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Travelers Companies Inc (TRV)

Undervalued
Financial ServicesInsurance - Property & CasualtyUnited States

Fundamental

80

मूल्य

$359.61

मार्केट कैप

$75.75B

भाग 1 · कंपनी का मूल्य कितना है

अवलोकन

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

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बैलेंस शीट और तरलता

राजस्व

$48.98B

पिछले 12 महीने (30/6/2026 तक)

शुद्ध आय

$8.30B

पिछले 12 महीने (30/6/2026 तक)

Free Cash Flow

-

कुल इक्विटी

$32.89B

कुल देनदारियाँ

$110.81B

Current Ratio

0.89

Interest Coverage

-

Debt/EBITDA

0.79

Earnings Per Share

राजस्व और शुद्ध आय

Free Cash Flow

आय विवरण

ऐतिहासिक विवरण

समय के साथ मार्जिन

समय के साथ ऋण

ऋण कितना भारी है

वृद्धि तालिका

वृद्धि — राजस्व

Fair Value अनुमान

बीमाकम मूल्यांकित

Fair Value

$558.73

वर्तमान मूल्य

$359.61

Margin of Safety

+35.6%

Fair Value सीमा

$363.17 - $754.28

इस्तेमाल किए गए valuation methods के बीच का फैलाव, कोई सांख्यिकीय रूप से calibrated confidence interval नहीं।

अनुमान विधियाँ

विश्लेषकों का लक्ष्य मूल्य:$360.71
डिस्काउंटेड कैश फ्लो (DCF):इस प्रकार की कंपनी पर लागू नहीं
आय गुणक (P/E):$431.04
Graham वृद्धि फॉर्मूला:इस प्रकार की कंपनी पर लागू नहीं
अर्निंग पावर वैल्यू (EPV):इस प्रकार की कंपनी पर लागू नहीं
उचित P/B:$817.43
लाभांश डिस्काउंट (Gordon):$114.63
P/FFO, परिचालन से प्राप्त निधि:इस प्रकार की कंपनी पर लागू नहीं
मध्य-चक्र आय:इस प्रकार की कंपनी पर लागू नहीं
राजस्व गुणक:इस प्रकार की कंपनी पर लागू नहीं
विश्लेषक सहमति:रोकें (9B / 21H / 5S)
अंतिम Earnings सरप्राइज़:+83.39%

मूल्यांकन मेट्रिक्स

P/E Ratio

9.57

ROE

19.1%

P/B Ratio

2.25

P/FCF

-

Gross Margin

-

ROIC

-

लाभप्रदता Radar

मूल्य सृजन (प्रतिस्पर्धी बढ़त)

ROIC

-

WACC

7.5%

ROIC − WACC

-

Fundamental विश्लेषण मानदंड

पास (17)

  • EPS shows upward trend
  • EPS CAGR 8.01%
  • Price CAGR 11.85%
  • P/B Ratio 2.25
  • Debt/Equity ratio
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 25.6%
  • Revenue Growth 5Y 8.8%
  • Earnings Surprise avg 35.7%
  • PEG Ratio 0.43
  • Earnings Quality (OCF/NI) 1.33
  • Share Dilution -1.5%
  • Net Margin Trend 17.0% vs 11.0%
  • Piotroski F-Score 6/9

फेल (2)

  • DCF valuation (Unknown)
  • Analyst Consensus 26% Buy

अनुपलब्ध (9)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage

Piotroski F-Score

6/9

मिश्रित संकेत: कुछ क्षेत्रों पर ध्यान देना आवश्यक

score
criteria

Earnings गुणवत्ता

1.33

उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित

शेयर Dilution

-1.5%

शेयर वापस खरीद रही है। शेयरधारक अनुकूल

संस्थागत होल्डिंग

इस कंपनी के लिए कोई संस्थागत घोषणा उपलब्ध नहीं है।

प्रशासन

कार्यकारी टीम

नामपदआयु
Mr. Alan David Schnitzer J.D.Chairman & CEO59
Mr. Daniel Stephen Frey C.P.A.Executive VP & CFO60
Mr. Avrohom J. KessVice Chairman & Chief Legal Officer56
Mr. Michael Frederick KleinExecutive VP & President of Personal Insurance57
Mr. Gregory Cheshire ToczydlowskiExecutive VP & President of Business Insurance58
Ms. Mojgan Mehdian LefebvreExecutive VP, Chief Technology & Operations Officer59
Mr. David Donnay Rowland CFAExecutive VP & Co-Chief Investment Officer59
Mr. Daniel Tei-Hwa YinExecutive VP & Co-Chief Investment Officer59
Mr. Paul Edward MunsonSenior VP of Finance, Corporate Controller & Principal Accounting Officer59
Mr. Andy Francis BessetteExecutive VP & Chief Administrative Officer71

Audit जोखिम

3

बोर्ड जोखिम

9

मुआवजा जोखिम

4

शेयरधारक अधिकार जोखिम

1

भाग 2 · कीमत और खरीदने का समय

यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।

दस्तावेज़

  • वार्षिक रिपोर्ट (10-K)

    कंपनी के कारोबार, वित्तीय नतीजों और जोखिमों का वार्षिक सिंहावलोकन।

    दाखिल तिथि: 2026-02-12

    दस्तावेज़ देखें
  • तिमाही रिपोर्ट (10-Q)

    पिछले तीन महीनों के वित्तीय प्रदर्शन का अपडेट।

    दाखिल तिथि: 2026-07-17

    दस्तावेज़ देखें
  • विशेष रिपोर्ट (8-K)

    किसी बड़ी घटना, जैसे नेतृत्व में बदलाव या बड़ी घोषणा, की सूचना।

    दाखिल तिथि: 2026-08-07

    दस्तावेज़ देखें

via SEC EDGAR

आय का इतिहास

via SEC EDGAR

Latest News

Recent headlines for TRV, sourced from Markets Gazette.

  • 7/24/2026NEGATIVE
    Travelers Draws Wave of Bears as Stock Eyes Best Year Since 2000

    Travelers Companies Inc. (TRV) shares are facing increased bearish sentiment despite a strong year, with Wall Street analysts issuing a wave of downgrades. This comes as many believe the stock's significant gains, its best performance in over 25 years, may have reached their peak. The market's reaction suggests a potential shift in investor outlook, with analysts anticipating that the recent rally might not be sustainable, prompting a re-evaluation of the stock's future prospects.

  • 4/16/2026NEGATIVE
    Personal Insurance Weakness Overshadows Travelers Profit Growth

    Travelers Companies Inc. reported Q1 earnings that surpassed analyst expectations, with EPS coming in above estimates and core income surging by an impressive 283%. However, this positive financial performance was overshadowed by a decline in premiums, a key metric for insurance revenue. The weakness in the personal insurance segment, despite the overall profit growth, has led to a slip in the company's stock price, signaling investor concern over the sustainability of future revenue streams.

  • 4/15/2026NEUTRAL
    Why insurance giant Travelers’ CTO is placing fewer, bigger bets on AI

    Travelers Companies' CTO, Mojgan Lefebvre, indicated a strategic shift towards fewer, larger-scale AI implementations rather than numerous small projects. This approach prioritizes maximizing the impact and efficiency of AI investments. While not directly impacting current financials, this strategic focus on AI scalability suggests a long-term vision for operational enhancement and competitive positioning within the insurance sector. Investors may view this as a prudent, albeit measured, approach to technological adoption, aiming for substantial returns on AI initiatives.

  • 4/15/2026NEUTRAL
    Travelers Gears Up For Q1 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts

    Travelers Companies is scheduled to report its first-quarter earnings on April 16th. Wall Street analysts are forecasting earnings per share of $6.99 and revenue of $11.11 billion. The stock experienced a slight decline of 0.6% on Tuesday, closing at $299.59. Recent analyst ratings show a mixed sentiment, with Morgan Stanley maintaining an Equal-Weight rating in February 2022 and Barclays downgrading to Equal-Weight from Overweight in January 2022. Investors will be closely watching the earnings report for any deviations from these expectations and for management's outlook on the insurance sector.

  • 3/5/2026NEUTRAL
    Peering Into The Travelers Companies Inc's Recent Short Interest

    Analysis of recent short interest in The Travelers Companies Inc. (TRV) reveals a complex picture. While specific data on the extent of short interest is not detailed in the provided excerpt, the discussion suggests investors are closely monitoring the stock's position. Short interest, representing bets on a price decrease, can offer insights into market sentiment regarding the insurance company's future prospects. An increase in short interest might signal concerns, while a decrease could indicate growing confidence. Without precise figures, the trading impact remains speculative.

via Markets Gazette

Disclaimer

यह प्लेटफ़ॉर्म केवल शैक्षिक उद्देश्यों के लिए है। यह कोई वित्तीय, निवेश, या ट्रेडिंग सलाह नहीं देता। सभी स्कोर, मूल्यांकन, और संकेत सार्वजनिक रूप से उपलब्ध डेटा के स्वचालित विश्लेषण पर आधारित हैं जो अधूरे या गलत हो सकते हैं। निवेश निर्णय लेने से पहले हमेशा अपना शोध करें और एक योग्य वित्तीय सलाहकार से परामर्श लें।

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