First Interstate BancSystem, Inc. (FIBK)
適正価値ファンダメンタル
62
株価
$35.49
時価総額
$3.41B
パート1 · 企業の価値
概要
First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
A Pacific Northwest regional bank whose commercial and small-business franchise overlaps First Interstate's markets in Oregon, Washington, Idaho, Colorado and Arizona.
The other large Montana-headquartered bank holding company, competing branch-by-branch for the same retail deposits and small-business and commercial real estate loans across Montana, Wyoming, Idaho and the Rocky Mountain states.
Montana's largest family-owned community bank, privately held, going after the same agricultural, small-business and household customers in First Interstate's home state.
A regional bank built on local brands across the Intermountain West that competes for the same commercial and agricultural borrowers and business deposits in Idaho, Wyoming, Colorado, Washington and Arizona.
A smaller Montana community bank competing for the same in-state deposits, residential mortgages and small-business lending in Montana, Wyoming and Idaho.
貸借対照表と流動性
売上高
$1.07B
直近12か月（2026/6/30まで）
純利益
$324M
直近12か月（2026/6/30まで）
フリーキャッシュフロー
-
自己資本合計
$3.45B
負債合計
$23.19B
流動比率
-
利払い倍率
0.51
負債/EBITDA
-
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$39.91
現在株価
$35.49
安全マージン
+11.1%
適正価値レンジ
$37.91 - $41.90
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
11.03
ROE
8.8%
P/B レシオ
1.03
P/FCF
-
粗利益率
-
ROIC
-
収益性レーダー
価値創造（経済的モート）
ROIC
-
WACC
8.7%
ROIC − WACC
-
ファンダメンタル分析基準
合格（12）
- EPS shows upward trend
- P/B Ratio 1.03
- Operating Margin 39.0%
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.6%
- Revenue Growth 5Y 22.0%
- Earnings Surprise avg 26.9%
- Earnings Quality (OCF/NI) 0.84
- Share Dilution -0.4%
- Net Margin Trend 30.3% vs 22.8%
- Piotroski F-Score 7/9
不合格（8）
- EPS CAGR 3.92%
- Price CAGR -1.65%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Analyst Consensus 8% Buy
- PEG Ratio 3.47
データなし（8）
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-スコア
財務健全性が高い
利益の質
中程度：利益とキャッシュの間にギャップがある
株式希薄化
株式を買い戻している。株主に友好的
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. James A. Reuter | President, CEO & Director | 60 |
| Mr. David P. Della Camera C.F.A. | Executive VP & CFO | 31 |
| Ms. Lori A. Meyer | Executive VP & Chief Information Officer | 47 |
監査リスク
4
取締役会リスク
3
報酬リスク
1
株主権利リスク
1
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
業績推移
via SEC EDGAR
Latest News
Recent headlines for FIBK, sourced from Markets Gazette.