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Prudential Financial Inc (PRU)

Fair Value
Financial ServicesInsurance - LifeUnited States

Fondamentale

62

Prezzo

$111.78

Capitalizzazione

$40.05B

Parte 1 · Quanto vale l'azienda

Panoramica

Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

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Per questa società non c'è ancora una scheda redazionale

Per questa società non c'è ancora un elenco di concorrenti.

Stato Patrimoniale e Liquidità

Ricavi

$64.77B

Ultimi 12 mesi (al 30/06/2026)

Utile Netto

$3.92B

Ultimi 12 mesi (al 30/06/2026)

Free Cash Flow

-

Patrimonio Netto Totale

$32.44B

Passività Totali

$738.16B

Rapporto di Liquidità

-

Copertura Interessi

-

Debito/EBITDA

3.96

Utile per Azione

Ricavi e Utile Netto

Free Cash Flow

Scomposizione Ricavi

Prospetto storico

Margini nel tempo

Il debito nel tempo

Quanto pesa il debito

Griglia della crescita

Crescita — Ricavi

Stima del Fair Value

AssicurazioneCorrettamente Valutato

Fair Value

$124.38

Prezzo Attuale

$111.78

Margine di Sicurezza

+10.1%

Range Fair Value

$100.71 - $148.05

Intervallo di dispersione tra i metodi di valutazione usati, non una stima statisticamente calibrata.

Metodi di Stima

Target degli analisti:$113.40
Flussi di cassa scontati (DCF):Non applicabile a questo tipo di azienda
Multiplo sugli utili (P/E):$87.68
Formula di Graham:Non applicabile a questo tipo di azienda
Valore della capacità di reddito (EPV):Non applicabile a questo tipo di azienda
P/B giustificato:$148.48
Sconto dei dividendi (Gordon):$110.21
P/FFO, i fondi da operazioni:Non applicabile a questo tipo di azienda
Utili di mezzo ciclo:Non applicabile a questo tipo di azienda
Multiplo sui ricavi:Non applicabile a questo tipo di azienda
Consenso Analisti:Hold (0B / 17H / 9S)
Ultima Sorpresa Utili:+14.46%

Metriche di Valutazione

Rapporto P/E

10.30

ROE

11.0%

Rapporto P/B

1.24

P/FCF

-

Margine Lordo

-

ROIC

-

Radar Redditività

Creazione di Valore (Vantaggio Competitivo)

ROIC

-

WACC

6.1%

ROIC − WACC

-

Criteri di Analisi Fondamentale

Superati (11)

  • EPS shows upward trend
  • P/B Ratio 1.24
  • Debt/EBITDA
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 12.2%
  • Earnings Surprise avg 10.2%
  • Earnings Quality (OCF/NI) 2.80
  • Share Dilution -1.6%
  • Net Margin Trend 6.0% vs 2.8%
  • Piotroski F-Score 6/9

Non superati (7)

  • EPS CAGR 1.92%
  • Price CAGR 1.37%
  • Debt/Equity ratio
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Revenue Growth 5Y 1.4%
  • Analyst Consensus 0% Buy

Non disponibili (10)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

6/9

Segnali misti: alcune aree necessitano attenzione

score
criteria

Qualità degli Utili

2.80

Alta qualità: utili supportati da cash

Diluizione Azionaria

-1.6%

Riacquisto azioni. Favorevole agli azionisti

Partecipazioni istituzionali

Governance

Team Dirigenziale

NomeRuoloEtà
Mr. Andrew Francis SullivanChairman, CEO & President54
Ms. Yanela del Carmen FriasExecutive VP & CFO53
Mr. Scott E. CaseExecutive VP & Head of Global Technology and Operations54
Mr. Jacques Philppe ChappuisPresident & CEO of PGIM Inc.55
Mr. Matthew J. ArmasSenior VP & Chief Investment Officer-
Mr. Robert Edwin BoyleSenior VP, Controller & Principal Accounting Officer59
Ms. Tina MadonGlobal Head of Investor Relations-
Ms. Ann Mary KapplerExecutive VP, General Counsel & Head of Corporate Affairs67
Mr. Todd ShriberVice President of Life Distribution and Sales-
Ms. Vicki A. WaliaExecutive VP & Chief People and Experience Officer44

Rischio Audit

2

Rischio CdA

4

Rischio Compensi

4

Rischio Diritti Azionisti

1

Parte 2 · Il prezzo e il momento d'ingresso

Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.

Documenti

  • Relazione annuale (10-K)

    Una panoramica annuale del business, dei risultati finanziari e dei rischi dell'azienda.

    Depositato il 2026-02-12

    Vedi documento
  • Relazione trimestrale (10-Q)

    Un aggiornamento sull'andamento finanziario degli ultimi tre mesi.

    Depositato il 2026-08-05

    Vedi documento
  • Comunicazione price-sensitive (8-K)

    Una comunicazione su un evento importante, come un cambio ai vertici o un grande annuncio.

    Depositato il 2026-08-04

    Vedi documento

via SEC EDGAR

Storico Ricavi

via SEC EDGAR

Ultime Notizie

Ultime notizie per PRU, da Markets Gazette.

  • 8/4/2026POSITIVE
    Prudential Tops Estimates as Revenue From Asset Manager Soars

    Prudential Financial Inc. announced second-quarter earnings that surpassed Wall Street expectations, driven by a significant surge in revenue from its asset management division. While specific figures were not detailed in the initial report, the strong performance in asset management indicates robust growth in fee-based income and successful strategies in navigating market conditions. This outperformance is a positive signal for investors, suggesting effective capital deployment and a strong competitive position within the financial services sector, potentially leading to increased shareholder value.

  • 8/3/2026POSITIVE
    Flint: Prudential To Focus On Under-Insured Asia, Africa

    Prudential PLC, under the guidance of Chairman Douglas Flint, is strategically pivoting its growth focus towards the under-insured markets in Asia and Africa. This targeted approach aims to capitalize on significant unmet demand for insurance products in these rapidly developing regions. By concentrating on these emerging markets, Prudential seeks to unlock new revenue streams and expand its customer base, potentially leading to substantial long-term value creation for shareholders. Investors may view this strategic shift positively, anticipating accelerated growth and market share gains in underserved territories.

  • 5/27/2026POSITIVE
    PGIM Backs $4B of US Land-Bank Deals in Asset-Based Push

    Prudential Financial's asset management arm, PGIM, has committed approximately $4 billion to land-banking projects through a strategic partnership with Domain Real Estate Partners. This significant investment signals a concerted effort by PGIM to increase its exposure to the US homebuilding sector, a market often seen as a bellwether for economic activity. The land-banking strategy aims to secure future development opportunities, potentially yielding substantial returns as housing demand continues to evolve. Investors may view this move as a positive indicator of PGIM's confidence in the long-term prospects of the US real estate and construction industries.

  • 5/26/2026POSITIVE
    PGIM Backs $4 Billion of US Land-Bank Deals in Asset-Based Push

    Prudential Financial's asset management arm, PGIM, has committed approximately $4 billion to land-banking projects via a partnership with Domain Real Estate Partners. This strategic move aims to secure exposure to the burgeoning US homebuilding sector. The significant capital allocation signals PGIM's confidence in the long-term growth prospects of the US real estate market, particularly in land acquisition for future development. Investors may view this as a positive indicator for Prudential's diversified asset management strategy and its ability to identify and capitalize on key industry trends.

  • 5/5/2026POSITIVE
    Prudential Profit Rises Even as Firm Grapples With Japan Pause

    Prudential Financial Inc. reported first-quarter profits that surpassed Wall Street's expectations, offering a positive development for CEO Andy Sullivan. The company's performance comes despite a recent sales pause implemented in Japan, one of its key operational regions. This earnings beat suggests underlying strength in Prudential's core business segments and its ability to navigate market challenges effectively. Investors will be watching closely to see if this positive momentum can be sustained and if the company can successfully resolve the issues impacting its Japanese operations.

  • 5/5/2026NEUTRAL
    Prudential CEO Plans Strategic Update With Japan Sales Paused

    Prudential Financial Inc. CEO Andy Sullivan is set to deliver a strategic update later this year. This comes as the company faces a temporary pause in sales operations within Japan, a key market for its business. The update is anticipated to shed light on the company's future direction and how it plans to navigate challenges in its international operations, particularly in Japan. Investors will be looking for clarity on the duration of the sales pause and the strategic adjustments Prudential intends to make to mitigate its impact and ensure continued growth.

via Markets Gazette