Popular, Inc. (BPOP)
Valor JustoFundamental
75
Preço
$154.97
Capitalização de Mercado
$9.91B
Parte 1 · Quanto vale a empresa
Visão Geral
Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual retirement accounts and educational contribution accounts; business accounts; investment accounts; private management accounts; and certificates of deposit. It also provides commercial and industrial, commercial real estate, commercial multi-family, and residential mortgage loans; consumer loans, including unsecured personal loans, home equity lines of credit, and other loans to individual borrowers; construction loans; lease financing comprising automobile loans and leases; renewable energy and marine loans; and startup program and healthcare hub financing. In addition, the company offers auto and equipment leasing and financing; broker-dealer; international and private banking; insurance services, such as travel, property, auto and boat, health, life, and title; debit and credit cards; family of funds and Keogh plans; mobile easy deposit, foreign exchange, and fiduciary services; retirement plans; wire transfers; coordination of auto, aircraft, and helicopter loans; financial planning; investment advice; ATM; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18 de setembro de 2026 with claude-haiku-4-5 — shared with all users
On the U.S. mainland, Popular Bank's 40 branches in New York, New Jersey and South Florida compete with Valley for the same deposits and middle-market commercial and real-estate lending in exactly those three markets.
FirstBank Puerto Rico is Popular's closest rival for the same island deposits, mortgages, auto loans and commercial lending, and overlaps again in the U.S. Virgin Islands and Florida.
The third of Puerto Rico's three remaining commercial banks, Oriental chases the same retail customers, auto and consumer loans, and small-business relationships across the same branch network territory.
Balanço & Liquidez
Receita
$3.35B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$969M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$681M
Capital Próprio Total
$6.25B
Passivo Total
$69.10B
Rácio de Liquidez
-
Cobertura de Juros
0.97
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$193.94
Preço Atual
$154.97
Margem de Segurança
+20.1%
Intervalo de Valor Justo
$126.06 - $261.82
Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
10.52
ROE
13.3%
Rácio P/B
1.54
P/FCF
12.28
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Criação de Valor (Vantagem Competitiva)
ROIC
-
WACC
9.0%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (18)
- EPS shows upward trend
- Price CAGR 13.75%
- P/FCF 12.28
- P/B Ratio 1.54
- Operating Margin 34.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 15.4%
- Revenue Growth 5Y 7.4%
- Analyst Consensus 94% Buy
- Earnings Surprise avg 11.0%
- PEG Ratio 0.65
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -5.6%
- Net Margin Trend 28.9% vs 23.6%
- Piotroski F-Score 7/9
Reprovado (4)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Saúde financeira sólida
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Participações institucionais
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Jorge Jose García | President, CEO & Director | 52 |
| Mr. Lidio V. Soriano CPA | Executive VP & CFO | 56 |
| Ms. Camille Burckhart | EVP and Chief Information & Digital Strategy Officer of Digital, Innovation & Technology Group | 45 |
| Mr. Manuel A. Chinea | Executive VP and Chief Experience & Administration Services Officer | 59 |
| Ms. Denissa M. Rodriguez Adorno | Senior VP, Corporate Comptroller & Chief Accounting Officer | - |
| Mr. Paul J. Cardillo | Senior VP & Investor Relations Officer | - |
| Mr. Jose R. Coleman-Tio Esq. | Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel of Corporate Matters Group | 44 |
| Ms. Maria Cristina Gonzalez Noguera | Executive VP and Chief Communications & Public Affairs Officer | 50 |
| Mr. Eli S. Sepulveda | Executive Vice President of Commercial Credit & Services Group of Banco Popular de Puerto Rico | 62 |
| Mr. Luis E. Cestero | Executive Vice President of Retail & Business Solutions Group at Banco Popular de Puerto Rico | 51 |
Risco de Auditoria
1
Risco do Conselho
3
Risco de Remuneração
2
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Documentos
- Ver documento
Relatório anual (10-K)
Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.
Arquivado em 2026-03-02
- Ver documento
Relatório trimestral (10-Q)
Uma atualização sobre o desempenho financeiro dos últimos três meses.
Arquivado em 2026-08-07
- Ver documento
Relatório de fato relevante (8-K)
Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.
Arquivado em 2026-08-20
via SEC EDGAR
Histórico de Resultados
via SEC EDGAR
Latest News
Recent headlines for BPOP, sourced from Markets Gazette.