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First Hawaiian, Inc. (FHB)

Valor Justo
Financial ServicesBanks - RegionalUnited States

Fundamental

76

Preço

$24.62

Capitalização de Mercado

$3.00B

Parte 1 · Quanto vale a empresa

Visão Geral

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Generated on 18 de setembro de 2026 with claude-haiku-4-5 — shared with all users

Bank of Hawai'i CorporationBOH

Bank of Hawai'i is First Hawaiian's mirror image in the same state, competing branch by branch for Hawaii retail deposits, consumer and commercial loans and trust business, with the two banks each holding roughly a third of all deposits in the islands.

Central Pacific Financial Corp. (Central Pacific Bank)CPF

Central Pacific Bank serves the same Hawaii households and small and mid-sized island businesses from a statewide branch network, and is the leading SBA lender in the state, competing directly with First Hawaiian for small business credit.

American Savings Bank, F.S.B.Not tracked

American Savings Bank is the third-largest deposit taker in Hawaii and competes with First Hawaiian for the same island retail deposits, mortgages and consumer loans; it is a subsidiary of Hawaiian Electric Industries rather than a separately listed company.

Hope Bancorp, Inc. (Territorial Savings division)HOPE

Since acquiring Territorial Bancorp in April 2025, Hope Bancorp runs the Territorial Savings branches in Hawaii and competes with First Hawaiian for island deposits and residential mortgages.

BankGuam Holding Company (Bank of Guam)BKGM

Bank of Guam competes head-on with First Hawaiian's branches in Guam and Saipan for the deposits and loans of Western Pacific consumers, businesses and government bodies.

Balanço & Liquidez

Receita

$904M

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$285M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$303M

Capital Próprio Total

$2.77B

Passivo Total

$21.19B

Rácio de Liquidez

-

Cobertura de Juros

0.55

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BancoJustamente Valorizada

Valor Justo

$27.11

Preço Atual

$24.62

Margem de Segurança

+9.2%

Intervalo de Valor Justo

$24.10 - $30.13

Dispersão entre os métodos de avaliação utilizados, não um intervalo de confiança calibrado estatisticamente.

Métodos de Estimativa

Preço-alvo dos analistas:$30.22
Fluxo de caixa descontado (DCF):Não aplicável a este tipo de empresa
Multiplicador de lucros (P/E):$24.06
Fórmula de crescimento de Graham:Não aplicável a este tipo de empresa
Valor da capacidade de gerar lucro (EPV):Não aplicável a este tipo de empresa
P/B justificado:$28.51
Desconto de dividendos (Gordon):$22.02
P/FFO, fundos de operações:Não aplicável a este tipo de empresa
Lucros de meio de ciclo:Não aplicável a este tipo de empresa
Multiplicador sobre as receitas:Não aplicável a este tipo de empresa
Consenso dos Analistas:Vender (0B / 9H / 9S)
Última Surpresa de Resultados:+2.16%

Métricas de Avaliação

Rácio P/E

10.70

ROE

10.0%

Rácio P/B

1.06

P/FCF

9.58

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Criação de Valor (Vantagem Competitiva)

ROIC

-

WACC

9.1%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (16)

  • EPS shows upward trend
  • P/FCF 9.58
  • P/B Ratio 1.06
  • Operating Margin 41.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.3%
  • Earnings Surprise avg 4.1%
  • PEG Ratio 1.16
  • Earnings Quality (OCF/NI) 1.18
  • Share Dilution -2.3%
  • Net Margin Trend 31.5% vs 29.8%
  • Piotroski F-Score 7/9

Reprovado (7)

  • EPS CAGR 3.23%
  • Price CAGR -3.34%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Revenue Growth 5Y 3.0%
  • Analyst Consensus 0% Buy

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Saúde financeira sólida

score
criteria

Qualidade dos Resultados

1.18

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-2.3%

A recomprar ações. Favorável ao acionista

Participações institucionais

Governação

Equipa Executiva

NomeCargoIdade
Mr. Robert Scott HarrisonChairman of the Board, President & CEO65
Mr. James M. MosesVice Chairman of Finance Group & CFO48
Mr. Neill Alan CharVice Chairman of Commercial & Retail Banking Group53
Ms. Lea M. NakamuraExecutive VP & Chief Risk Officer of Risk Management Group59
Ms. Gina O. Woo AnonuevoVice Chair & Chief Administrative Officer58
Mr. Kevin S. Haseyama C.F.A.Strategic Planning & Investor Relations Manager-
Mr. Joel E. Rappoport Esq., J.D.Executive VP of Legal & Corporate Services Group, General Counsel and Secretary-
Ms. Darlene N. BlakeneyExecutive VP of Wholesale Banking Group & Chief Lending Officer62

Risco de Auditoria

4

Risco do Conselho

3

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

1

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Documentos

  • Relatório anual (10-K)

    Uma visão anual do negócio, dos resultados financeiros e dos riscos da empresa.

    Arquivado em 2026-02-27

    Ver documento
  • Relatório trimestral (10-Q)

    Uma atualização sobre o desempenho financeiro dos últimos três meses.

    Arquivado em 2026-08-03

    Ver documento
  • Relatório de fato relevante (8-K)

    Um aviso sobre um fato relevante, como uma mudança na liderança ou um grande anúncio.

    Arquivado em 2026-07-24

    Ver documento

via SEC EDGAR

Histórico de Resultados

via SEC EDGAR

Latest News

Recent headlines for FHB, sourced from Markets Gazette.

  • 4/25/2026NEUTRAL
    Full Transcript: First Hawaiian Q1 2026 Earnings Call

    First Hawaiian Inc. released its Q1 2026 earnings call transcript on April 25, 2026. The transcript provides a detailed account of the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. Investors and analysts can review the discussions on revenue streams, operational efficiency, market conditions, and management's forward-looking statements. While the transcript itself is informational, it serves as a crucial resource for understanding the company's trajectory and potential future performance, allowing for informed investment decisions.

via Markets Gazette