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Mastercard Inc (MA)

Overvalued
Financial ServicesCredit ServicesUnited States

Fundamental

79

मूल्य

$551.47

मार्केट कैप

$497.80B

भाग 1 · कंपनी का मूल्य कितना है

अवलोकन

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

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बैलेंस शीट और तरलता

राजस्व

$35.08B

पिछले 12 महीने (30/6/2026 तक)

शुद्ध आय

$16.26B

पिछले 12 महीने (30/6/2026 तक)

Free Cash Flow

$17.16B

कुल इक्विटी

$7.74B

कुल देनदारियाँ

$46.41B

Current Ratio

1.06

Interest Coverage

27.36

Debt/EBITDA

1.23

Earnings Per Share

राजस्व और शुद्ध आय

Free Cash Flow

आय विवरण

ऐतिहासिक विवरण

समय के साथ मार्जिन

समय के साथ ऋण

ऋण कितना भारी है

वृद्धि तालिका

वृद्धि — राजस्व

Fair Value अनुमान

बैंकअधिक मूल्यांकित

Fair Value

$450.97

वर्तमान मूल्य

$551.47

Margin of Safety

-22.3%

Fair Value सीमा

$293.13 - $608.81

इस्तेमाल किए गए valuation methods के बीच का फैलाव, कोई सांख्यिकीय रूप से calibrated confidence interval नहीं।

अनुमान विधियाँ

विश्लेषकों का लक्ष्य मूल्य:$666.71
डिस्काउंटेड कैश फ्लो (DCF):इस प्रकार की कंपनी पर लागू नहीं
आय गुणक (P/E):$455.39
Graham वृद्धि फॉर्मूला:इस प्रकार की कंपनी पर लागू नहीं
अर्निंग पावर वैल्यू (EPV):इस प्रकार की कंपनी पर लागू नहीं
उचित P/B:$399.50
लाभांश डिस्काउंट (Gordon):$64.06
P/FFO, परिचालन से प्राप्त निधि:इस प्रकार की कंपनी पर लागू नहीं
मध्य-चक्र आय:इस प्रकार की कंपनी पर लागू नहीं
राजस्व गुणक:इस प्रकार की कंपनी पर लागू नहीं
विश्लेषक सहमति:दृढ़ खरीदें (49B / 5H / 0S)
अंतिम Earnings सरप्राइज़:+2.68%

मूल्यांकन मेट्रिक्स

P/E Ratio

30.33

ROE

193.5%

P/B Ratio

12.04

P/FCF

4.05

Gross Margin

-

ROIC

49.5%

लाभप्रदता Radar

मूल्य सृजन (प्रतिस्पर्धी बढ़त)

ROIC

49.5%

WACC

8.6%

ROIC − WACC

+40.8 pp

ROIC पूंजी की लागत से अधिक है — कंपनी शेयरधारकों के लिए मूल्य सृजित कर रही है।

Fundamental विश्लेषण मानदंड

पास (21)

  • EPS shows upward trend
  • Price CAGR 18.62%
  • ROIC 49.5%
  • P/FCF 4.05
  • Operating Margin 58.3%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • DCF valuation (Undervalued)
  • ROE 232.5%
  • Revenue Growth 5Y 16.5%
  • Analyst Consensus 91% Buy
  • Earnings Surprise avg 2.8%
  • PEG Ratio 1.45
  • Earnings Quality (OCF/NI) 1.07
  • Share Dilution -2.2%
  • Net Margin Trend 46.3% vs 44.9%
  • Piotroski F-Score 8/9

फेल (5)

  • EPS CAGR 4.14%
  • P/B Ratio 12.04
  • Debt/Equity ratio
  • Low reliance on intangibles
  • Price below Graham Number

अनुपलब्ध (2)

  • Gross Margin NaN%
  • Dividend Payout NaN%

Piotroski F-Score

8/9

मजबूत वित्तीय स्वास्थ्य

score
criteria

Earnings गुणवत्ता

1.07

उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित

शेयर Dilution

-2.2%

शेयर वापस खरीद रही है। शेयरधारक अनुकूल

संस्थागत होल्डिंग

प्रशासन

कार्यकारी टीम

नामपदआयु
Mr. Michael MiebachCEO, President & Director57
Mr. Timothy Henry Murphy J.D.Vice Chair57
Mr. Edward Grunde McLaughlinPresident & CTO of Mastercard Technology59
Mr. Craig E. VosburgVice Chair58
Ms. Linda Pistecchia KirkpatrickChief Services Officer48
Mr. Sachin MehraChief Business Officer54
Mr. Ling HaiChief Financial Officer54
Mr. Chris MullettCorporate Controller & Principal Accounting Officer51
Mr. Richard R. Verma Ph.D.Chief Administrative Officer52
Mr. Devin CorrExecutive Vice President of Investor Relations-

Audit जोखिम

4

बोर्ड जोखिम

2

मुआवजा जोखिम

5

शेयरधारक अधिकार जोखिम

3

भाग 2 · कीमत और खरीदने का समय

यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।

दस्तावेज़

  • वार्षिक रिपोर्ट (10-K)

    कंपनी के कारोबार, वित्तीय नतीजों और जोखिमों का वार्षिक सिंहावलोकन।

    दाखिल तिथि: 2026-02-11

    दस्तावेज़ देखें
  • तिमाही रिपोर्ट (10-Q)

    पिछले तीन महीनों के वित्तीय प्रदर्शन का अपडेट।

    दाखिल तिथि: 2026-07-30

    दस्तावेज़ देखें
  • विशेष रिपोर्ट (8-K)

    किसी बड़ी घटना, जैसे नेतृत्व में बदलाव या बड़ी घोषणा, की सूचना।

    दाखिल तिथि: 2026-07-30

    दस्तावेज़ देखें

via SEC EDGAR

आय का इतिहास

via SEC EDGAR

Latest News

Recent headlines for MA, sourced from Markets Gazette.

  • 8/7/2026NEUTRAL
    Can new technology break Mastercard and Visa's duopoly?

    Mastercard and Visa currently dominate the payment processing industry, generating substantial profits from transaction fees. However, emerging technologies and geopolitical shifts pose potential challenges to their long-standing duopoly. While the article highlights these risks, it does not present immediate data indicating a decline in their market position or profitability. Investors should monitor technological advancements and regulatory developments for potential future impacts on these payment giants.

  • 8/5/2026NEUTRAL
    Mastercard, Borderless test shared identity checks for stablecoin transfers

    Mastercard is collaborating with Borderless to integrate stablecoin transfers with its Crypto Credential framework, aiming to enhance trust in cross-border transactions. This pilot program seeks to leverage Mastercard's established payment infrastructure to provide more secure and reliable digital asset transfers. While the initiative highlights Mastercard's continued exploration of blockchain technology and its potential applications in payments, it is currently in a testing phase. The long-term impact on Mastercard's revenue and market position remains speculative until wider adoption and regulatory clarity emerge.

  • 8/4/2026POSITIVE
    Mastercard completes $1.8B BVNK acquisition in stablecoin push

    Mastercard has finalized its acquisition of BVNK for $1.8 billion, a strategic move aimed at bolstering its presence in the stablecoin payment ecosystem. The integration is designed to empower banks, fintech firms, and corporations to enhance their stablecoin-based payment, payout, settlement, and treasury operations. This acquisition signals Mastercard's commitment to expanding its digital currency services and adapting to evolving financial technologies, potentially opening new revenue streams and solidifying its position in the digital payments landscape.

  • 6/10/2026POSITIVE
    Mastercard Just Built A Payment Network For AI Agents — And It Runs On Crypto

    Mastercard has unveiled Agent Pay for AI, a novel protocol enabling AI agents to conduct peer-to-peer payments and micropayments. Crucially, the system stores human-granted permissions for AI agents on the Polygon blockchain, which operates on Ethereum. This development signifies a significant step towards integrating AI capabilities into financial infrastructure, potentially unlocking new revenue streams and use cases for digital transactions. For investors, this positions Mastercard at the forefront of innovation in the burgeoning AI economy, leveraging blockchain technology to create a secure and efficient payment network for autonomous agents.

  • 6/3/2026POSITIVE
    Mastercard Unveils Stablecoin Settlement Support Spanning 8 Blockchains, Including The XRP Ledger

    Mastercard is expanding its payment network to support regulated stablecoins across eight blockchains, including the XRP Ledger, Arbitrum, Base, Ethereum, and Polygon. This initiative aims to enable direct on-chain clearing of card transactions for issuers and acquirers, enhancing liquidity management with intraday, weekend, and holiday settlement cycles. The move signifies a significant step towards integrating digital assets into traditional payment infrastructure, potentially increasing transaction efficiency and reducing settlement times. While initially limited to parts of the US and Latin America, Mastercard plans global expansion and the addition of more stablecoins and networks through 2026, subject to regulatory approval.

  • 5/27/2026POSITIVE
    Mastercard secures New York BitLicense for crypto operations

    Mastercard has secured a New York BitLicense, granting it the legal authority to operate digital asset business activities within the state. This strategic move signifies the payments behemoth's deepening commitment to exploring and integrating blockchain technology for settlement systems. The license is a crucial step for Mastercard as it navigates the evolving landscape of digital finance, potentially unlocking new revenue streams and enhancing its service offerings in the cryptocurrency space. Investors may view this as a positive development, indicating proactive adaptation to emerging financial technologies.

via Markets Gazette

Disclaimer

यह प्लेटफ़ॉर्म केवल शैक्षिक उद्देश्यों के लिए है। यह कोई वित्तीय, निवेश, या ट्रेडिंग सलाह नहीं देता। सभी स्कोर, मूल्यांकन, और संकेत सार्वजनिक रूप से उपलब्ध डेटा के स्वचालित विश्लेषण पर आधारित हैं जो अधूरे या गलत हो सकते हैं। निवेश निर्णय लेने से पहले हमेशा अपना शोध करें और एक योग्य वित्तीय सलाहकार से परामर्श लें।

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