First Merchants Corporation (FRME)
OvervaluedFundamental
63
मूल्य
$38.72
मार्केट कैप
$2.50B
भाग 1 · कंपनी का मूल्य कितना है
अवलोकन
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management services and depository products. It also provides personal and commercial wealth management services, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.
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Direct competitors
Who this company fights with for the same customers
Generated on 18 सितंबर 2026 with claude-haiku-4-5 — shared with all users
The other large Indiana-headquartered commercial bank, competing branch by branch for the same Indiana, Michigan and Illinois deposit accounts, middle-market commercial loans and wealth-management clients.
A large Midwest regional bank with a dense branch and commercial presence in the same Indiana, Ohio and Michigan cities, taking retail and business customers from the same local pool.
A commercial bank holding company of similar profile headquartered in Michigan City, Indiana, chasing the same northern and central Indiana and Michigan small-business borrowers, retail depositors and private-wealth clients.
The largest locally controlled bank in northern Indiana, competing for the same regional commercial lending, deposit and trust business in the markets First Merchants has expanded into.
An Indiana-only commercial bank (Lake City Bank) focused on the same middle-market and agricultural borrowers across central and northern Indiana.
An Indiana community bank with the same mix of retail deposits, small-business and agricultural lending and trust services, now overlapping in southern Indiana where First Merchants has just expanded.
बैलेंस शीट और तरलता
राजस्व
$660M
पिछले 12 महीने (31/3/2026 तक)
शुद्ध आय
$199M
पिछले 12 महीने (31/3/2026 तक)
Free Cash Flow
-
कुल इक्विटी
$2.47B
कुल देनदारियाँ
$16.56B
Current Ratio
-
Interest Coverage
0.40
Debt/EBITDA
-
Earnings Per Share
राजस्व और शुद्ध आय
Free Cash Flow
आय विवरण
ऐतिहासिक विवरण
समय के साथ मार्जिन
समय के साथ ऋण
वृद्धि तालिका
वृद्धि — राजस्व
Fair Value अनुमान
Fair Value
$32.05
वर्तमान मूल्य
$38.72
Margin of Safety
-20.8%
Fair Value सीमा
$22.71 - $41.38
इस्तेमाल किए गए valuation methods के बीच का फैलाव, कोई सांख्यिकीय रूप से calibrated confidence interval नहीं।
अनुमान विधियाँ
मूल्यांकन मेट्रिक्स
P/E Ratio
11.73
ROE
9.2%
P/B Ratio
0.94
P/FCF
-
Gross Margin
-
ROIC
-
लाभप्रदता Radar
मूल्य सृजन (प्रतिस्पर्धी बढ़त)
ROIC
-
WACC
11.7%
ROIC − WACC
-
Fundamental विश्लेषण मानदंड
पास (11)
- EPS shows upward trend
- P/B Ratio 0.94
- Operating Margin 33.8%
- Low reliance on intangibles
- Price below Graham Number
- Revenue Growth 5Y 14.0%
- Analyst Consensus 75% Buy
- PEG Ratio 1.81
- Earnings Quality (OCF/NI) 1.41
- Share Dilution -1.4%
- Piotroski F-Score 6/9
फेल (8)
- Price CAGR 0.61%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- ROE 7.3%
- Earnings Surprise avg -4.9%
- Net Margin Trend 30.1% vs 32.0%
अनुपलब्ध (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
मिश्रित संकेत: कुछ क्षेत्रों पर ध्यान देना आवश्यक
Earnings गुणवत्ता
उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित
शेयर Dilution
शेयर वापस खरीद रही है। शेयरधारक अनुकूल
संस्थागत होल्डिंग
प्रशासन
कार्यकारी टीम
| नाम | पद | आयु |
|---|---|---|
| Mr. Mark K. Hardwick CPA | CEO & Director | 54 |
| Mr. Michael C. Rechin | Advisor & Vice Chair | 66 |
| Mr. Michael J. Stewart | President | 59 |
| Ms. Michele M. Kawiecki | Executive VP, CFO & Principal Accounting Officer | 52 |
| Mr. John J. Martin | Executive VP & Chief Credit Officer | 58 |
| Mr. Joseph C. Peterson | Executive VP & Chief Commercial Officer | 49 |
| Mr. Marcos Nogues C.F.A. | Chief Investment Officer | - |
| Mr. Stephan H. Fluhler | Senior VP & Chief Information Officer | 56 |
| Ms. Nicole M. Weaver | VP & Director of Corporate Administration | - |
| Mr. Brian T. Hunt J.D. | Secretary & Legal Counsel | 65 |
Audit जोखिम
3
बोर्ड जोखिम
3
मुआवजा जोखिम
4
शेयरधारक अधिकार जोखिम
4
भाग 2 · कीमत और खरीदने का समय
यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।
दस्तावेज़
- दस्तावेज़ देखें
वार्षिक रिपोर्ट (10-K)
कंपनी के कारोबार, वित्तीय नतीजों और जोखिमों का वार्षिक सिंहावलोकन।
दाखिल तिथि: 2026-02-25
- दस्तावेज़ देखें
तिमाही रिपोर्ट (10-Q)
पिछले तीन महीनों के वित्तीय प्रदर्शन का अपडेट।
दाखिल तिथि: 2026-07-31
- दस्तावेज़ देखें
विशेष रिपोर्ट (8-K)
किसी बड़ी घटना, जैसे नेतृत्व में बदलाव या बड़ी घोषणा, की सूचना।
दाखिल तिथि: 2026-10-01
via SEC EDGAR
आय का इतिहास
via SEC EDGAR
Latest News
Recent headlines for FRME, sourced from Markets Gazette.