TransUnion (TRU)
Fair ValueFundamental
71
मूल्य
$62.41
मार्केट कैप
$12.68B
भाग 1 · कंपनी का मूल्य कितना है
अवलोकन
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
बैलेंस शीट और तरलता
राजस्व
$4.73B
पिछले 12 महीने (31/3/2026 तक)
शुद्ध आय
$704M
पिछले 12 महीने (31/3/2026 तक)
Free Cash Flow
$662M
कुल इक्विटी
$4.44B
कुल देनदारियाँ
$6.57B
Current Ratio
1.93
Interest Coverage
3.51
Debt/EBITDA
3.97
Earnings Per Share
राजस्व और शुद्ध आय
Free Cash Flow
आय विवरण
ऐतिहासिक विवरण
समय के साथ मार्जिन
समय के साथ ऋण
ऋण कितना भारी है
वृद्धि तालिका
वृद्धि — राजस्व
Fair Value अनुमान
Fair Value
$62.86
वर्तमान मूल्य
$62.41
Margin of Safety
+0.7%
Fair Value सीमा
$40.86 - $84.86
इस्तेमाल किए गए valuation methods के बीच का फैलाव, कोई सांख्यिकीय रूप से calibrated confidence interval नहीं।
अनुमान विधियाँ
मूल्यांकन मेट्रिक्स
P/E Ratio
16.93
ROE
10.3%
P/B Ratio
2.48
P/FCF
16.92
Gross Margin
-
ROIC
6.1%
लाभप्रदता Radar
मूल्य सृजन (प्रतिस्पर्धी बढ़त)
ROIC
6.1%
WACC
10.2%
ROIC − WACC
-4.1 pp
ROIC पूंजी की लागत से कम है — कंपनी निवेशित हर डॉलर पर मूल्य नष्ट कर रही है।
Fundamental विश्लेषण मानदंड
पास (20)
- EPS shows upward trend
- Price CAGR 9.65%
- ROIC 6.1%
- P/FCF 16.92
- P/B Ratio 2.48
- Debt/Equity ratio
- Operating Margin 17.9%
- Positive Free Cash Flow
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 16.0%
- Revenue Growth 5Y 12.6%
- Analyst Consensus 77% Buy
- Earnings Surprise avg 5.4%
- Earnings Quality (OCF/NI) 1.45
- Share Dilution 0.1%
- Net Margin Trend 14.9% vs 8.6%
- Piotroski F-Score 8/9
फेल (5)
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Overvalued)
- PEG Ratio 3.22
अनुपलब्ध (2)
- Gross Margin NaN%
- Dividend Payout NaN%
Piotroski F-Score
मजबूत वित्तीय स्वास्थ्य
Earnings गुणवत्ता
उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित
शेयर Dilution
शेयर संख्या स्थिर है
संस्थागत होल्डिंग
प्रशासन
कार्यकारी टीम
| नाम | पद | आयु |
|---|---|---|
| Mr. Christopher A. Cartwright | President, CEO & Director | 60 |
| Mr. Todd M. Cello CPA | Executive VP & CFO | 49 |
| Ms. Tiffani L. Chambers | Executive VP & COO | 47 |
| Ms. Alicia B. Zuiker | Executive VP & Chief Human Resources Officer | 43 |
| Mr. Mohamed F. Abdelsadek | Executive VP & Chief Global Solutions Officer | 49 |
| Ms. Jennifer A. Williams | Senior VP & Chief Accounting Officer | 51 |
| Mr. Venkat Achanta | Executive VP and Chief Technology, Data & Analytics Officer | 52 |
| Mr. Gregory R. Bardi C.F.A. | Vice President of Investor Relations | - |
| Ms. Heather J. Russell J.D. | Executive VP & Chief Legal Officer | 53 |
| Mr. Clayton F. Ruebensaal III | Executive VP & Chief Marketing and Communications Officer | - |
Audit जोखिम
1
बोर्ड जोखिम
1
मुआवजा जोखिम
4
शेयरधारक अधिकार जोखिम
1
भाग 2 · कीमत और खरीदने का समय
यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।
दस्तावेज़
- दस्तावेज़ देखें
वार्षिक रिपोर्ट (10-K)
कंपनी के कारोबार, वित्तीय नतीजों और जोखिमों का वार्षिक सिंहावलोकन।
दाखिल तिथि: 2026-02-27
- दस्तावेज़ देखें
तिमाही रिपोर्ट (10-Q)
पिछले तीन महीनों के वित्तीय प्रदर्शन का अपडेट।
दाखिल तिथि: 2026-07-28
- दस्तावेज़ देखें
विशेष रिपोर्ट (8-K)
किसी बड़ी घटना, जैसे नेतृत्व में बदलाव या बड़ी घोषणा, की सूचना।
दाखिल तिथि: 2026-09-23
via SEC EDGAR
आय का इतिहास
via SEC EDGAR
Latest News
Recent headlines for TRU, sourced from Markets Gazette.