Brighthouse Financial, Inc. (BHF)

Subavaliada

Financial ServicesInsurance - LifeUnited States

Fundamental

Preço

$49.90

Capitalização de Mercado

$2.87B

Yahoo Finance TradingView Notícias Website

Parte 1 · Quanto vale a empresa

Visão Geral

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life products for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages universal life with secondary guarantees, structured settlements, pension risk transfer contracts, various company-owned life insurance policies, and funding agreements. Brighthouse Financial, Inc. was founded in 1863 and is headquartered in Charlotte, North Carolina.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 18 de setembro de 2026 with claude-haiku-4-5 — shared with all users

Equitable Holdings IncEQH

P/E: —Score: 41Market cap: $14.28B

Equitable is the largest seller of registered index-linked annuities in the United States and competes directly with Brighthouse's Shield Level products through the same broker-dealer and wirehouse distribution.

Corebridge Financial IncCRBG

P/E: 21.2Score: 60Market cap: $15.06B

Corebridge, the former AIG retirement business, sells fixed, index-linked and variable annuities plus individual life to American retirement savers, the identical customer base.

Prudential Financial IncPRU

P/E: 10.3Score: 63Market cap: $40.05B

Prudential competes in U.S. individual annuities with buffered index-linked contracts and in individual life insurance, the two markets where Brighthouse earns its revenue.

Jackson Financial Inc.JXN

Jackson is the leading writer of traditional variable annuities in the U.S. and also sells index-linked annuities to the same pre-retirement savers Brighthouse targets.

Allianz Life Insurance Company of North AmericaNot tracked

The U.S. life arm of Allianz SE is consistently the second-largest index-linked annuity issuer in the country, sold through the same independent advisor channels Brighthouse relies on.

Lincoln National CorporationLNC

Lincoln offers variable, index-linked and fixed annuities alongside individual life insurance, the same two product lines that make up Brighthouse's entire business.

Fontes: Index-linked annuities lead sales surge: LIMRA — Retirement Income Journal Brighthouse Financial, Inc. — Form 10-K (SEC EDGAR)

Balanço & Liquidez

Receita

$6.65B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$831M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

Capital Próprio Total

$6.77B

Passivo Total

$234.97B

Rácio de Liquidez

Cobertura de Juros

Dívida/EBITDA

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

SeguradoraSubvalorizada

Valor Justo

$126.85

Preço Atual

$49.90

Margem de Segurança

+60.7%

Intervalo de Valor Justo

$82.45 - $171.25

Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.

Métodos de Estimativa

Preço-alvo dos analistas:$65.00

Fluxo de caixa descontado (DCF):Não aplicável a este tipo de empresa

Multiplicador de lucros (P/E):$31.19

Fórmula de crescimento de Graham:Não aplicável a este tipo de empresa

Valor da capacidade de gerar lucro (EPV):Não aplicável a este tipo de empresa

P/B justificado:$220.16

Desconto de dividendos (Gordon):$37.16

P/FFO, fundos de operações:Não aplicável a este tipo de empresa

Lucros de meio de ciclo:Não aplicável a este tipo de empresa

Multiplicador sobre as receitas:Não aplicável a este tipo de empresa

Consenso dos Analistas:Manter (0B / 8H / 6S)

Última Surpresa de Resultados:-9.33%

Métricas de Avaliação

Rácio P/E

4.01

ROE

6.4%

Rácio P/B

0.44

P/FCF

Margem Bruta

ROIC

Radar de Rentabilidade

Criação de Valor (Vantagem Competitiva)

ROIC

WACC

6.3%

ROIC − WACC

Critérios de Análise Fundamental

Aprovado (9)

EPS shows upward trend
P/B Ratio 0.44
Low reliance on intangibles
Price below Graham Number
ROE 13.2%
Earnings Surprise avg 46.0%
Share Dilution -9.3%
Net Margin Trend 12.5% vs 10.2%
Piotroski F-Score 6/9

Reprovado (7)

Price CAGR -1.33%
Debt/Equity ratio
Return on Tangible Assets
DCF valuation (Unknown)
Revenue Growth 5Y -4.5%
Analyst Consensus 0% Buy
Earnings Quality (OCF/NI) -0.65

Indisponível (11)

ROIC NaN%
Gross Margin NaN%
P/FCF NaN
Dividend Payout NaN%
Operating Margin NaN%
Positive Free Cash Flow
CapEx intensity
Current Ratio
Interest Coverage
Debt/EBITDA
PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

6/9

Sinais mistos: algumas áreas requerem atenção

score

criteria

Qualidade dos Resultados

-0.65

Baixa qualidade: investigar a contabilidade

Diluição de Ações

-9.3%

A recomprar ações. Favorável ao acionista

Participações institucionais

Governação

Equipa Executiva

Nome	Cargo	Idade
Mr. Eric Thomas Steigerwalt	President, CEO & Director	63
Mr. Edward Allen Spehar Jr.	Executive VP & CFO	60
Mr. Myles Joseph Lambert	Executive VP & COO	50
Mr. John Lloyd Rosenthal C.F.A.	Executive VP & Chief Investment Officer	64
Ms. Allie Lin J.D.	Executive VP, General Counsel & Corporate Secretary	47
Mr. Richard Andrew Cook	Chief Accounting Officer	49
Dr. Jeff Hughes	Executive VP & CTO	-
Ms. Dana Amante	Head of Investor Relations	-
Ms. Vonda R. Huss	Executive VP & Chief Human Resources Officer	58
Mr. David Alan Rosenbaum	Executive VP and Head of Product & Underwriting	49

Risco de Auditoria

Risco do Conselho

Risco de Remuneração

Risco dos Direitos dos Acionistas

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Documentos

Relatório anual (10-K)
Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.
Arquivado em 2026-02-24
Ver documento
Relatório trimestral (10-Q)
Uma atualização sobre o desempenho financeiro dos últimos três meses.
Arquivado em 2026-08-06
Ver documento
Relatório de fato relevante (8-K)
Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.
Arquivado em 2026-08-18
Ver documento

via SEC EDGAR

Histórico de Resultados

via SEC EDGAR

Latest News

Recent headlines for BHF, sourced from Markets Gazette.

3/4/2026POSITIVE
The Sleeper Financial Stock That Could Surge Before Wall Street Notices
Brighthouse Financial (BHF) is an under-the-radar stock with a potential 15% upside, targeting $70 per share before Wall Street catches on. Special situations investors should closely monitor this opportunity. The company, specializing in insurance and annuity products, could benefit from a market repricing that has yet to fully discount its intrinsic value and future growth prospects. Analysis suggests the stock may offer a quick and significant return.
2/28/2026POSITIVE
Overlooked and Undervalued: Why Brighthouse Financial Deserves Attention
Markets Gazette highlights Brighthouse Financial (BHF) as a compelling investment opportunity. The company is categorized as a "special-situation stock," suggesting its current market valuation may not fully reflect its intrinsic potential. Analysts point to prospects for attractive returns, provided that corporate strategies and market conditions unfold as anticipated. This positioning makes it a noteworthy option for investors seeking undervalued assets and long-term growth, with a risk-reward profile that could appeal to those willing to bet on specific scenarios.

via Markets Gazette