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Wells Fargo & Co (WFC)

Juste valeur
Financial ServicesBanks - DiversifiedUnited States

Fondamental

59

Prix

$78.33

Capitalisation boursière

$244.37B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

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Bilan & Liquidités

Chiffre d'affaires

$86.80B

12 derniers mois (au 30/06/2026)

Résultat net

$22.61B

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

-

Capitaux propres totaux

$181.12B

Passif total

$1.97T

Ratio de liquidité général

-

Couverture des intérêts

0.56

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BanqueJustement valorisé

Juste valeur

$80.68

Prix actuel

$78.33

Marge de sécurité

+2.9%

Fourchette de juste valeur

$59.72 - $101.64

Écart entre les méthodes de valorisation utilisées, pas un intervalle de confiance calibré statistiquement.

Méthodes d'estimation

Objectif de cours des analystes:$100.54
Flux de trésorerie actualisés (DCF):Non applicable à ce type d'entreprise
Multiple de résultat (P/E):$76.90
Formule de croissance de Graham:Non applicable à ce type d'entreprise
Valeur de la capacité bénéficiaire (EPV):Non applicable à ce type d'entreprise
P/B justifié:$87.73
Actualisation des dividendes (Gordon):$37.03
P/FFO, les fonds provenant de l'exploitation:Non applicable à ce type d'entreprise
Bénéfices de milieu de cycle:Non applicable à ce type d'entreprise
Multiple sur le chiffre d'affaires:Non applicable à ce type d'entreprise
Consensus des analystes:Acheter (20B / 10H / 0S)
Dernière surprise sur les résultats:+15.19%

Indicateurs de valorisation

Ratio P/E

11.65

ROE

11.8%

Ratio P/B

1.34

P/FCF

-

Marge brute

-

ROIC

-

Radar de rentabilité

Création de valeur (avantage concurrentiel)

ROIC

-

WACC

12.2%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (14)

  • EPS shows upward trend
  • EPS CAGR 5.52%
  • Price CAGR 5.06%
  • P/B Ratio 1.34
  • Operating Margin 31.6%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 12.6%
  • Analyst Consensus 67% Buy
  • Earnings Surprise avg 4.4%
  • PEG Ratio 0.21
  • Earnings Quality (OCF/NI) 0.85
  • Share Dilution -7.2%
  • Net Margin Trend 26.0% vs 25.2%

Échoué (6)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Revenue Growth 5Y -1.7%
  • Piotroski F-Score 2/9

Indisponible (8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

2/9

Préoccupations financières sérieuses

score
criteria

Qualité des bénéfices

0.85

Modérée : certain écart entre profits et trésorerie

Dilution du capital

-7.2%

Rachat d'actions. Favorable aux actionnaires

Participations institutionnelles

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Charles W. ScharfCEO & Chairman60
Mr. Michael P. SantomassimoSenior EVP & CFO50
Mr. Fernando S. RivasSenior EVP & CEO of Corporate & Investment Banking50
Ms. Ellen Reilly Patterson Esq., J.D.Senior EVP & General Counsel51
Mr. Kleber R. SantosSenior EVP, Co-CEO of Consumer Banking & Lending51
Mr. Scott E. PowellSenior EVP & COO63
Ms. Muneera S. CarrChief Accounting Officer, Executive VP & Controller56
Ms. Bridget E. EngleSenior EVP & Head of Technology61
Mr. David OwenChief Administrative Officer & Head of Global Operations-
Mr. John M. CampbellDirector of Investor Relations-

Risque d'audit

4

Risque du conseil

8

Risque de rémunération

10

Risque droits des actionnaires

6

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Documents

  • Rapport annuel (10-K)

    Un aperçu annuel de l'activité, des résultats financiers et des risques de l'entreprise.

    Déposé le 2026-02-24

    Voir le document
  • Rapport trimestriel (10-Q)

    Une mise à jour de la performance financière des trois derniers mois.

    Déposé le 2026-07-28

    Voir le document
  • Rapport d'événement important (8-K)

    Un avis concernant un événement important, comme un changement de direction ou une annonce majeure.

    Déposé le 2026-09-24

    Voir le document

via SEC EDGAR

Historique des résultats

via SEC EDGAR

Latest News

Recent headlines for WFC, sourced from Markets Gazette.

  • 5d agoPOSITIVE
    Swift And Wells Fargo Join Linux Foundation Blockchain Group

    Wells Fargo, alongside Swift and 13 other entities, has joined the LF Decentralized Trust, a significant move into open-source blockchain infrastructure development. This collaboration signals a growing commitment from traditional financial institutions to explore and integrate decentralized technologies. The launch of Panarus, a new tokenization project, and CLPR, a cross-ledger protocol research lab, by the organization further underscores the focus on practical applications of blockchain. For Wells Fargo investors, this strategic alliance indicates a proactive approach to innovation in financial services, potentially leading to enhanced efficiency and new product offerings in the digital asset space.

  • 6d agoNEGATIVE
    Polymarket Wagers on Bank Failures Trigger FDIC Concerns

    Polymarket's prediction markets on the potential failure of major US banks, including Wells Fargo, JPMorgan Chase, and Bank of America, are under scrutiny from Washington officials. These wagers, which allow users to bet on specific bank failures, are raising concerns about market stability and potential manipulation. The involvement of these large financial institutions in such speculative bets could lead to increased regulatory oversight and potential fines, impacting investor sentiment and the banks' public image. Investors should monitor regulatory responses and any potential impact on the banks' operations and stock prices.

  • 8/31/2026NEUTRAL
    Wells Fargo Says New Canada Steel Duties ‘For Show’ in Trade War

    Wells Fargo & Co. analyst Timna Tanners has characterized Canada's recent retaliatory tariffs on U.S. steel and aluminum as "for show," suggesting they are largely symbolic. Tanners indicated that the ongoing trade dispute has already rendered American metals prohibitively expensive for Canadian importers. This perspective implies that the new duties are unlikely to significantly alter trade flows or impact the underlying economics of the steel and aluminum markets, offering a nuanced view on the effectiveness of such trade measures.

  • 4/30/2026NEUTRAL
    The David Rubenstein Show: Charlie Scharf

    Wells Fargo CEO Charlie Scharf emphasized the critical importance of the Federal Reserve's independence for the US financial system, despite political commentary on policy. In a discussion on "The David Rubenstein Show," Scharf also addressed the US economic outlook amidst geopolitical tensions with Iran, and explored the evolving landscape of private credit and artificial intelligence. His remarks offer insights into the strategic considerations of a major US bank leader regarding macroeconomic stability and emerging investment themes.

  • 4/14/2026POSITIVE
    Wells Fargo CFO Sees Growth Across Business Lines

    Wells Fargo CFO Mike Santomassimo indicated positive growth across various business lines during the bank's first-quarter earnings report. Speaking on "Bloomberg The Close," Santomassimo highlighted the bank's performance and outlook, suggesting a robust operational environment. The commentary, particularly concerning the private credit market, implies strategic positioning and potential for future revenue streams. This positive outlook from a key executive suggests that investors can anticipate continued financial strength and potential for stock appreciation, reinforcing Wells Fargo's position as a stable financial institution.

  • 4/14/2026NEGATIVE
    Wells Fargo CEO Says Economy Remains Resilient, But Flags Oil Price Impact

    Wells Fargo reported Q1 earnings per share of $1.56, missing analyst estimates of $1.65 by 5.5%. Despite a 6% year-over-year increase in revenue to $21.6 billion, the company's shares declined 4.8% in after-hours trading. The miss, coupled with CEO John Stumpf's comments on the economy's resilience but flagging oil price impacts, suggests potential headwinds. Investors will scrutinize the bank's net interest margin and loan growth figures for further clues on future performance.

  • 4/14/2026NEUTRAL
    Wells Fargo sees little change in guidance despite spike in oil prices

    Wells Fargo has maintained its guidance for net interest income and noninterest expense for 2026, indicating stability in its financial outlook despite recent fluctuations in oil prices. The bank's core projections remain consistent, suggesting that external market volatility, such as the spike in oil prices, is not significantly impacting its internal financial planning or operational efficiency targets. This steady outlook provides clarity for investors regarding the bank's expected performance and financial management strategies in the medium term.

  • 4/13/2026POSITIVE
    How To Earn $500 A Month From Wells Fargo Stock Ahead Of Q1 Earnings

    Wells Fargo offers an annual dividend yield of 2.11%, translating to $1.80 per share. Investors aiming to generate $500 monthly from this dividend would need to hold approximately 3,333 shares. As Q1 earnings approach, the stock's dividend payout remains a key attraction for income-focused investors. The yield suggests a stable income stream, potentially appealing to those seeking regular cash flow from their investments, especially in the current market environment.

  • 3/31/2026NEUTRAL
    Here's How Much You Would Have Made Owning Wells Fargo Stock In The Last 5 Years

    Wells Fargo stock has delivered a total return of 103% over the past five years, significantly outperforming the S&P 500's 75% gain during the same period. This performance includes dividend reinvestment, highlighting the bank's ability to generate shareholder value through both capital appreciation and consistent payouts. Investors considering Wells Fargo should note this historical performance, which suggests resilience and effective capital management, though past returns do not guarantee future results.

via Markets Gazette