The Bancorp, Inc. (TBBK)
Juste valeurFondamental
70
Prix
$48.15
Capitalisation boursière
$1.96B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
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Direct competitors
Who this company fights with for the same customers
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Bilan & Liquidités
Chiffre d'affaires
$672M
12 derniers mois (au 30/06/2026)
Résultat net
$232M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$258M
Capitaux propres totaux
$690M
Passif total
$8.66B
Ratio de liquidité général
-
Couverture des intérêts
0.84
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$59.41
Prix actuel
$48.15
Marge de sécurité
+19.0%
Fourchette de juste valeur
$43.72 - $75.09
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
9.05
ROE
33.1%
Ratio P/B
2.78
P/FCF
8.42
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
12.4%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (17)
- EPS shows upward trend
- EPS CAGR 41.07%
- Price CAGR 20.22%
- P/FCF 8.42
- P/B Ratio 2.78
- Operating Margin 45.8%
- Positive Free Cash Flow
- CapEx intensity
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 32.3%
- Revenue Growth 5Y 20.4%
- Analyst Consensus 89% Buy
- PEG Ratio 0.29
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -8.5%
- Piotroski F-Score 5/9
Échoué (6)
- Debt/Equity ratio
- Interest Coverage
- Price below Graham Number
- DCF valuation (Fairly valued)
- Earnings Surprise avg -4.8%
- Net Margin Trend 34.5% vs 35.0%
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Damian M. Kozlowski | CEO, President & Director | 60 |
| Mr. Dominic C. Canuso C.F.A. | Executive VP & CFO | 50 |
| Mr. Gregor J. Garry | Executive VP & COO | 41 |
| Mr. Martin F. Egan | MD & Chief Accounting Officer | 57 |
| Mr. Mark Leo Connolly | Executive VP, Head of Credit Solutions & Chief Credit Officer | 57 |
| Mr. Ryan Harris | Executive VP & Head of Fintech Solutions | 47 |
| Mr. Andres Viroslav | Director of Investor Relations | - |
| Ms. Erika R. Caesar | Executive VP, General Counsel & Corporate Secretary | 41 |
| Ms. Maria Wainwright | Executive VP & Chief Marketing Officer | 47 |
| Ms. Jennifer F. Terry | Executive VP & Chief Human Resources Officer | 52 |
Risque d'audit
10
Risque du conseil
2
Risque de rémunération
4
Risque droits des actionnaires
1
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-25
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-06
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-09-04
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for TBBK, sourced from Markets Gazette.
- 3/3/2026POSITIVEIs Bancorp Stock a Buy as One Investor Adds $3 Million to Position?
A recent market development reveals a significant investor has increased their stake in The Bancorp, a fintech-focused lender, by an additional $3 million. This move suggests strong confidence in the company's future prospects, known for delivering specialized banking and payment solutions to business and institutional clients nationwide. Such a substantial capital injection from a single investor can be interpreted as a bullish signal, indicating expectations of growth or an undervaluation of the stock. Investors should closely monitor The Bancorp, as institutional interest often precedes significant price movements, particularly within the dynamic fintech sector.
via Markets Gazette