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Regions Financial Corp (RF)

適正価値
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

60

株価

$26.88

時価総額

$23.22B

パート1 · 企業の価値

概要

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

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Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

貸借対照表と流動性

売上高

$7.62B

直近12か月(2026/6/30まで)

純利益

$2.23B

直近12か月(2026/6/30まで)

フリーキャッシュフロー

-

自己資本合計

$19.04B

負債合計

$139.71B

流動比率

-

利払い倍率

0.03

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

銀行適正価値

適正価値

$26.86

現在株価

$26.88

安全マージン

-0.1%

適正価値レンジ

$22.38 - $31.34

使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。

推定方法

アナリストの目標株価:$32.71
ディスカウンテッド・キャッシュフロー(DCF):この種の企業には適用されません
利益倍率(P/E):$25.18
グレアムの成長公式:この種の企業には適用されません
収益力価値(EPV):この種の企業には適用されません
正当化されたP/B:$27.27
配当割引モデル(ゴードン):$18.74
P/FFO(運用から生まれる資金):この種の企業には適用されません
中間サイクル利益:この種の企業には適用されません
売上高倍率:この種の企業には適用されません
アナリスト・コンセンサス:保有 (13B / 13H / 4S)
直近の決算サプライズ:-0.93%

バリュエーション指標

P/E レシオ

10.93

ROE

11.3%

P/B レシオ

1.22

P/FCF

-

粗利益率

-

ROIC

-

収益性レーダー

価値創造(経済的モート)

ROIC

-

WACC

11.4%

ROIC − WACC

-

ファンダメンタル分析基準

合格(12)

  • EPS shows upward trend
  • Price CAGR 7.69%
  • P/B Ratio 1.22
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 11.8%
  • Revenue Growth 5Y 5.1%
  • PEG Ratio 0.65
  • Earnings Quality (OCF/NI) 0.80
  • Share Dilution -4.4%
  • Net Margin Trend 29.3% vs 28.5%
  • Piotroski F-Score 7/9

不合格(8)

  • EPS CAGR 1.50%
  • Debt/Equity ratio
  • Operating Margin 2.1%
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Analyst Consensus 43% Buy
  • Earnings Surprise avg -2.4%

データなし(8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

7/9

財務健全性が高い

score
criteria

利益の質

0.80

中程度:利益とキャッシュの間にギャップがある

株式希薄化

-4.4%

株式を買い戻している。株主に友好的

機関投資家の保有

ガバナンス

経営陣

氏名役職年齢
Mr. John M. Turner Jr.President, CEO & Chairman63
Mr. Charles Dandridge MasseySenior EVP and Chief Enterprise Operations & Technology Officer54
Mr. David R. KeenanSenior Advisor57
Mr. Russell K. ZusiSenior EVP & Chief Risk Officer50
Mr. Anil D. ChadhaSenior Executive VP & CFO46
Ms. Karin K. AllenExecutive VP & Chief Accounting Officer-
Ms. Katherine Randall DanellaSenior EVP & Chief Administrative Officer47
Mr. Tom H. SpeirHead of Strategy, Investor Relations & Corporate Development43
Ms. Tara Ann PlimptonSenior EVP, Chief Legal Officer & Corporate Secretary56
Ms. Anna BrackinChief Compliance Officer-

監査リスク

3

取締役会リスク

5

報酬リスク

4

株主権利リスク

7

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

書類

  • 年次報告書(10-K)

    事業内容、財務実績、リスクをまとめた年次の概要。

    提出日: 2026-02-24

    書類を見る
  • 四半期報告書(10-Q)

    直近3か月間の業績に関する最新情報。

    提出日: 2026-08-06

    書類を見る
  • 臨時報告書(8-K)

    経営陣の交代や重要な発表など、大きな出来事に関するお知らせ。

    提出日: 2026-08-11

    書類を見る

via SEC EDGAR

業績推移

via SEC EDGAR

Latest News

Recent headlines for RF, sourced from Markets Gazette.

  • 4/17/2026NEUTRAL
    Regions Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

    Regions Financial Corp. is set to report its Q1 earnings on April 17, with analysts projecting an Earnings Per Share (EPS) of 59 cents and revenue of $1.92 billion. The company's stock, RF, is currently trading on the NYSE. Analyst ratings show a mixed sentiment, with recent actions including Morgan Stanley maintaining an 'Overweight' rating in February 2022, UBS initiating coverage with a 'Buy' in January 2022, and Citigroup upgrading its rating to 'Buy' from 'Neutral' in the same month. The accuracy of these analyst forecasts varies, ranging from 61% to 76%.

via Markets Gazette