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Prudential Financial Inc (PRU)

Valor Justo
Financial ServicesInsurance - LifeUnited States

Fundamental

62

Preço

$113.58

Capitalização de Mercado

$40.05B

Parte 1 · Quanto vale a empresa

Visão Geral

Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balanço & Liquidez

Receita

$64.77B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$3.92B

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

-

Capital Próprio Total

$32.44B

Passivo Total

$738.16B

Rácio de Liquidez

-

Cobertura de Juros

-

Dívida/EBITDA

3.96

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

SeguradoraJustamente Valorizada

Valor Justo

$124.38

Preço Atual

$113.58

Margem de Segurança

+8.7%

Intervalo de Valor Justo

$100.71 - $148.05

Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.

Métodos de Estimativa

Preço-alvo dos analistas:$113.40
Fluxo de caixa descontado (DCF):Não aplicável a este tipo de empresa
Multiplicador de lucros (P/E):$87.68
Fórmula de crescimento de Graham:Não aplicável a este tipo de empresa
Valor da capacidade de gerar lucro (EPV):Não aplicável a este tipo de empresa
P/B justificado:$148.48
Desconto de dividendos (Gordon):$110.21
P/FFO, fundos de operações:Não aplicável a este tipo de empresa
Lucros de meio de ciclo:Não aplicável a este tipo de empresa
Multiplicador sobre as receitas:Não aplicável a este tipo de empresa
Consenso dos Analistas:Manter (0B / 17H / 9S)
Última Surpresa de Resultados:+14.46%

Métricas de Avaliação

Rácio P/E

10.30

ROE

11.0%

Rácio P/B

1.24

P/FCF

-

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Criação de Valor (Vantagem Competitiva)

ROIC

-

WACC

6.1%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (11)

  • EPS shows upward trend
  • P/B Ratio 1.24
  • Debt/EBITDA
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 12.2%
  • Earnings Surprise avg 10.2%
  • Earnings Quality (OCF/NI) 2.80
  • Share Dilution -1.6%
  • Net Margin Trend 6.0% vs 2.8%
  • Piotroski F-Score 6/9

Reprovado (7)

  • EPS CAGR 1.92%
  • Price CAGR 1.37%
  • Debt/Equity ratio
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Revenue Growth 5Y 1.4%
  • Analyst Consensus 0% Buy

Indisponível (10)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

6/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

2.80

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-1.6%

A recomprar ações. Favorável ao acionista

Participações institucionais

Governação

Equipa Executiva

NomeCargoIdade
Mr. Andrew Francis SullivanChairman, CEO & President54
Ms. Yanela del Carmen FriasExecutive VP & CFO53
Mr. Scott E. CaseExecutive VP & Head of Global Technology and Operations54
Mr. Jacques Philppe ChappuisPresident & CEO of PGIM Inc.55
Mr. Matthew J. ArmasSenior VP & Chief Investment Officer-
Mr. Robert Edwin BoyleSenior VP, Controller & Principal Accounting Officer59
Ms. Tina MadonGlobal Head of Investor Relations-
Ms. Ann Mary KapplerExecutive VP, General Counsel & Head of Corporate Affairs67
Mr. Todd ShriberVice President of Life Distribution and Sales-
Ms. Vicki A. WaliaExecutive VP & Chief People and Experience Officer44

Risco de Auditoria

2

Risco do Conselho

4

Risco de Remuneração

4

Risco dos Direitos dos Acionistas

1

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Documentos

  • Relatório anual (10-K)

    Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.

    Arquivado em 2026-02-12

    Ver documento
  • Relatório trimestral (10-Q)

    Uma atualização sobre o desempenho financeiro dos últimos três meses.

    Arquivado em 2026-08-05

    Ver documento
  • Relatório de fato relevante (8-K)

    Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.

    Arquivado em 2026-08-04

    Ver documento

via SEC EDGAR

Histórico de Resultados

via SEC EDGAR

Latest News

Recent headlines for PRU, sourced from Markets Gazette.

  • 8/4/2026POSITIVE
    Prudential Tops Estimates as Revenue From Asset Manager Soars

    Prudential Financial Inc. announced second-quarter earnings that surpassed Wall Street expectations, driven by a significant surge in revenue from its asset management division. While specific figures were not detailed in the initial report, the strong performance in asset management indicates robust growth in fee-based income and successful strategies in navigating market conditions. This outperformance is a positive signal for investors, suggesting effective capital deployment and a strong competitive position within the financial services sector, potentially leading to increased shareholder value.

  • 8/3/2026POSITIVE
    Flint: Prudential To Focus On Under-Insured Asia, Africa

    Prudential PLC, under the guidance of Chairman Douglas Flint, is strategically pivoting its growth focus towards the under-insured markets in Asia and Africa. This targeted approach aims to capitalize on significant unmet demand for insurance products in these rapidly developing regions. By concentrating on these emerging markets, Prudential seeks to unlock new revenue streams and expand its customer base, potentially leading to substantial long-term value creation for shareholders. Investors may view this strategic shift positively, anticipating accelerated growth and market share gains in underserved territories.

  • 5/27/2026POSITIVE
    PGIM Backs $4B of US Land-Bank Deals in Asset-Based Push

    Prudential Financial's asset management arm, PGIM, has committed approximately $4 billion to land-banking projects through a strategic partnership with Domain Real Estate Partners. This significant investment signals a concerted effort by PGIM to increase its exposure to the US homebuilding sector, a market often seen as a bellwether for economic activity. The land-banking strategy aims to secure future development opportunities, potentially yielding substantial returns as housing demand continues to evolve. Investors may view this move as a positive indicator of PGIM's confidence in the long-term prospects of the US real estate and construction industries.

  • 5/26/2026POSITIVE
    PGIM Backs $4 Billion of US Land-Bank Deals in Asset-Based Push

    Prudential Financial's asset management arm, PGIM, has committed approximately $4 billion to land-banking projects via a partnership with Domain Real Estate Partners. This strategic move aims to secure exposure to the burgeoning US homebuilding sector. The significant capital allocation signals PGIM's confidence in the long-term growth prospects of the US real estate market, particularly in land acquisition for future development. Investors may view this as a positive indicator for Prudential's diversified asset management strategy and its ability to identify and capitalize on key industry trends.

  • 5/5/2026POSITIVE
    Prudential Profit Rises Even as Firm Grapples With Japan Pause

    Prudential Financial Inc. reported first-quarter profits that surpassed Wall Street's expectations, offering a positive development for CEO Andy Sullivan. The company's performance comes despite a recent sales pause implemented in Japan, one of its key operational regions. This earnings beat suggests underlying strength in Prudential's core business segments and its ability to navigate market challenges effectively. Investors will be watching closely to see if this positive momentum can be sustained and if the company can successfully resolve the issues impacting its Japanese operations.

  • 5/5/2026NEUTRAL
    Prudential CEO Plans Strategic Update With Japan Sales Paused

    Prudential Financial Inc. CEO Andy Sullivan is set to deliver a strategic update later this year. This comes as the company faces a temporary pause in sales operations within Japan, a key market for its business. The update is anticipated to shed light on the company's future direction and how it plans to navigate challenges in its international operations, particularly in Japan. Investors will be looking for clarity on the duration of the sales pause and the strategic adjustments Prudential intends to make to mitigate its impact and ensure continued growth.

via Markets Gazette