US Bancorp (USB)
Juste valeurFondamental
67
Prix
$57.76
Capitalisation boursière
$91.58B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
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Direct competitors
Who this company fights with for the same customers
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Bilan & Liquidités
Chiffre d'affaires
$29.58B
12 derniers mois (au 30/06/2026)
Résultat net
$8.17B
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
-
Capitaux propres totaux
$65.19B
Passif total
$626.69B
Ratio de liquidité général
-
Couverture des intérêts
0.60
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$56.08
Prix actuel
$57.76
Marge de sécurité
-3.0%
Fourchette de juste valeur
$45.43 - $66.73
Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
11.53
ROE
11.6%
Ratio P/B
1.33
P/FCF
-
Marge brute
-
ROIC
-
Radar de rentabilité
Création de valeur (avantage concurrentiel)
ROIC
-
WACC
12.0%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (13)
- EPS shows upward trend
- P/B Ratio 1.33
- Operating Margin 34.5%
- Low reliance on intangibles
- Price below Graham Number
- ROE 12.5%
- Analyst Consensus 59% Buy
- Earnings Surprise avg 4.8%
- PEG Ratio 1.38
- Earnings Quality (OCF/NI) 1.53
- Share Dilution -1.4%
- Net Margin Trend 27.6% vs 24.9%
- Piotroski F-Score 7/9
Échoué (7)
- EPS CAGR 3.66%
- Price CAGR 2.04%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Revenue Growth 5Y 4.6%
Indisponible (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Santé financière solide
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Participations institutionnelles
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Ms. Gunjan Kedia | President, CEO & Chairman | 54 |
| Mr. John C. Stern | Vice Chair & Chief Financial Officer | 46 |
| Mr. Elcio R. T. Barcelos | Senior EVP & Chief Human Resources Officer | 54 |
| Mr. Stephen L. Philipson | Vice Chair & Head of Wealth, Corporate, Commercial and Institutional Banking | 45 |
| Ms. Jodi L. Richard | Vice Chair & Chief Risk Officer | 56 |
| Mr. Toby Clements | Senior EVP & Chief Operations Officer | - |
| Mr. Alan Flanagan | Head of Global Investment Services | - |
| Ms. Jennifer Ann Thompson C.F.A. | EVP & Head of Corporate Finance | - |
| Mr. Dilip Venkatachari | Senior EVP and Chief Information & Technology Officer | 65 |
| Mr. Adam C. Graves | Senior EVP and Head of Enterprise Strategy & Administration | 46 |
Risque d'audit
7
Risque du conseil
7
Risque de rémunération
2
Risque droits des actionnaires
7
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Documents
- Voir le document
Rapport annuel (10-K)
Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.
Déposé le 2026-02-23
- Voir le document
Rapport trimestriel (10-Q)
Une mise à jour de la performance financière des trois derniers mois.
Déposé le 2026-08-06
- Voir le document
Rapport d'événement important (8-K)
Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.
Déposé le 2026-07-16
via SEC EDGAR
Historique des résultats
via SEC EDGAR
Latest News
Recent headlines for USB, sourced from Markets Gazette.
- 6/1/2026POSITIVEU.S. Bancorp Vice Chair, BTIG CEO on Benefits of Combining
U.S. Bancorp has successfully completed its acquisition of BTIG, a move discussed by U.S. Bancorp Vice Chair Stephen Philipson and BTIG CEO Anton LeRoy. The integration is expected to yield significant benefits, although specific financial projections were not detailed. This strategic acquisition aims to enhance U.S. Bancorp's market position and service offerings, potentially leading to increased revenue streams and operational synergies. Investors will be watching for the tangible impacts on the company's financial performance in the coming quarters.
- 4/16/2026NEGATIVEWhat's Going On With U.S. Bancorp Stock Thursday?
U.S. Bancorp's stock experienced a decline on Thursday, even though the company reported an earnings beat. While strong revenue and margin momentum were present, the positive impact was overshadowed by an increase in credit costs. This suggests that despite operational strengths, the bank is facing headwinds from potential loan defaults or increased provisions for losses, which is concerning investors about future profitability and asset quality.
via Markets Gazette