trésorerie

Dilution du capital

-2.8%

Rachat d'actions. Favorable aux actionnaires

Participations institutionnelles

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Paul Christopher Reilly C.P.A.Executive Chair70
Mr. Paul Marone ShoukryCEO & Director42
Mr. Jonathan W. Oorlog Jr.Senior VP, CFO & Controller61
Mr. Scott Alan CurtisChief Operating Officer62
Mr. Tashtego Spring ElwynPresident of Private Client Group53
Mr. James E. BunnPresident of Capital Markets & Advisory52
Ms. Katherine H. LarsonChief Accounting Officer44
Mr. Andy ZolperChief information officer-
Ms. Bella Loykhter AllaireChief Administrative Officer72
Ms. Kristina WaughSenior Vice President of Investor Relations and FP&A-

Risque d'audit

9

Risque du conseil

8

Risque de rémunération

3

Risque droits des actionnaires

5

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Documents

  • Rapport annuel (10-K)

    Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.

    Déposé le 2025-11-25

    Voir le document
  • Rapport trimestriel (10-Q)

    Une mise à jour de la performance financière des trois derniers mois.

    Déposé le 2026-08-05

    Voir le document
  • Rapport d'événement important (8-K)

    Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.

    Déposé le 2026-09-23

    Voir le document

via SEC EDGAR

Historique des résultats

via SEC EDGAR

Latest News

Recent headlines for RJF, sourced from Markets Gazette.

  • 2/26/2026NEUTRAL
    Here's How Much $100 Invested In Raymond James Finl 10 Years Ago Would Be Worth Today

    Markets Gazette examines the significance of evaluating historical investment performance. An article calculating the current value of $100 invested in Raymond James Financial ten years ago, while not providing specific figures, highlights the importance of long-term analysis for investors. This type of study helps understand a stock's potential growth and resilience over time, offering insights into investment strategy and portfolio diversification. For current and potential shareholders of Raymond James Financial, a detailed analysis of such past returns can confirm or challenge future expectations, although past performance is no guarantee of future results. It serves as an invitation to look beyond daily fluctuations and consider the power of compounding.

via Markets Gazette